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$825,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 3,736 Sq. Ft.
  • Updated 13 days ago
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One or more photo(s) has been virtually staged. Experience the perfect blend of elegance and tranquility in this exquisite custom-built 4-bedroom, 3-bathroom home plus office and heated saltwater pool, situated on over 5 acres with no HOA. Nestled in a peaceful country setting, this residence offers privacy and space while still being conveniently close to restaurants, shops, and I-4 for easy access to Tampa and Orlando. Step inside to discover soaring high ceilings and meticulous attention to detail throughout. The inviting living room boasts beautiful views and direct access to a spacious screened-in patio overlooking the heated inground saltwater pool and spa - recently resurfaced in 2023 for your enjoyment year-round. The primary suite is a true retreat featuring tray ceilings, a versatile flex space with built-in bookshelves, and a luxurious ensuite bathroom with dual vanities, a garden tub, a tiled walk-in shower, and a large walk-in closet. The office, located at the home's entry, is well-appointed with built-in cabinetry and a desk-perfect for remote work or study. The guest bathroom known as the pool bathroom offers a walk-in shower and access to the pool. The remodeled kitchen (2024) is a chef's dream with stone countertops, stainless steel appliances, a convenient touchless faucet, ample cabinetry and counter space, plus a built-in kegerator. Adjacent is a cozy family room with coffered ceilings-ideal as a secondary living area or game room. Two bedrooms share a beautifully updated bathroom complete with dual sinks and a walk-in shower. The fourth bedroom is located upstairs, providing additional privacy. Enjoy outdoor living to the fullest with the oversized patio featuring a built-in outdoor kitchen and an outdoor shower. A separate fenced area is perfect for small pets, while recent upgrades include a new roof (2025), a new septic pump (2026), and an extended driveway providing plenty of parking for vehicles and toys. This exceptional home delivers luxury, convenience, and country charm all in one incredible package. Don't miss your chance to make it yours!

Full Property Details for 12640 US Hwy 98 N

General

  • Price: $825,000
  • Taxes: $7,174 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4960240
  • Updated: 3/22/2026
  • Added to Site: 14 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 11
  • Interior Features: Ceiling Fan(s), Coffered Ceiling(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
  • Fireplace: Yes
  • Fireplace(s): Electric
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Range Hood, Refrigerator, Touchless Faucet, Washer, Water Filtration System, Water Softener
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Heated, In Ground, Salt Water

Exterior

  • Exterior Features: Dog Run, Lighting, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters, Sliding Doors, Storage
  • Deck/Patio: Patio, Screened
  • Porch/Patio/Deck: Patio, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33809 - Lakeland / Polk City
  • County: Polk
  • Development Name: 33809 - Lakeland / Polk City
  • Subdivision: LAKELAND ACRES
  • Driving Directions: From I4, Take exit 32 onto US-98, Keep left onto US-98 North toward Lakeland, Continue onto US Highway 98 N, Left at 12640 US Highway 98 N.
  • Direction Faces: North

Community

  • Community Name: 33809 - Lakeland / Polk City

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Septic Tank
  • Water: Well
  • Utility Description: BB/HS Internet Available, Propane

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 3,736
  • Sq. Ft. Source: Public Records
  • Year Built: 2004

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Property View: Pool, Trees/Woods
  • Lot Size (Acres): 5.01
  • Lot Size (Sq. Ft.): 218,066
  • Lot Size: 5.0061
  • Street/Road Desc.: Paved

Financial Considerations

  • Tax Amount: $7,174.26
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LAKELAND ACRES PB 46 PG 29 SEC 16 17 & 20 TWP 26 RGE 23 BLK 3 LOT 2
  • Flood Zone Info: X/A
  • APN: 232616000400003020
  • Property ID: 232616000400003020
  • Block/Lot/Section: 3

Listed by Bhhs Florida Properties Group

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Listing agent

— 12640 US Hwy 98 N —

  • Bhhs Florida Properties Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 12640 US Hwy 98 N

School District:Polk County School District
NameGradesDistance
Socrum Elementary School
9400 Old Dade City Road, Lakeland, FL 33810
PK-54.1 mi
Lake Gibson Senior High School
7007 North Socrum Loop Road, Lakeland, FL 33809
9-128.1 mi
Kathleen Middle School
3627 Kathleen Pines Avenue, Lakeland, FL 33810
6-87.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12640 US Hwy 98 N Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/22/2026
Listed
$825,000
73.68%
MLS
6/19/2020
Sold
$475,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12640 US Hwy 98 N

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,868
—
$542,928
3%
2024
$6,868
3%
$527,627
3%
2023
$6,661
4%
$512,259
20%
2021
$6,420
-1%
$427,234
-14%
2022
$6,511
1%
$497,339
102%
2021
$6,420
95%
$245,796
2%
2019
$3,294
4%
$240,270
2%
2017
$3,163
—
$235,790
2%
2017
$3,163
1%
$230,940
2%
2016
$3,123
-2%
$226,190
1%
2015
$3,173
2%
$224,618
1%
2014
$3,124
-1%
$222,835
1%
2013
$3,143
—
$219,542
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 12640 US Hwy 98 N

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Listed by Bhhs Florida Properties Group

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12640 US Highway 98 N, Lakeland, FL 33809 (MLS# L4960240) is a Single Family property with 4 bedrooms and 3 full bathrooms. 12640 US Highway 98 N is currently listed for $825,000 and was received on March 22, 2026. Want to learn more about 12640 US Highway 98 N? Do you have questions about finding other Single Family real estate for sale in Lakeland? You can browse all Lakeland real estate or contact a Coldwell Banker agent to request more information.

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