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$519,900
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Property Description
Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle. This is like living on the water without paying the premium price. 2 kayaks and bicycles are included. Boating enthusiasts will love the easy access to the ocean via Adams Cut or Tavernier Creek. Evenings are for unwinding in the outdoor hot tub or hosting memorable gatherings on the paved patio under garden lighting, surrounded by lush tropical landscaping. Owner has taken care of the big-ticket items, including a new roof, new A/C split systems, fresh paint inside and out and impact windows/doors, making this charming gem completely move-in ready. There is room for a couple of cars and a 24' boat on trailer on the property. The community clubhouse and swimming beach offer even more opportunities for sun-soaked fun. The location is unbeatable-just minutes from Key Largo's dining, shopping, and outdoor attractions, with an easy commute to Miami. Whether you are seeking a refined vacation retreat or a full-time island residence, this home delivers a perfect balance of tropical comfort and coastal style. This is an amazing opportunity to embrace the best of the Florida Keys: boating, snorkeling, world-class fishing, scuba diving, or simply soaking up the sun.
Full Property Details
Full Property Details for 40 Pirates Dr
General
- Price: $519,900
- Taxes: $4,210 (2024)
- Status: Active
- Type: Single Family
- Source: Greater_Miami
- MLS ID: A11922291
- Updated: 12/1/2025
- Added to Site: 48 day(s) ago
Interior
- Interior Features: First Floor Entry, Built-in Features, Utility Room/Laundry
- Appliances: Dryer, Microwave, Electric Range, Refrigerator, Washer
- Flooring: Concrete, Tile
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 1
- Bedroom Features: At Least 1 Bedroom Ground Level
Other Rooms
- Living Room: Utility Room/Laundry Sq. Ft.
- Laundry: Utility Room/Laundry
Exterior
- Exterior Features: Lighting, Outdoor Shower
- Deck/Patio: Open Porch, Patio
Parking
- Parking Features: Driveway
Location
- Area: Pirates Cove
- County: Monroe County
- Subdivision: PIRATES COVE
- Building Name: PIRATES COVE
- Direction Faces: Northwest
Community
- Community Name: Pirates Cove
- Association: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Municipal Water
Structural Information
- Architectural Style: Detached, One Story
- Structure Type: R30-No Pool/No Water, House
- Detached/Attached: Detached
- Construction: Concrete Block Construction, CBS Construction
- Roof: Other
- Doors: High Impact Doors
- Building Size: 669
- Square Feet: 561
- Living Area: 561 Sq. Ft.
- Year Built: 1958
Lot Features
- Property View: Canal
- Lot Size (Sq. Ft.): 2,500
- Lot Features: Less Than 1/4 Acre Lot
- Zoning: IS-M
- Fencing (Description): Fenced
Water Features
- Water View: Yes
Financial Considerations
- Price Per Sq. Ft.: $926.74
- Tax Amount: $4,210
- Tax Year: 2024
- Terms: All Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Legal Description: BK 5 LT 10 PIRATES COVE-KEY LARGO PB3-18 OR13-50 OR279-422 OR937-319L/E OR1437-2238D/C OR1438-190 OR1460-29 OR2778-417 OR2892-2487 OR3256-20
- Restrictions: Ok To Lease With Res
- Property ID: 00493460-000000
Listed by LoKation
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Schools
Schools serving 40 Pirates Dr
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Key Largo School 104801 Overseas Highway, Key Largo, FL 33037 | PK-8 | 6.5 mi |
Key West High School 2100 Flagler Avenue, Key West, FL 33040 | 9-12 | 90.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 40 Pirates Dr
Date
Details
Price
Change
Source
11/29/2025
Listed
$519,900
-1.91%
MLS
12/27/2023
Sold
$530,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 40 Pirates Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,812
—
$418,109
11%
2024
$3,812
36%
$375,904
24%
2023
$2,797
20%
$304,015
46%
2021
$2,332
-8%
$208,028
-22%
2022
$2,529
8%
$268,230
56%
2021
$2,332
8%
$171,838
-1%
2019
$2,158
20%
$173,022
58%
2018
$1,791
14%
$109,844
10%
2017
$1,570
1%
$99,858
6%
2016
$1,560
—
$94,286
5%
2015
$1,560
-2%
$90,075
7%
2014
$1,591
5%
$84,487
10%
2013
$1,515
—
$76,807
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 40 Pirates Dr
40 Pirates Dr, Key Largo, FL 33037 (MLS# A11922291) is a Single Family property with 1 bedroom and 1 full bathroom. 40 Pirates Dr is currently listed for $519,900 and was received on November 29, 2025. Want to learn more about 40 Pirates Dr? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

