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$654,900
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Property Description
Welcome to this spacious, one-owner home located in the highly desirable gated community of The Cove in Lake Mary. Lovingly maintained and smoke-free, this impressive two-story residence offers 5 bedrooms, 4 full bathrooms, and the perfect blend of luxury, comfort, and everyday convenience. Situated on a generously sized lot with no rear-facing neighbors, the expansive backyard provides plenty of space for children to play, outdoor entertaining, or future backyard enhancements. The thoughtfully designed floor plan welcomes you with a grand foyer that opens to elegant formal living and dining areas, a spacious family room, and a versatile bonus room ideal for a home office or study. The first-floor primary suite offers privacy and convenience, while a full guest bathroom and dedicated laundry room complete the main level. Upstairs, you'll find a second primary suite with its own private bath, generously sized secondary bedrooms, and a spacious activity room perfect for a media room, playroom, or additional living space. Recent updates provide peace of mind, including a new HVAC system installed in 2025 and a new roof installed in 2021. A spacious three-car garage offers abundant parking and storage. Ideally located near top-rated Seminole County schools, this home is just minutes from SR 417, providing easy access to Orlando Sanford International Airport and the greater Orlando area. Enjoy the convenience of being within walking distance to SunRail, shopping, dining, and everyday amenities. This exceptional home combines space, location, and value in one outstanding package. Don't miss this opportunity-call or text today to schedule your private showing before it's gone!
Full Property Details
Full Property Details for 3295 Safe Harbor Ln
General
- Price: $654,900
- HOA FEE: $100/month
- HOA FEE FREQ.: Quarterly
- Taxes: $8,147 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6422539
- Updated: 8/9/2026
- Added to Site: 46 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 7
- Interior Features: Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Sidewalk
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Garage Door Opener
Location
- Area: 32746 - Lake Mary / Heathrow
- County: Seminole
- Development Name: 32746 - Lake Mary / Heathrow
- Subdivision: THE COVE
- Driving Directions: From Lake Mary Blvd, north to Palmetto St. Right onto Old lake Mary Rd. to left onto Reagan Trail then right onto Safe Harbor
- Direction Faces: West
School Information
- Elementary School: Wicklow Elementary
- Middle School: Millennium Middle
- High School: Seminole High
Community
- Community Name: 32746 - Lake Mary / Heathrow
- Community Features: Deed Restrictions
- Association: Yes
- Assoc. Name: Joe Paladino
- Assoc. Fees Include: Maintenance Grounds
- Pet Restrictions: See HOA Docs
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Electricity Connected, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds
- Stories/Levels: Two
- Square Feet: 3,540
- Sq. Ft. Source: Appraiser
- Year Built: 2002
Lot Features
- Property View: Park/Greenbelt
- Lot Size (Acres): 0.28
- Lot Size (Sq. Ft.): 12,056
- Lot Size: 12056
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Financial Considerations
- Association Fee: $300
- Assoc Fee Freq.: Quarterly
- Assoc Fee Desc.: Required
- Tax Amount: $8,147.63
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 4 THE COVE PB 56 PGS 40-43
- Flood Zone Info: X
- APN: 0320305PJ00000040
- Property ID: 0320305PJ00000040
Listed by Thomas Lynne Realty Group Llc
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Schools
Schools serving 3295 Safe Harbor Ln
School District:Seminole County School District
| Name | Grades | Distance |
|---|---|---|
Wicklow Elementary School 100 Placid Lake Drive, Sanford, FL 32773 | K-5 | 1.2 mi |
Seminole High School, Sanford, FL 2701 Ridgewood Avenue, Sanford, FL 32773 | 9-12 | 1.7 mi |
Bentley Elementary School 2190 South Oregon Avenue, Sanford, FL 32771 | K-5 | 2.2 mi |
Millennium Middle School, Sanford, FL 21 Lakeview Avenue, Sanford, FL 32773 | 6-8 | 1.3 mi |
Crystal Lake Elementary School, Lake Mary, FL 231 Rinehart Road, Lake Mary, FL 32746 | K-5 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3295 Safe Harbor Ln
Date
Details
Price
Change
Source
8/09/2026
Price Reduced
$654,900
-2.98%
MLS
7/10/2026
Listed
$675,000
141.76%
MLS
2/21/2002
Sold
$279,200
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3295 Safe Harbor Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,488
153%
$595,630
122%
2024
$3,354
2%
$268,204
3%
2023
$3,274
6%
$260,392
6%
2021
$3,095
-2%
$245,445
-3%
2022
$3,169
2%
$252,808
4%
2021
$3,095
3%
$242,056
4%
2018
$2,992
1%
$232,202
2%
2017
$2,973
-2%
$227,426
2%
2016
$3,028
—
$222,748
-6%
2019
$3,024
-1%
$236,614
7%
2015
$3,064
1%
$221,200
1%
2014
$3,044
-1%
$219,444
1%
2013
$3,079
—
$216,201
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3295 Safe Harbor Ln
3295 Safe Harbor Lane, Lake Mary, FL 32746 (MLS# O6422539) is a Single Family property with 5 bedrooms and 4 full bathrooms. 3295 Safe Harbor Lane is currently listed for $654,900 and was received on July 10, 2026. Want to learn more about 3295 Safe Harbor Lane? Do you have questions about finding other Single Family real estate for sale in Lake Mary? You can browse all Lake Mary real estate or contact a Coldwell Banker agent to request more information.

