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$399,900

  • For Sale
  • Active
  • Single Family
  • 6 Beds
  • 5 Full Baths
  • 3,204 Sq. Ft.
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Owner Financing Available!! Priced $25k below appraised value, copy available---Rare opportunity to own a charming historic property with built-in income potential in the heart of Lakeland! The main residence offers 1,981 square feet of living space with 3 bedrooms and 2 bathrooms, showcasing the timeless character and craftsmanship of its 1930 construction. Major updates include a new roof in 2017 and HVAC system in 2018, providing added peace of mind. What truly sets this property apart is the detached income-producing building located on the same parcel. The lower-level apartment features 1 bedroom, 1 bathroom, 551 square feet, and a private carport. Upstairs, a separate entrance leads to a 2-bedroom, 1-bath apartment offering 662 square feet. Whether you're looking to offset your mortgage, generate additional monthly income, accommodate extended family, or expand your investment portfolio, the possibilities are endless. Live comfortably in the main home while collecting rental income from both apartments from day one. Unique properties offering historic charm, multiple rental units, and immediate income potential are hard to find-don't miss this exceptional Lakeland opportunity!

Full Property Details for 1049 Monroe St

General

  • Price: $399,900
  • Taxes: $6,705 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6419909
  • Updated: 8/11/2026
  • Added to Site: 62 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 7
  • Interior Features: Ceiling Fan(s), PrimaryBedroom Upstairs, Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Wood Burning
  • Appliances: Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 5

Bedrooms

  • Total Bedrooms: 6

Other Rooms

  • Laundry: Laundry Closet

Exterior

  • Exterior Features: Private Entrance, Sidewalk
  • Deck/Patio: Covered, Enclosed, Front Porch
  • Porch/Patio/Deck: Covered, Enclosed, Front Porch

Parking

  • Carports: Yes
  • Carport: 1
  • Carport Spaces: 1
  • Covered Spaces: 1

Location

  • Area: 33801 - Lakeland
  • County: Polk
  • Development Name: 33801 - Lakeland
  • Subdivision: AVALON PARK
  • Driving Directions: Bartow Rd. south, right on Palmetto, Left on Jefferson, right onto Monroe.
  • Direction Faces: West

Community

  • Community Name: 33801 - Lakeland

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Sewer Connected

Structural Information

  • Architectural Info: Historical
  • Architectural Style: Historical
  • Exterior Const.: Wood Frame
  • Roof: Shingle
  • Windows: Blinds
  • Stories/Levels: Two
  • Square Feet: 3,204
  • Sq. Ft. Source: Appraiser
  • Year Built: 1925

Lot Features

  • Lot Size (Acres): 0.34
  • Lot Size (Sq. Ft.): 14,697
  • Lot Size: 14697
  • Lot Dimensions: 115 x 128
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt

Financial Considerations

  • Tax Amount: $6,705.83
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: AVALON PLACE PB 8 PG 13 BLK A LOTS 2 3 & W 5 FT OF 1
  • Flood Zone Info: X
  • APN: 242819216500001020
  • Property ID: 242819216500001020
  • Block/Lot/Section: A

Listed by Re/Max 200 Realty

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Listing agents

— 1049 Monroe St —

  • Re/Max 200 Realty

  • Re/Max 200 Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1049 Monroe St

School District:Polk County School District
NameGradesDistance
Philip O'brien Elementary School
1225 East Lime Street, Lakeland, FL 33801
PK-50.4 mi
Crystal Lake Middle School
2410 North Crystal Lake Drive, Lakeland, FL 33801
6-81.9 mi
Lakeland Senior High School
726 Hollingsworth Road, Lakeland, FL 33801
9-120.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1049 Monroe St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/14/2026
Price Reduced
$399,900
-5.88%
MLS
7/06/2026
Price Reduced
$424,900
-5.56%
MLS
6/25/2026
Listed
$449,900
313.13%
MLS
4/21/2003
Sold
$108,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1049 Monroe St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,706
2%
$371,716
-1%
2024
$6,586
5%
$376,014
-3%
2023
$6,286
21%
$386,146
37%
2021
$5,179
-6%
$281,177
-8%
2022
$5,514
6%
$306,164
17%
2021
$5,179
41%
$262,542
29%
2017
$3,677
—
$203,283
6%
2017
$3,677
10%
$191,212
14%
2016
$3,356
6%
$168,003
8%
2015
$3,177
-28%
$156,181
-30%
2019
$4,422
59%
$223,611
57%
2014
$2,787
-17%
$142,157
-16%
2013
$3,362
—
$168,435
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1049 Monroe St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Re/Max 200 Realty

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1049 Monroe Street, Lakeland, FL 33801 (MLS# O6419909) is a Single Family property with 6 bedrooms and 5 full bathrooms. 1049 Monroe Street is currently listed for $399,900 and was received on June 25, 2026. Want to learn more about 1049 Monroe Street? Do you have questions about finding other Single Family real estate for sale in Lakeland? You can browse all Lakeland real estate or contact a Coldwell Banker agent to request more information.

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