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$1,599,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1,685 Sq. Ft.
  • Updated 3 days ago
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Exceptional open-water living in this 3-bedroom, 2-bath corner condo offering 1,685 sq. ft. of interior living space plus a 442 sq. ft. screened lanai overlooking Florida Bay. Imagine mornings on the water and Keys sunsets from this spacious outdoor living area, perfect for relaxing, dining and enjoying the tropical breezes. Inside, custom improvements include a wood-plank ceiling with decorative beam detailing and recessed lighting, leathered granite kitchen countertops, stainless appliances and a wine cooler. The redesigned primary suite features custom cabinetry and storage, a marble-look walk-in shower and a fitted dressing room/closet. Coastal-toned wood flooring adds warmth to the bedrooms, while hurricane windows and doors provide peace of mind. This furnished residence offers generous living space, privacy and elevator access. Experience Rock Harbor Club, a peaceful tropical paradise surrounded by lush landscaping. Enjoy the large sandy bayfront beach, heated and chilled pool, wooded walking trails, clubhouse, fitness facilities with saunas, tennis, pickleball, bocce and basketball. Boaters will appreciate dry-rack storage with launch and retrieval service and convenient access to the Intracoastal Waterway. It all comes together in the relaxed Florida Keys lifestyle you've been dreaming of.

Full Property Details for 97652 Overseas Hwy #HH31

General

  • Price: $1,599,000
  • HOA FEE: $1,610/month
  • Taxes: $7,060 (2025)
  • Status: Active
  • Type: Condo
  • Source: 927
  • MLS ID: 621549
  • Updated: 10/8/2026
  • Added to Site: 4 day(s) ago

Interior

  • Interior Features: Utility Room, Built-in Cabinets, Granite Counter Top, Pantry, Smoke Alarms, Split Bedroom, Storage, Tray Ceilings
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer, Wine Cooler
  • Flooring: Wood, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Other Area Features, Manager on Premises, Fire Hydrant, Community Dockage, Bike Paths, Beach, Clubhouse, Tennis Court(s), Pool
  • Pool: Yes
  • Pool Description: Concrete, Heated, In Ground, Decked
  • Security/Safety: Electric Gate

Exterior

  • Exterior Features: Tennis Court(s), Rain Gutters, Lighting, Fencing, Fruit Tree(s), Lanai, Outdoor Shower, Privacy Wall/Fence, Sandy Beach, Sprinkler System
  • Deck/Patio: Screened
  • Porch/Patio/Deck: Screened

Parking

  • Parking Features: Open

Location

  • Area: 27 - Key Largo MM 97-107
  • County: Monroe
  • Subdivision: Rock Harbor Condo (97.5)
  • Driving Directions: Gated Community Call for Appointment. Mile Marker 97.5 Bayside across from Vicky's Bakery and First State Bank.

Community

  • Association: Yes
  • Assoc. Fees Include: Other, Bldg Exterior Mnt, Building Insurance, Cable TV, Common Area Mnt, Exterminating, Security, Sewer, Water
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)
  • Heating Type: Central

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: CBS, Concrete
  • Roof: Concrete
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window, Shutters
  • Square Feet: 1,685
  • Sq. Ft. Source: Property Data Card
  • Year Built: 1975
  • Property Condition: Updated/Remodeled

Unit Information

  • Units in Building: 91
  • Unit Type: Unit

Lot Features

  • Property View: Harbor/Marina View, Open Water View, Bay
  • Lot Size (Acres): 15
  • Lot Size (Sq. Ft.): 653,400
  • Zoning: UR - Urban Residential Distrit

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bay Front, Gulf Front, Open Water

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $1,610
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $7,060.91
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: APT 31 ROCK HARBOR CONDOMINIUM #6 OR781-1588 OR839-971 OR839-972Q/C OR951-810 OR951-815AFF OR1177-2151 OR1177-2159 OR117
  • Flood Zone: X
  • APN: 00090966-001300

Listed by LoKation Real Estate, Terri Bodker (305) 522-9420 and LoKation Real Estate, Ana G. Zalesky, P.A. (305) 394-1404

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Listing agents

— 97652 Overseas Hwy #HH31 —

  • Terri Bodker

    LoKation Real Estate

  • Ana G. Zalesky, P.A.

    LoKation Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 97652 Overseas Hwy #HH31 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/08/2026
Listed
$1,599,000
77.67%
MLS
9/22/2023
Sold
$900,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 97652 Overseas Hwy #HH31

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,760
—
$786,379
2%
2024
$6,760
-7%
$767,451
-11%
2023
$7,231
12%
$862,577
7%
2022
$6,483
6%
$807,014
18%
2021
$6,090
—
$684,516
12%
2021
$6,090
11%
$612,577
2%
2019
$5,502
-2%
$600,826
—
2018
$5,600
106%
$600,826
102%
2017
$2,720
-1%
$296,994
2%
2016
$2,751
-1%
$290,886
1%
2015
$2,790
-2%
$288,864
1%
2014
$2,841
-1%
$286,571
1%
2013
$2,863
—
$282,336
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 97652 Overseas Hwy #HH31

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

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NMLS#: 1598647

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Listed by LoKation Real Estate, Terri Bodker (305) 522-9420 and LoKation Real Estate, Ana G. Zalesky, P.A. (305) 394-1404

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97652 Overseas Highway #HH31, Key Largo, FL 33037 (MLS# 621549) is a Condo property with 3 bedrooms and 2 full bathrooms. 97652 Overseas Highway #HH31 is currently listed for $1,599,000 and was received on October 08, 2026. Want to learn more about 97652 Overseas Highway #HH31? Do you have questions about finding other Condo real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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