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$285,000
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Property Description
Welcome to this well-maintained 3-bedroom, 2-bathroom home in Lake Alfred with NO HOA! Featuring a comfortable and functional layout, spacious living areas, and a generous backyard, this home offers both convenience and value. An exceptional added benefit: the seller will PAY OFF the existing solar panel balance IN FULL at closing, allowing the solar system to convey free and clear to the buyer. Enjoy the benefits of owned solar and potential energy savings from Day 1 without assuming a solar loan. Conveniently located near shopping, dining, major roadways, and Central Florida attractions. Schedule your private showing today!
Full Property Details
Full Property Details for 640 E Cummings St
General
- Price: $285,000
- Taxes: $1,913 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6403984
- Updated: 8/18/2026
- Added to Site: 137 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 8
- Interior Features: Other
- Appliances: Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Other
Location
- Area: 33850 - Lake Alfred
- County: Polk
- Development Name: 33850 - Lake Alfred
- Subdivision: HILLSIDE 02 REP
- Driving Directions: From I-4 W, take Exit 48 toward Lake Alfred/CR-557. Turn right onto CR-557 and continue north. Turn left onto Old Lake Alfred Rd, then turn right onto E Cummings St. The property will be located on the right at 640 East Cummings Street, Lake Alfred, FL 33850.
- Direction Faces: East
Community
- Community Name: 33850 - Lake Alfred
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Available, Public
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,380
- Sq. Ft. Source: Public Records
- Year Built: 1975
Lot Features
- Lot Size (Acres): 0.26
- Lot Size (Sq. Ft.): 11,452
- Lot Size: 11452
- Lot Dimensions: 80 x 142
- Street/Road Desc.: Asphalt
Financial Considerations
- Assoc Fee Desc.: None
- Tax Amount: $1,913.26
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: 2ND REPLAT HILLSIDE SUB UNIT NO 1 PB 62 PAGE 3 LOT 4
- Flood Zone Info: x
- APN: 262733515520000040
- Property ID: 262733515520000040
Listed by Axen Realty, Llc
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Schools
Schools serving 640 E Cummings St
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Lake Alfred Elementary School 550 East Cummings Street, Lake Alfred, FL 33850 | PK-5 | 0.1 mi |
Auburndale Senior High School 1 Bloodhound Trail, Auburndale, FL 33823 | 9-12 | 4.1 mi |
Jere L. Stambaugh Middle School 226 Main Street, Auburndale, FL 33823 | 6-8 | 4.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 640 E Cummings St
Date
Details
Price
Change
Source
8/10/2026
Price Increased
$285,000
7.55%
MLS
5/08/2026
Listed
$265,000
102.29%
MLS
6/24/2016
Sold
$131,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 640 E Cummings St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,913
3%
$143,365
3%
2024
$1,849
3%
$139,325
3%
2023
$1,799
3%
$135,267
6%
2021
$1,745
—
$127,502
-3%
2022
$1,751
—
$131,327
4%
2021
$1,745
-13%
$125,742
22%
2017
$1,999
—
$103,410
10%
2017
$1,999
-18%
$94,009
-17%
2019
$2,451
28%
$113,751
28%
2016
$1,914
2%
$88,597
5%
2015
$1,875
—
$84,303
1%
2014
$1,882
89%
$83,586
25%
2013
$997
—
$66,856
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 640 E Cummings St
640 E Cummings Street, Lake Alfred, FL 33850 (MLS# O6403984) is a Single Family property with 3 bedrooms and 2 full bathrooms. 640 E Cummings Street is currently listed for $285,000 and was received on May 08, 2026. Want to learn more about 640 E Cummings Street? Do you have questions about finding other Single Family real estate for sale in Lake Alfred? You can browse all Lake Alfred real estate or contact a Coldwell Banker agent to request more information.

