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$300,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,992 Sq. Ft.
  • Updated 1 hour ago
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Move-In Ready Home in Whispering Ridge with ***ASSUMABLE 2.25% VA FINANCING*** for qualified buyers! Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Whispering Ridge subdivision. The open floor plan offers comfortable living and is complemented by new luxury vinyl flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, featuring a center island with breakfast bar, granite countertops, stainless steel appliances, and abundant cabinet and workspace. An inside laundry room adds convenience and functionality. Step outside to enjoy the screened back porch with ceiling fan overlooking the privacy of the white vinyl fenced backyard-perfect for relaxing or entertaining family and friends. Best of all, this home offers assumable VA financing at an attractive 2.25% interest rate, providing a rare opportunity for buyers to buy more home for less money. Conveniently located near Hwy 60 and US Hwy 27 in Lake Wales, you'll enjoy easy access to shopping, dining, and commuting. Be sure to explore the attached 3-D Interactive Tour for a complete virtual walkthrough of this ready-to-move-in home.

Full Property Details for 1120 Tobie St

General

  • Price: $300,000
  • HOA FEE: $50/month
  • Taxes: $3,161 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: P4939171
  • Updated: Today (7/4/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 10
  • Interior Features: Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Exterior

  • Exterior Features: Lighting, Private Yard, Sidewalk
  • Deck/Patio: Front Porch, Rear Porch, Screened
  • Porch/Patio/Deck: Front Porch, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener, Ground Level

Location

  • Area: 33853 - Lake Wales South
  • County: Polk
  • Development Name: 33853 - Lake Wales South
  • Subdivision: WHISPERING RIDGE HOMEOWNERS ASSOCIATION
  • Driving Directions: From US Hwy 27 and SR 60 travel East on SR 60. Turn right at the traffic light at 11th Street. Turn right into the Whispering Ridge subdivision. Turn left onto the first road, Roberta Rd, and turn right onto Tobie Street. Home will be on your right hand side.
  • Direction Faces: Southeast

School Information

  • Elementary School: Spook Hill Elem
  • Middle School: McLaughlin Academy Of Excellence

Community

  • Community Name: 33853 - Lake Wales South
  • Community Features: Community Mailbox, Deed Restrictions, Irrigation-Reclaimed Water, Playground, Sidewalks
  • Association: Yes
  • Assoc. Name: Whispering Ridge HOA/Joyce Martel
  • Assoc. Fees Include: Common Area Taxes, Escrow Reserves Fund
  • Pet Restrictions: Check with HOA manager to confirm pet restrictions

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Sprinkler Recycled, Water Connected

Structural Information

  • Architectural Info: Contemporary
  • Architectural Style: Contemporary
  • Exterior Const.: Block, Concrete, Stucco
  • Roof: Shingle
  • Common Walls: Corner Unit
  • Windows: Drapes, Window Treatments
  • Stories/Levels: One
  • Square Feet: 1,992
  • Sq. Ft. Source: Public Records
  • Year Built: 2019

Lot Features

  • Lot Size (Acres): 0.19
  • Lot Size (Sq. Ft.): 8,276
  • Lot Size: 8276
  • Lot Dimensions: Irregular
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Vinyl

Financial Considerations

  • Association Fee: $50
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $3,161
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: Probate Listing
  • Legal Description: WHISPERING RIDGE PHASE 1 PB 147 PG 1-10 LOT 112
  • Flood Zone Info: X
  • APN: 273012926501001120
  • Property ID: 273012926501001120
  • Block/Lot/Section: 1120

Listed by Polk Real Estate Llc

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Listing agent

— 1120 Tobie St —

  • Polk Real Estate Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1120 Tobie St

School District:Polk County School District
NameGradesDistance
Spook Hill Elementary School
321 Doctor JA Wiltshire Avenue, Lake Wales, FL 33853
PK-51.9 mi
Mclaughlin Middle School And Fine Arts Academy
800 South 4th Street, Lake Wales, FL 33853
6-81.1 mi
Bartow Senior High School
1270 South Broadway Avenue, Bartow, FL 33830
9-1216.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1120 Tobie St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/04/2026
Listed
$300,000
43.55%
MLS
8/02/2019
Sold
$208,990
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1120 Tobie St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,161
3%
$210,797
3%
2024
$3,055
3%
$204,856
3%
2023
$2,978
3%
$198,889
6%
2021
$2,898
1%
$187,472
-3%
2022
$2,871
-1%
$193,096
7%
2021
$2,898
598%
$180,675
790%
2019
$415
2%
$20,300
4%
2018
$407
—
$19,600
—
2017
$405
56%
$19,600
-1%
2016
$260
48%
$19,800
150%
2015
$176
7%
$7,920
10%
2014
$164
-2%
$7,200
—
2013
$168
—
$7,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Polk Real Estate Llc

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1120 Tobie St, Lake Wales, FL 33853 (MLS# P4939171) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1120 Tobie St is currently listed for $300,000 and was received on July 04, 2026. Want to learn more about 1120 Tobie St? Do you have questions about finding other Single Family real estate for sale in Lake Wales? You can browse all Lake Wales real estate or contact a Coldwell Banker agent to request more information.

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