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$940,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 1,540 Sq. Ft.
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BUYERS - A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)-a vibrant, gated oceanfront community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: "¢ A generous open layout "¢ A dedicated laundry room "¢ A charming peek‑a‑boo ocean view "¢ Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity. KLOR offers an impressive array of amenities, including: 🛥️ Full‑service marina (all slips currently occupied; waiting list available) 🚤 Private concrete boat ramp with direct ocean access 🏊‍♂️ Resort‑style swimming pool 🏋️‍♀️ Modern fitness center 🎾 Tennis and basketball courts 🏠 Clubhouse and more.

Full Property Details for 94825 Overseas Hwy #281

General

  • Price: $940,000
  • HOA FEE: $434/month
  • Taxes: $5,414 (2024)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 616376
  • Updated: 5/13/2026
  • Added to Site: 375 day(s) ago

Interior

  • Interior Features: Drapes/Blinds Incl, Granite Counter Top, Security System
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Community Boat Ramp, Clubhouse, Tennis Court(s), Pool
  • Security/Safety: Patrolled Area

Exterior

  • Deck/Patio: Open Porch/Balcony, Patio
  • Porch/Patio/Deck: Open Porch/Balcony, Patio

Parking

  • Parking Features: Covered

Location

  • Area: 26 - Key Largo S of MM 96.9
  • County: Monroe
  • Subdivision: Key Largo Ocn Resorts (94.5)
  • Driving Directions: US1 at MM 94.8

Community

  • Association: Yes
  • Assoc. Fees Include: Cable TV, Common Area Mnt, Security
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Structural Information

  • Architectural Style: Above Flood
  • Construction: CBS
  • Roof: Metal
  • Windows/Doors: Glass Doors, Impact Rstnce Doors, Impact Rstnce Window
  • Square Feet: 1,540
  • Sq. Ft. Source: Seller
  • Year Built: 2020

Lot Features

  • Property View: No Waterview
  • Lot Size (Acres): 0.04
  • Lot Size (Sq. Ft.): 1,658
  • Lot Size Source: Property Data Card
  • Zoning: SF - Single Family

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $434
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $5,414.11
  • Tax Year: 2024
  • Terms: Cash, Conventional, FHA

Disclosures and Reports

  • Legal Description: UNIT 281 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-1090 OR2900-2460/62 OR2900-2464DC
  • Flood Zone: AE, AE, VE, AE, VE, VE

Listed by RE/MAX All Keys Real Estate, Joe C Vigo, P.A. (786) 236-8647

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Listing agent

— 94825 Overseas Hwy #281 —

  • Joe C Vigo, P.A.

    RE/MAX All Keys Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 94825 Overseas Hwy #281 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/18/2025
Price Reduced
$940,000
-2.08%
MLS
9/03/2025
Listed
$960,000
757.14%
MLS
3/29/2018
Sold
$112,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 94825 Overseas Hwy #281

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,525
—
$862,891
6%
2024
$5,525
4%
$812,191
-3%
2023
$5,322
33%
$841,555
90%
2021
$4,004
-5%
$443,068
-15%
2022
$4,210
5%
$524,255
413%
2021
$4,004
285%
$102,216
10%
2019
$1,040
18%
$92,516
49%
2018
$879
2%
$61,906
-37%
2017
$861
17%
$97,822
53%
2016
$735
1%
$63,756
37%
2015
$728
11%
$46,511
10%
2014
$655
-16%
$42,283
-18%
2013
$779
—
$51,630
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 94825 Overseas Hwy #281

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by RE/MAX All Keys Real Estate, Joe C Vigo, P.A. (786) 236-8647

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94825 Overseas Highway #281, Key Largo, FL 33037 (MLS# 616376) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 94825 Overseas Highway #281 is currently listed for $940,000 and was received on September 02, 2025. Want to learn more about 94825 Overseas Highway #281? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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