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$940,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 1,540 Sq. Ft.
  • Updated 2 days ago
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A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)-a vibrant, gated oceanfront community that has evolved from a modest trailer park co-op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: "¢ A generous open layout "¢ A dedicated laundry room "¢ A charming peek-a-boo ocean view "¢ Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short-term rental setup or settle into year-round island serenity. KLOR offers an impressive array of amenities, including: ??? Full-service marina (all slips currently occupied; waiting list available) ?? Private concrete boat ramp with direct ocean access ????? Resort-style swimming pool ?????? Modern fitness center ?? Tennis and basketball courts ?? Clubhouse and more.

Full Property Details for 94825 Overseas Hwy #281

General

  • Price: $940,000
  • HOA FEE: $485/month
  • Taxes: $5,525 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A11872673
  • Updated: 1/15/2026
  • Added to Site: 138 day(s) ago

Interior

  • Interior Features: Second Floor Entry, Storage
  • Appliances: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedroom Features: Primary Bedroom Upstairs

Other Rooms

  • Living Room: Storage Room Sq. Ft.
  • Dining Room: Dining/Living Room

Additional Information

  • Shared Pool: Yes
  • Maint. Includes: Maintenance Incl Common Area
  • Security/Safety: Smoke Detector

Exterior

  • Exterior Features: Lighting, Open Balcony
  • Deck/Patio: Open Balcony, Open Porch

Parking

  • Carport Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Covered

Location

  • Area: Key Largo Ocean Resort Co
  • County: Monroe County
  • Subdivision: KEY LARGO OCEAN RESORT CO
  • Building Name: KEY LARGO OCEAN RESORT CO
  • Direction Faces: East

Community

  • Community Name: Key Largo Ocean Resort Co
  • Gated community: Yes
  • Association: Yes
  • Pets Allowed: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Attached, Three Or More Stories
  • Structure Type: R30-No Pool/No Water, House
  • Detached/Attached: Detached
  • Construction: CBS Construction
  • Roof: Metal Roof
  • Windows: Blinds
  • Doors: High Impact Doors
  • Building Size: 2574
  • Square Feet: 1,540
  • Living Area: 1,540 Sq. Ft.
  • Year Built: 2020

Lot Features

  • Property View: None
  • Lot Size (Sq. Ft.): 1,658
  • Lot Features: Less Than 1/4 Acre Lot
  • Zoning: SF - Single Family

Financial Considerations

  • Price Per Sq. Ft.: $610.39
  • Association Fee: $485
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $5,525
  • Tax Year: 2024
  • Terms: All Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Legal Description: UNIT 281 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-1090 OR2900-2460/62 OR2900-2464DC
  • Restrictions: Assoc Approval Required
  • Inclusions: Boatlift, Community Boat Dock, Community Boat Ramp, Private Dock, Common Dock, Community Ramp
  • Property ID: 00483401-028100

Listed by RE/MAX All Keys Real Estate

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— 94825 Overseas Hwy #281 —

  • RE/MAX All Keys Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 94825 Overseas Hwy #281 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/18/2025
Price Reduced
$940,000
-2.08%
MLS
9/02/2025
Listed
$960,000
757.14%
MLS
3/29/2018
Sold
$112,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 94825 Overseas Hwy #281

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,525
—
$862,891
6%
2024
$5,525
4%
$812,191
-3%
2023
$5,322
33%
$841,555
90%
2021
$4,004
-5%
$443,068
-15%
2022
$4,210
5%
$524,255
413%
2021
$4,004
285%
$102,216
10%
2019
$1,040
18%
$92,516
49%
2018
$879
2%
$61,906
-37%
2017
$861
17%
$97,822
53%
2016
$735
1%
$63,756
37%
2015
$728
11%
$46,511
10%
2014
$655
-16%
$42,283
-18%
2013
$779
—
$51,630
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by RE/MAX All Keys Real Estate

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94825 Overseas Hwy #281, Key Largo, FL 33037 (MLS# A11872673) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 94825 Overseas Hwy #281 is currently listed for $940,000 and was received on September 02, 2025. Want to learn more about 94825 Overseas Hwy #281? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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