Date
Details
Price
Change
Source
11/13/2025
Listed
$6,950,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/73
$6,950,000
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Property Description
Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes.
Full Property Details
Full Property Details for 545 Ocean Cay Dr
General
- Price: $6,950,000
- HOA FEE: $250/month
- HOA FEE FREQ.: Annually
- Taxes: $16,709 (2024)
- Status: Active
- Type: Single Family
- Source: Greater_Miami
- MLS ID: A11914298
- Updated: 12/18/2025
- Added to Site: 64 day(s) ago
Interior
- Interior Features: First Floor Entry, Second Floor Entry, Elevator, Walk-In Closet(s), Wet Bar, Storage, Utility Room/Laundry
- Appliances: Dishwasher, Dryer, Microwave, Other Equipment/Appliances, Gas Range, Refrigerator, Washer
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
- Bedroom Features: Primary Bath Shower, Primary Bath Tub, Primary Bedroom Upstairs
Other Rooms
- Living Room: Storage Room, Utility Room Sq. Ft.
- Laundry: Utility Room/Laundry
Additional Information
- Pool: Yes
- Pool Description: In Ground
- Equipment: Elevator
Exterior
- Exterior Features: Barbecue, Built-In Grill, Open Balcony
- Deck/Patio: Awning(s), Open Balcony
Parking
- Garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
- Parking Features: Covered, Driveway
Location
- Area: Port Largo
- County: Monroe County
- Subdivision: Port Largo
- Building Name: Port Largo
- Driving Directions: MM 100-- Turn east onto Ocean Cay Dr and follow to gate at end of street. Gated Community.
- Direction Faces: West
Community
- Community Name: Port Largo
- Association: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Other
Utilities
- Sewer: Public Sewer
- Water: Municipal Water
Structural Information
- Architectural Style: Detached, Three Or More Stories
- Structure Type: House
- Detached/Attached: Detached
- Construction: CBS Construction
- Roof: Metal Roof
- Windows: Electric Shutters
- Doors: High Impact Doors
- Year Built: 2001
Lot Features
- Property View: Canal, Ocean, Water
- Frontage Feet: 100
- Lot Features: 1/4 To Less Than 1/2 Acre Lot
- Zoning: IS
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Ocean Access, Canal Front, Ocean Front
Financial Considerations
- Association Fee: $3,000
- Assoc Fee Freq.: Annually
- Tax Amount: $16,709
- Tax Year: 2024
- Terms: All Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Legal Description: PORT LARGO FIFTH ADDITION KEY LARGO PB6-109 LOT 545 & PT PVT RD OR796-2450 OR866-293/295 OR1003-1510/1513E OR1010-904/90
- Restrictions: Ok To Lease With Res
- Inclusions: Private Dock
- Property ID: 00453475-016100
Listed by American Caribbean Real Estate
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— 545 Ocean Cay Dr —
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Schools
Schools serving 545 Ocean Cay Dr
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Key Largo School 104801 Overseas Highway, Key Largo, FL 33037 | PK-8 | 4.9 mi |
Key West High School 2100 Flagler Avenue, Key West, FL 33040 | 9-12 | 92.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 545 Ocean Cay Dr
Tax History
Tax History for 545 Ocean Cay Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$16,709
—
$2,128,706
3%
2024
$16,709
3%
$2,068,714
3%
2023
$16,254
4%
$2,008,461
6%
2021
$15,639
3%
$1,893,168
-3%
2022
$15,244
-3%
$1,949,963
4%
2021
$15,639
3%
$1,867,030
2%
2019
$15,208
—
$1,825,054
2%
2018
$15,223
2%
$1,791,025
2%
2017
$14,891
-1%
$1,754,188
2%
2016
$15,117
-1%
$1,718,108
1%
2015
$15,259
-2%
$1,706,165
1%
2014
$15,556
-1%
$1,692,624
1%
2013
$15,701
—
$1,667,610
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 545 Ocean Cay Dr
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545 Ocean Cay Dr, Key Largo, FL 33037 (MLS# A11914298) is a Single Family property with 3 bedrooms and 3 full bathrooms. 545 Ocean Cay Dr is currently listed for $6,950,000 and was received on November 13, 2025. Want to learn more about 545 Ocean Cay Dr? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.