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$1,190,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,220 Sq. Ft.

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Open House: 2:00 PM - 4:00 PM

Sunday 8/30 2:00 PM - 4:00 PM

646 Cabrera Street,Key Largo, FL 33037

646 Cabrera StreetKey LargoFL33037

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A rare opportunity to own a never-before-offered, newly constructed residence in Key Largo's South Creek Village. Built by Construct All and meticulously maintained, the home reflects a thoughtful approach to modern Keys living, with solid CBS construction, a metal roof, impact-resistant windows and doors, and clean, coastal interiors that feel both considered and comfortable. Set on a corner lot, the five-bedroom, three-bath floor plan offers flexibility for family, visiting guests, or extended stays. Natural light carries through open living spaces and into a well-appointed kitchen with generous counterspace, custom cabinetry, and an easy connection to the main gathering areas. Beyond the interiors, the property offers something increasingly difficult to find in the Keys: room to make the grounds your own. There is ample space for a pool, along with accommodations for an RV, boats, trailers, and multiple vehicles. The 12'+ carport is equipped with electric hurricane screens, providing an added layer of storm protection. South Creek Village also offers a private, voluntary homeowners association with access to a waterfront park and boat ramp, as well as first-come dockage for up to 72 hours, an uncommon convenience for launching, loading, or keeping the boat nearby for a weekend on the water. From here, the best of Key Largo is close at hand, with marinas, waterfront dining, parks, John Pennekamp Coral Reef State Park in your backyard, and the surrounding waters offering endless opportunities for fishing, diving, snorkeling, and boating. Equally suited to year-round living or time spent away, this is a home defined not simply by its newer construction, but by the freedom it affords: space for family, space for the boat, and a natural connection to the water and lifestyle that make the Florida Keys unlike anywhere else. Just an hour from Miami and centrally positioned near the best dining and attractions Key Largo has to offer.

Full Property Details for 646 Cabrera St

General

  • Price: $1,190,000
  • HOA FEE: $21/month
  • HOA FEE FREQ.: Yearly
  • Taxes: $6,433 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 620951
  • Updated: 8/12/2026
  • Added to Site: 16 day(s) ago

Interior

  • Interior Features: Walk-in Closet(s), Built-in Cabinets, Quartz Countertops, Smoke Alarms, Split Bedroom, Storage, Window Treatments, Low Flow Plumbing Fixtures, Smart Thermostat
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Tile, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Other Area Features, Community Dockage, Community Boat Ramp
  • Security/Safety: No Security

Exterior

  • Exterior Features: Rain Gutters
  • Deck/Patio: Open Porch/Balcony
  • Porch/Patio/Deck: Open Porch/Balcony

Parking

  • Parking Features: Open, Covered, Carport

Location

  • Area: 27 - Key Largo MM 97-107
  • County: Monroe
  • Subdivision: S Creek Village (103.0)
  • Driving Directions: From US-1, turn right onto Cabrera Street and the home is on your right.

Community

  • Assoc. Fees Include: Other
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)
  • Heating Type: Central

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: New Construction, Updated/Remodeled
  • Construction: CBS, Concrete
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window
  • Square Feet: 2,220
  • Sq. Ft. Source: Property Data Card
  • Year Built: 2021
  • Property Condition: New Construction, Updated/Remodeled

Lot Features

  • Property View: No Waterview
  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 5,000
  • Lot Size Source: Property Data Card
  • Lot Dimensions: 50 x 100
  • Zoning: IS - Improved Subivision District

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $250
  • Assoc Fee Freq.: Yearly
  • Tax Amount: $6,433.5
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Bk 2 Lt 7 South Creek Village Key Largo Pb3-85 Or158-199/200 Or1642-291/92 Or1648-1668/69 Or1648-1670 Or2232-1606/27 Or2
  • Flood Zone: X, 0.2 PCT ANNUAL
  • APN: 466680000000

Listed by Ocean Sotheby's International Realty, Walters Luxury Group Gloria, Rachel and Michaela Walters (305) 942-6834

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Listing agent

— 646 Cabrera St —

  • Walters Luxury Group Gloria, Rachel and Michaela Walters

    Ocean Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 646 Cabrera St

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-81.8 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-1212.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 646 Cabrera St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/12/2026
Listed
$1,190,000
19%
MLS
11/03/2022
Sold
$1,000,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 646 Cabrera St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,434
-4%
$693,537
-7%
2024
$6,707
8%
$745,216
8%
2023
$6,208
370%
$687,915
451%
2021
$1,320
-74%
$124,888
-79%
2022
$5,022
280%
$599,346
482%
2021
$1,320
68%
$103,000
212%
2019
$788
5%
$32,987
10%
2018
$747
4%
$29,988
-60%
2017
$720
10%
$74,675
38%
2016
$657
21%
$54,075
140%
2015
$545
19%
$22,531
1106%
2014
$457
2%
$1,868
10%
2013
$450
—
$1,699
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Ocean Sotheby's International Realty, Walters Luxury Group Gloria, Rachel and Michaela Walters (305) 942-6834

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646 Cabrera Street, Key Largo, FL 33037 (MLS# 620951) is a Single Family property with 5 bedrooms and 3 full bathrooms. 646 Cabrera Street is currently listed for $1,190,000 and was received on August 12, 2026. Want to learn more about 646 Cabrera Street? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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