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$5,375,000
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Property Description
Welcome to your easy-living retreat at 41A Pumpkin Cay of Ocean Reef Club. This beautifully updated 4-bedroom, 3.5-bath ground-floor condo offers a bright, open layout designed for gathering family and friends. It's truly move-in ready, featuring a brand-new AC (2026), a new roof (2025), and newly installed impact sliding glass doors that open to your screened-in porch-perfect for those slow mornings watching the sunrise. The heart of the home is the modern kitchen (updated in 2021), featuring quartz countertops, sleek stainless steel appliances and generous cabinet space. Whether you're hosting a dinner or a casual happy hour, the custom bar-complete with a new Scotsman ice maker and wine fridge-makes entertaining a breeze. One of the four bedrooms offers great flexibility as a home office or guest suite, featuring a built-in queen Murphy bed. For the boaters, your assigned 29-foot dock is just steps away in a protected canal with quick ocean access. Offered fully furnished, this residence is ready for you to move right in and start making memories in the heart of Ocean Reef.
Full Property Details
Full Property Details for 41 Pumpkin Cay #A
General
- Price: $5,375,000
- HOA FEE: $1,900/month
- HOA FEE FREQ.: Quarterly
- Taxes: $27,720 (2025)
- Status: Active
- Type: Condo
- Source: Greater_Miami
- MLS ID: A11982791
- Updated: 3/13/2026
- Added to Site: 23 day(s) ago
Interior
- Interior Features: First Floor Entry
- Appliances: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave
- Furnished: Yes
- Furnishings: Furnished
- Flooring: Ceramic Floor
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
- Bedroom Features: At Least 1 Bedroom Ground Level, Entry Level
Additional Information
- Shared Amenities: Bike/Jog Path, Boat Dock, Business Center, Child Play Area, Clubhouse-Clubroom
- Maint. Includes: Cable Tv, Common Area
- Security/Safety: Fire Alarm, Guard At Site
- Equipment: Elevator
Parking
- Garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
- Parking Features: 1 Space, Guest, Other
Location
- Area: Ocean Reef Club
- County: Monroe County
- Subdivision: Ocean Reef Club
- Building Name: Pumpkin Cay
- Driving Directions: GPS to Ocean Reef Club, North Key Largo
Community
- Community Name: Ocean Reef Club
- Association: Yes
- Pets Allowed: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Electric
Structural Information
- Architectural Style: Corner Unit
- Structure Type: Condo 1-4 Stories, Condo
- Detached/Attached: Attached
- Construction: CBS Construction
- Windows: Blinds, High Impact Windows, Impact Glass
- Doors: High Impact Doors
- Entry Floor Number: 1
- Square Feet: 1,970
- Living Area: 1,970 Sq. Ft.
- Year Built: 1975
Lot Features
- Property View: Canal
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Canal Front
Financial Considerations
- Price Per Sq. Ft.: $2,728.43
- Association Fee: $5,700
- Assoc Fee Freq.: Quarterly
- Tax Amount: $27,720
- Tax Year: 2025
- Terms: All Cash, Conventional
Disclosures and Reports
- Legal Description: PRIVATE DWELLING NO PC-41A PUMPKIN CAY CONDOMINIUM NO 9 OR689-480 OR967-1162 OR967-1163 OR1248-1993 OR1574-1473 OR1739-1088 OR2582-2384 OR27
- Restrictions: Dock Restrictions, No Trucks/Rv'S
- Inclusions: Community Boat Dock, Deeded Dock, Dock Available, Community Marina
- Property ID: 1701491
Listed by Swenson & Ecuyer Realty
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Schools
Schools serving 41 Pumpkin Cay #A
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Key Largo School 104801 Overseas Highway, Key Largo, FL 33037 | PK-8 | 13.7 mi |
Coral Shores High School 89901 Old Highway, Tavernier, FL 33070 | 9-12 | 28.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 41 Pumpkin Cay #A
Date
Details
Price
Change
Source
3/12/2026
Listed
$5,375,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 41 Pumpkin Cay #A
Year
Property Taxes
Change
Tax Assessment
Change
2024
$27,153
—
$5,137,721
1%
2024
$27,153
12%
$5,074,948
17%
2023
$24,166
40%
$4,348,387
83%
2021
$17,292
-16%
$2,372,737
-32%
2022
$20,491
18%
$3,514,791
53%
2021
$17,292
8%
$2,304,209
11%
2019
$15,941
5%
$2,070,024
10%
2018
$15,152
12%
$1,881,840
-1%
2017
$13,561
9%
$1,893,914
22%
2016
$12,444
25%
$1,555,240
30%
2015
$9,967
2%
$1,200,602
10%
2014
$9,791
12%
$1,091,952
10%
2013
$8,767
—
$992,684
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 41 Pumpkin Cay #A
41 Pumpkin Cay #A, Key Largo, FL 33037 (MLS# A11982791) is a Condo property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 41 Pumpkin Cay #A is currently listed for $5,375,000 and was received on March 12, 2026. Want to learn more about 41 Pumpkin Cay #A? Do you have questions about finding other Condo real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

