This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/48
$799,000 Just Listed
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/48
Property Description
Nestled in the heart of highly desirable Largo Sound Village, this beautifully maintained 4-bedroom, 2-bath CBS home has the perfect blend of Florida Keys charm, boating lifestyle, and true neighborhood community living. Largo Sound Village is known not only for its private waterfront amenities, but also for its warm, family-friendly atmosphere where neighbors come together throughout the year to celebrate holidays, decorate for the seasons, and create a welcoming sense of community that is hard to find in the Keys. Residents enjoy access to the neighborhood's private homeowner's park for just $150 per year, featuring a boat ramp, trailer parking, tiki hut, and dog park, along with quick boating access to both the Atlantic Ocean and Florida Bay through Adams Cut. Whether it's evening golf cart rides, holiday gatherings, or spending weekends on the water, Largo Sound Village lends a lifestyle that feels both relaxed and connected. Inside, the home features 2,283 square feet of inviting living space filled with natural light. The updated kitchen includes stainless steel appliances, Silestone countertops, extensive prep space, and bar seating for entertaining family and friends. The spacious living area flows seamlessly into a fully enclosed and air-conditioned Florida room, creating the perfect space for relaxing or hosting guests year-round. From the backyard, enjoy peaceful water glimpses and the calming sounds of Largo Sound nearby. The primary suite includes a private ensuite bath with a large walk-in shower, while three additional newly carpeted bedrooms provide flexibility for family, guests, or a home office. One bedroom currently used as an office has a separate exterior entrance and could easily be converted into an in-law suite with room to add a third bathroom. Situated on a fully fenced 6,000 sq. ft. lot, the property has plenty of parking plus room for a future pool or tiki area. A 240V fast charger is already installed.
Full Property Details
Full Property Details for 304 2nd Terrace
General
- Price: $799,000
- HOA FEE: $13/month
- HOA FEE FREQ.: Yearly
- Taxes: $3,083 (2025)
- Status: Active
- Type: Single Family
- Source: 927
- MLS ID: 620060
- Updated: 5/28/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 8
- Appliances: Trash Compactor, Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven, Range, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Location
- Area: 27 - Key Largo MM 97-107
- County: Monroe
- Subdivision: Largo Sound Vill (104.0)
- Driving Directions: Drive southwest on US 1/Overseas Highway. Make a left U-turn at Ocean Bay Drive to stay on US 1/Overseas Highway, if permitted. Right to Ave B. Right to 2nd Terrace. Property is on the left.
Community
- Association: Yes
- Assoc. Fees Include: Other
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Wall/Window Unit(s), Central Air
- Heating Type: Forced Air
Structural Information
- Construction: CBS
- Square Feet: 2,283
- Sq. Ft. Source: Tax Records
- Year Built: 1975
Lot Features
- Property View: Ocean
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,000
- Lot Dimensions: 60 x 100
- Zoning: SF - Single Family
Financial Considerations
- Association Fee: Yes
- Association Fee: $150
- Assoc Fee Freq.: Yearly
- Tax Amount: $3,083.17
- Tax Year: 2025
- Terms: Cash, Conventional, VA Loan, FHA
Disclosures and Reports
- Legal Description: BK 4 LT 9 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR566-721 OR615-249 OR1058-256 OR1147-2296 OR1174-1629 OR1180-401 OR1304-
- Flood Zone: AE, 0.2 PCT ANNUAL CH
- APN: 00474550-000000
Listed by Beycome of Florida, LLC, Steven Koleno (804) 656-5007
Get Pre-Approved Today
Schools
Schools serving 304 2nd Terrace
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Key Largo School 104801 Overseas Highway, Key Largo, FL 33037 | PK-8 | 1 mi |
Coral Shores High School 89901 Old Highway, Tavernier, FL 33070 | 9-12 | 13.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 304 2nd Terrace
Date
Details
Price
Change
Source
5/28/2026
Listed
$799,000
142.12%
MLS
3/27/2009
Sold
$330,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 304 2nd Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,949
—
$318,363
3%
2024
$2,949
5%
$309,391
3%
2023
$2,808
4%
$300,380
6%
2021
$2,693
1%
$283,138
-3%
2022
$2,667
-1%
$291,632
4%
2021
$2,693
2%
$279,229
2%
2019
$2,633
—
$272,952
2%
2018
$2,627
2%
$267,863
2%
2017
$2,575
-1%
$262,354
2%
2016
$2,604
-1%
$256,958
1%
2015
$2,643
-2%
$255,172
1%
2014
$2,697
-4%
$253,147
-2%
2013
$2,802
—
$258,067
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 304 2nd Terrace
304 2nd Ter, Key Largo, FL 33037 (MLS# 620060) is a Single Family property with 3 bedrooms and 2 full bathrooms. 304 2nd Ter is currently listed for $799,000 and was received on May 28, 2026. Want to learn more about 304 2nd Ter? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

