Date
Details
Price
Change
Source
11/14/2025
Listed
$7,900,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/77
$7,900,000
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Property Description
Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise.Three charming dwellings rest on two separate parcels--complete with deeded baybottom--creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs primary suite with sweeping views. The Cottage, built in 1956, provides a quaint and welcoming guest retreat. The Coral House, constructed in 1992 and situated in the desirable X flood zone, adds yet another layer of versatility to this exceptional estate. Step outside to where Florida Bay stretches before you--complete with a private jetty ideal for sunning, stargazing, or simply soaking in the peaceful coastal atmosphere. A convenient boat ramp beside the jetty makes it easy to launch kayaks and paddleboards for hours of exploration on the shimmering bay. This is a rare opportunity to own a remarkable coastal haven unlike any other. Contact us today to schedule your private tour and experience the magic of this timeless bayfront escape.
Full Property Details
Full Property Details for 95480 & 90 Overseas Hwy
General
- Price: $7,900,000
- Taxes: $18,675 (2025)
- Status: Active
- Type: Single Family
- Source: 927
- MLS ID: 617311
- Updated: 11/14/2025
- Added to Site: 65 day(s) ago
Interior
- Rooms/Areas: Loft, Sun/Florida Room
- Interior Features: Drapes/Blinds Incl, Built-in Cabinets, Storage, Entrance Foyer, Fireplace(s), Split Bedroom
- Fireplace: Yes
- Appliances: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Furnishings: Unfurnished
- Flooring: Tile, Concrete, Carpet
Rooms
Bathrooms
- Total Bathrooms: 9
- Full Bathrooms: 9
Bedrooms
- Total Bedrooms: 10
Additional Information
- Security/Safety: Electric Gate
Exterior
- Exterior Features: Fencing, Storage, Shed, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting
- Deck/Patio: Open Porch/Balcony
Parking
- Parking: Open Parking, Trailer Storage, RV Parking Open, Off Street Parking, Guest Parking
Location
- Area: 26 - Key Largo S of MM 96.9
- County: Monroe
- Subdivision: Sunrise Point (95.0)
Community
- Assoc. Fees Include: None
- Pets Allowed: Yes
Heating & Cooling
- Cooling Type: Central Air, Ceiling Fans(s), Wall/Window Unit(s)
- Heating Type: Electric
Utilities
- Water: Bay/Gulf View, Open Water View
- Utility Description: FKAA, Propane, Elect Separate Meter, Water Separate Meter, Buyer to Verify, Municipal Sewer
Structural Information
- Architectural Style: Single Family
- Construction: CBS, Combo Construction
- Roof: Metal Roof, Concrete Roof
- Windows/Doors: Sliding Glass Doors, Aluminum Windows
- Wiring: Cable
- Square Feet: 5,392
- Sq. Ft. Source: Property Data Card
- Year Built: 1961
Lot Features
- Lot Size (Sq. Ft.): 91,285
- Lot Dimensions: 2.10 acres includes .27 of baybottom
- Fence: Yes
- Zoning: SR - Sub Urban Residential District
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Bay Front, Open Water, Gulf Front
- Dock Description: Boat Ramp, Other Dockage
Financial Considerations
- Tax Amount: $18,675
- Tax Year: 2025
- Terms: Seller Finance Psble
Disclosures and Reports
- Flood Zone: AE, AE, VE, AE
- Rentals Allowed: Yes
- APN: 00088520-000000
Listed by Coldwell Banker Schmitt Islamorada, Alina Davis (305) 393-0541
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 95480 & 90 Overseas Hwy —
Alina Davis
Coldwell Banker Schmitt Islamorada
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 95480 & 90 Overseas Hwy
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Sugarloaf School 255 Crane Boulevard, Summerland Key, FL 33042 | PK-8 | 9.6 mi |
Key West High School 2100 Flagler Avenue, Key West, FL 33040 | 9-12 | 7.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 95480 & 90 Overseas Hwy
Tax History
Tax History for 95480 & 90 Overseas Hwy
Year
Property Taxes
Change
Tax Assessment
Change
2024
$9,041
—
$915,000
1%
2024
$9,041
4%
$901,639
2%
2023
$8,654
10%
$881,500
17%
2021
$7,857
-3%
$752,863
-11%
2022
$8,080
3%
$850,510
13%
2021
$7,857
5%
$750,860
8%
2019
$7,459
3%
$692,335
6%
2018
$7,242
1%
$653,819
1%
2017
$7,175
-1%
$647,182
3%
2016
$7,245
-2%
$630,567
—
2015
$7,364
-2%
$628,117
1%
2014
$7,540
1%
$621,194
5%
2013
$7,445
—
$591,272
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 95480 & 90 Overseas Hwy
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- Single Family
- Active
- Updated 5 days ago
- 3Beds
- 2Total Baths
- 1,702Sq. Ft.
- Single Family
- Active
- Updated 1 day ago
- 3Beds
- 2Total Baths
- 1,070Sq. Ft.
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- Single Family
- Active
- Updated 4 days ago
- 2Beds
- 1Total Bath
- 816Sq. Ft.
- Condo
- Active
- Updated 6 days ago
- 2Beds
- 2Total Baths
- 841Sq. Ft.
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95480 & 90 Overseas Highway, Key Largo, FL 33037 (MLS# 617311) is a Single Family property with 10 bedrooms and 9 full bathrooms. 95480 & 90 Overseas Highway is currently listed for $7,900,000 and was received on November 14, 2025. Want to learn more about 95480 & 90 Overseas Highway? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.