Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$650,000

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,420 Sq. Ft.
  • Updated 12 days ago
See This Home
Save This Home
See This Home
Save This Home
Wake up to sparkling bay views and end your days with unforgettable Florida Keys sunsets from this spacious 2-bedroom, 2.5-bath condo overlooking Florida Bay. Bright and open, the living, dining, and kitchen areas are designed to maximize water views and create an easy flow for everyday living and entertaining. The kitchen features granite countertops and custom wood cabinetry and opens seamlessly to the main living space, while the private screened balcony offers gentle bay breezes and wide-open water views ideal for morning coffee or evening relaxation. Upstairs, the split-bedroom layout provides privacy and comfort, with a bayfront primary suite featuring an ensuite bath and custom illuminated closets, and a guest bedroom with its own full bath. Rock Harbor Club is a private, resort-style bayfront community set on 15 acres of lush tropical landscaping with a large sandy beach for relaxing days in the sun and a premier boating location near the Intracoastal Waterway with a protected marina offering optional dry rack storage, in-and-out service, and dockage. Additional amenities include a heated and chilled pool, tennis and pickleball courts, kayak and paddleboard launch, fire pit, and a bayfront clubhouse with full kitchen, fitness center, saunas, movie room, and Wi-Fi, offering relaxed waterfront living with exceptional amenities and easy access to boating, dining, and the Florida Keys lifestyle.

Full Property Details for 97652 Overseas Hwy #S11

General

  • Price: $650,000
  • HOA FEE: $1,140/month
  • Taxes: $4,988 (2024)
  • Status: Active
  • Type: Condo
  • Source: 927
  • MLS ID: 614197
  • Updated: 1/5/2026
  • Added to Site: 309 day(s) ago

Interior

  • Rooms/Areas: Laundry Room
  • Interior Features: Split Bedroom, Built-in Cabinets, Tray Ceilings, Window Treatments, Storage, Granite Counter Top, Entrance Foyer, Pantry
  • Appliances: Washer, Stainless Steel Appliance(s), Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: Tile, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Shared Amenities: Community Pool, Bike Paths, Other Area Features, Beach, Fire Hydrant, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
  • Pool: Yes
  • Pool Description: In Ground, Decked, Concrete, Lap, Chilled
  • Security/Safety: Electric Gate

Exterior

  • Exterior Features: Fencing, Tennis Court(s), Sprinkler System, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting, Rain Gutters, Fruit Tree(s)
  • Deck/Patio: Screened P/B

Parking

  • Parking: Open Parking, Off Street Parking, Guest Parking

Location

  • Area: 27 - Key Largo MM 97-107
  • County: Monroe
  • Subdivision: Rock Harbor Condo (97.5)
  • Driving Directions: Gated community call for appointment. Mie marker 97.5 bayside across from First State Bank

Community

  • Assoc. Fees Include: Cable, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating, Sewer
  • Pet Restrictions: 1 under 15 lbs

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fans(s)
  • Heating Type: Central

Utilities

  • Water: Bay/Gulf View, Harbor/Marina View, Open Water View
  • Utility Description: FKAA, Elect Separate Meter, Cable Available

Structural Information

  • Architectural Style: Condo
  • Construction Status: Updated/Remodeled
  • Construction: CBS
  • Roof: Metal Roof, Other Roof, Combo Roof
  • Windows/Doors: Sliding Glass Doors, Other Windows/Doors
  • Dock Size: 411
  • Sprinklers: Yes
  • Wiring: Cable
  • Entry Floor Number: 2
  • Square Feet: 1,420
  • Sq. Ft. Source: Property Data Card
  • Year Built: 1975
  • Property Condition: Updated/Remodeled

Unit Information

  • Unit Floor in Bldg.: 2
  • Unit Type: Unit

Lot Features

  • Fence: Yes
  • Zoning: UR - Urban Residential Distrit

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Bay Front, Open Water, Gulf Front
  • Dock Description: Dock Privileges, Basin, First Come Dock

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $1,140
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $4,988
  • Tax Year: 2024
  • Terms: No Seller Finance

Disclosures and Reports

  • Legal Description: APT NO 11 ROCK HARBOR CONDOMINIUM NO 3 KEY LARGO & 8.5% COMMON ELEMENTS OR682-773 OR798-2468 OR851-1888 OR1279-2187 OR3
  • Restrictions: Yes
  • Flood Zone: X, AE, VE, AE, 0.2 PCT A
  • APN: 00090963-001100

Listed by LoKation Real Estate, Terri Bodker (305) 522-9420

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 97652 Overseas Hwy #S11 —

  • Terri Bodker

    LoKation Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 97652 Overseas Hwy #S11

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-87.1 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1290.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 97652 Overseas Hwy #S11 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/05/2026
Price Reduced
$650,000
-3.7%
MLS
10/29/2025
Price Reduced
$675,000
-0.74%
MLS
7/24/2025
Price Reduced
$680,000
-2.16%
MLS
3/15/2025
Listed
$695,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 97652 Overseas Hwy #S11

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,988
—
$590,869
9%
2024
$4,988
10%
$542,648
1%
2023
$4,554
21%
$535,769
37%
2021
$3,753
-7%
$390,144
-18%
2022
$4,032
7%
$473,859
30%
2021
$3,753
8%
$365,425
3%
2019
$3,477
—
$353,383
4%
2018
$3,460
6%
$338,675
-1%
2017
$3,257
8%
$341,520
22%
2016
$3,002
-1%
$279,896
1%
2015
$3,044
-2%
$277,966
9%
2014
$3,106
13%
$254,016
10%
2013
$2,758
—
$230,924
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 97652 Overseas Hwy #S11

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by LoKation Real Estate, Terri Bodker (305) 522-9420

Similar Properties near 97652 Overseas Hwy #S11

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

200 Harborview Dr, Tavernier, FL 33070 - Photo 1
$655,000

200 Harborview Dr  #101  Tavernier, FL 33070

  • Condo
  • Active
  • Updated 5 days ago
  • 2
    Beds
  • 3
    Total Baths
  • 1,063
    Sq. Ft.
Listed by Realty ONE Group Destination (ISL), Krissy Carnahan
500 Burton Dr, Tavernier, FL 33037 - Photo 1 Price Reduced
-$46,000 (-6.61%)
$649,900

500 Burton Dr  #1314  Tavernier, FL 33037

  • Condo
  • Active
  • Updated 6 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 841
    Sq. Ft.
Listed by Pedrin of Miami Realty, Inc., Diana Valbuena
104350 Overseas Hwy, Key Largo, FL 33037 - Photo 1
$649,000

104350 Overseas Hwy  #B203  Key Largo, FL 33037

  • Condo
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 930
    Sq. Ft.
Listed by Better Homes and Gardens Real Estate Destinations, Jackie Valledor
500 Burton Dr, Tavernier, FL 33070 - Photo 1
$655,000

500 Burton Dr  #4203  Tavernier, FL 33070

  • Condo
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 841
    Sq. Ft.
Listed by American Caribbean Real Estate, Christie's International Real Estate, Tom Rodriguez

Just Listed near 97652 Overseas Hwy #S11

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

202 Navajo St, Tavernier, FL 33070 - Photo 1 Just Listed
$1,999,999

202 Navajo St  Tavernier, FL 33070

  • Single Family
  • Active
  • Updated 6 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,106
    Sq. Ft.
Listed by Coldwell Banker Schmitt Islamorada, Melissa Nowell
106 Plantation Ave, Tavernier, FL 33070 - Photo 1 Just Listed
$1,567,670
Open House

106 Plantation Ave  Tavernier, FL 33070

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,984
    Sq. Ft.
Listed by RE/MAX All Keys Real Estate, Kelly Randin
319 Woods Ave, Tavernier, FL 33070 - Photo 1 Just Listed
$1,179,000

319 Woods Ave  Tavernier, FL 33070

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,070
    Sq. Ft.
Listed by Lokation Real Estate - Tavernier, Susan Kay Holler, PA and Lokation Real Estate - Tavernier, Kelly Wilson
114 Harbor Dr, Tavernier, FL 33070 - Photo 1 Just Listed
$2,300,000

114 Harbor Dr  Tavernier, FL 33070

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,632
    Sq. Ft.
Listed by American Caribbean Real Estate, Christie's International Real Estate, Brooke Vega

Price Reduced near 97652 Overseas Hwy #S11

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

140 Gardenia St, Tavernier, FL 33070 - Photo 1 Price Reduced
-$40,000 (-2.78%)
$1,399,000

140 Gardenia St  Tavernier, FL 33070

  • Single Family
  • Active
  • Updated 2 days ago
  • 2
    Beds
  • 1
    Total Bath
  • 978
    Sq. Ft.
Listed by LoKation Real Estate, Peter Schwarz-Top Producer and LoKation Real Estate, Ewa Schwarz
140 Tavern Dr, Tavernier, FL 33070 - Photo 1 Price Reduced
-$15,000 (-2.86%)
$510,000

140 Tavern Dr  Tavernier, FL 33070

  • Single Family
  • Active
  • Updated 4 days ago
  • 1
    Bed
  • 1
    Total Bath
  • 506
    Sq. Ft.
Listed by Ocean Sotheby's International Realty, Leslie Leopold and Ocean Sotheby's International Realty, Annie Hagen
87200 Overseas Hwy, Tavernier, FL 33036 - Photo 1 Price Reduced
-$20,000 (-2.5%)
$779,000

87200 Overseas Hwy  #I3  Tavernier, FL 33036

  • Townhouse
  • Active
  • Updated 5 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,419
    Sq. Ft.
Listed by Coastal Realty of the Florida Keys, Stephanie Monteagudo Cowart, P.A.
191 Fontaine Dr, Tavernier, FL 33070 - Photo 1 Price Reduced
-$100,000 (-2.82%)
$3,450,000

191 Fontaine Dr  Tavernier, FL 33070

  • Single Family
  • Active
  • Updated 2 days ago
  • 5
    Beds
  • 3
    Total Baths

Recent Sales near 97652 Overseas Hwy #S11

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

225 Gasparilla Dr, Key Largo, FL 33037 - Photo 1 Sold
$730,000

225 Gasparilla Dr  Key Largo, FL 33037

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,162
    Sq. Ft.
Listed by Coldwell Banker Schmitt Key Largo, SALLY STRIBLING, P.A.
Sold by Outside Of MLS, outside of mls
1530 Ocean Bay Dr, Key Largo, FL 33037 - Photo 1 Sold
$672,000

1530 Ocean Bay Dr  #508  Key Largo, FL 33037

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,188
    Sq. Ft.
Listed and Sold by Pedrin of Miami Realty, Inc., Diana Valbuena
1500 Ocean Bay Dr, Key Largo, FL 33037 - Photo 1 Sold
$733,900

1500 Ocean Bay Dr  #B8  Key Largo, FL 33037

  • Townhouse
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 764
    Sq. Ft.
306 Little Miss Muffett Ln, Key Largo, FL 33037 - Photo 1 Sold
$715,000

306 Little Miss Muffett Ln  Key Largo, FL 33037

  • Mobile Home
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,056
    Sq. Ft.
Listed and Sold by Bestway Realty Sales, LLC, Lourdes Garcia

97652 Overseas Highway #S11, Key Largo, FL 33037 (MLS# 614197) is a Condo property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 97652 Overseas Highway #S11 is currently listed for $650,000 and was received on March 15, 2025. Want to learn more about 97652 Overseas Highway #S11? Do you have questions about finding other Condo real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

Tour this property