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$1,099,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,499 Sq. Ft.
  • Updated 21 hours ago
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Stunningly updated ground level home on three lots, spanning street-to-street in Key Largo's Pirate's Cove neighborhood with community boat ramp, clubhouse and bayfront beach. This spacious concrete home with metal roof is high and dry in the most desirable X-flood zone, and it also has insulated Anderson impact windows for safety and energy efficiency. Outside is mature, lush landscaping (including mango, soursop, lime and key lime trees) that wraps the home in shady gardens and transports you into your own private oasis with built-in grill, shelter and fire pit. Inside, the new gourmet kitchen is flanked by a pair of matching Miele refrigerators and features a custom black granite island with a professional grade Wolf gas range, double ovens, drawer microwave and hammered copper hood. The custom wood cabinets are rough sawn imported black walnut and accented by a deep hammered copper farm sink. The interior craftsmanship and attention to detail can be seen throughout the home, from the rough sawn imported black walnut doors, door casings, baseboards and window trim to the custom closet doors, copper bathroom sink basins, and custom lighting and fixtures. There's also primary bedroom and built in bookshelves in the second bedroom. Must see to appreciate! Call today.

Full Property Details for 85 Henry Morgan Dr

General

  • Price: $1,099,000
  • Taxes: $6,804 (2026)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A12015323
  • Updated: 5/11/2026
  • Added to Site: 5 day(s) ago

Interior

  • Number of Rooms: 1
  • Interior Features: First Floor Entry, Utility Room/Laundry
  • Appliances: Dryer, Electric Water Heater, Microwave

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedroom Features: Entry Level

Other Rooms

  • Living Room: Utility Room/Laundry Sq. Ft.
  • Laundry: Utility Room/Laundry, Washer/Dryer Hook-Up

Exterior

  • Exterior Features: Barbecue, Built-In Grill

Parking

  • Parking Features: Additional Spaces Available, Other, Rv/Boat Parking

Location

  • Area: Pirates Cove
  • County: Monroe County
  • Subdivision: PIRATES COVE
  • Building Name: PIRATES COVE
  • Direction Faces: South

Community

  • Community Name: Pirates Cove
  • Association: Yes
  • Pets Allowed: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s)
  • Heating Type: Other

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Attached, Half Duplex, Manufactured
  • Structure Type: R30-No Pool/No Water, House
  • Detached/Attached: Attached
  • Construction: Concrete Block Construction
  • Roof: Aluminum, Metal Roof
  • Doors: High Impact Doors
  • Building Size: 1881
  • Square Feet: 1,499
  • Living Area: 1,499 Sq. Ft.
  • Year Built: 2009

Lot Features

  • Property View: None
  • Lot Size (Sq. Ft.): 7,500
  • Lot Features: Less Than 1/4 Acre Lot
  • Zoning: IS-M

Financial Considerations

  • Price Per Sq. Ft.: $733.16
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $6,804
  • Tax Year: 2026
  • Terms: Conventional, FHA, FHA-Va Approved

Disclosures and Reports

  • Legal Description: BK 7 LTS 2, 3 AND 16 PIRATES COVE KEY LARGO PB3-18 OR94-273 OR485-91 OR902-895 OR1388-1690 OR1876-1226 OR1921-1789 OR2221-239 OR2433-468 OR2
  • Restrictions: Ok To Lease
  • Property ID: 00493710-000000

Listed by PS Realty Group LLC

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Listing agent

— 85 Henry Morgan Dr —

  • PS Realty Group LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 85 Henry Morgan Dr

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-86.4 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-128 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 85 Henry Morgan Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/07/2026
Listed
$1,099,000
10.01%
MLS
11/26/2025
Sold
$999,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 85 Henry Morgan Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,637
—
$737,647
—
2024
$6,637
62%
$734,284
59%
2023
$4,105
4%
$461,862
6%
2021
$3,945
2%
$435,350
-3%
2022
$3,883
-2%
$448,410
4%
2021
$3,945
-4%
$429,340
5%
2019
$4,092
1%
$409,397
4%
2018
$4,042
2%
$395,299
-1%
2017
$3,969
6%
$398,754
15%
2016
$3,733
5%
$345,417
9%
2015
$3,565
-2%
$318,246
2%
2014
$3,633
6%
$311,693
10%
2013
$3,427
—
$283,358
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by PS Realty Group LLC

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85 Henry Morgan Dr, Key Largo, FL 33037 (MLS# A12015323) is a Single Family property with 3 bedrooms and 2 full bathrooms. 85 Henry Morgan Dr is currently listed for $1,099,000 and was received on May 07, 2026. Want to learn more about 85 Henry Morgan Dr? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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