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$358,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,836 Sq. Ft.
  • Updated 3 days ago
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MAJOR PRICE IMPROVEMENT! BRING ALL OFFERS! NO HOA "¢ PRIVATE LAKE "¢ NOT IN A FLOOD ZONE "¢ HUGE GARAGE/WORKSHOP Once you walk through the door, you are in a different world! Schedule a showing today! Discover the unique opportunity to enjoy peaceful lakefront living in desirable South Lakeland! Tucked away on a private road shared by only three other homes, this beautiful 4-bedroom, 2-bath home offers privacy and tranquility while remaining conveniently located just minutes from shopping, dining, medical facilities, and everyday conveniences. Built in 2023, this 1,836± SF home is situated along the shores of picturesque Little Lake Victoria, a private 7± acre lake. Enjoy direct waterfront access for swimming, canoeing, kayaking, paddleboarding, and fishing. No motorized boats are permitted, helping preserve the peaceful and relaxing atmosphere. The property also features an impressive 24' x 26' metal garage with two 12' x 12' roll-up doors, providing exceptional space for vehicles, recreational equipment, storage, hobbies, or a workshop. With approximately 15' eave height and 19' center height, the garage offers tremendous versatility for woodworking, mechanics, antique cars, boat or recreational equipment storage, and more. Inside, the home features a desirable open-concept layout with a split-bedroom floor plan, spacious living room, separate family room, inside utility room, and abundant storage. 10½-foot ceilings, crown molding, and numerous ceiling fans add to the bright, spacious, and airy feel of the home. Whether you're looking for a private waterfront retreat, a place to enjoy your favorite hobbies, or a property with potential for a vacation rental, this unique property offers plenty of possibilities. *Important Flood Zone Information: The home itself is NOT located in a flood zone and sits high and dry; however, the lake area is within the flood zone. Buyers are encouraged to verify all flood-zone information and intended uses independently. This property also has an advanced septic system. Advanced septic systems are designed to treat wastewater more effectively than traditional systems. With no HOA, private lake frontage, a newer home, and an oversized versatile garage, properties like this are hard to find in South Lakeland. Schedule your private showing today and experience Little Lake Victoria for yourself!

Full Property Details for 950 Lake Cove Trail

General

  • Price: $358,000
  • Taxes: $3,757 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4963975
  • Updated: 10/1/2026
  • Added to Site: 63 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 10
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Above Ground

Exterior

  • Exterior Features: Private Entrance, Rain Gutters, Sliding Doors, Storage
  • Deck/Patio: Deck, Rear Porch
  • Porch/Patio/Deck: Deck, Rear Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Parking Pad

Location

  • Area: 33813 - Lakeland
  • County: Polk
  • Development Name: 33813 - Lakeland
  • Subdivision: NA
  • Driving Directions: From South Florida Ave, turn East on CR 540A and continue 1.3 miles to Scott Lake Rd. and turn left. In 0.3 miles, turn left onto Lake Cove Trail (beside Scott Lake Baptist) Follow the drive with the fence on the left for 0.2 miles to the home.
  • Direction Faces: South

School Information

  • Elementary School: Scott Lake Elem
  • Middle School: Lakeland Highlands Middl
  • High School: George Jenkins High

Community

  • Community Name: 33813 - Lakeland
  • Pet Restrictions: Check with local zoning regulations

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Septic Tank, Other
  • Water District: LITTLE LAKE VICTORIA
  • Water: Public
  • Utility Description: Electricity Connected, Public, Water Connected

Structural Information

  • Model: Finley
  • Exterior Const.: Vinyl Siding
  • Roof: Shingle
  • Windows: Aluminum Frames, Blinds, Double Pane Windows, Insulated Windows, Window Treatments
  • Stories/Levels: One
  • Square Feet: 1,836
  • Sq. Ft. Source: Builder
  • Year Built: 2023

Manufactured Home

  • Make: Palm Harbor
  • Model: Finley

Additional Structures

  • Other Structures: Other, Shed(s), Storage, Workshop

Lot Features

  • Property View: Water
  • Lot Size (Acres): 1.01
  • Lot Size (Sq. Ft.): 44,074
  • Lot Size: 1.0118
  • Lot Dimensions: 171 x 245
  • Frontage: Street Dead-End, Street One Way, Street Paved, Private Road
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Other

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Lake
  • Water Front Name: LITTLE LAKE VICTORIA
  • Water Front Desc.: Lake Front

Financial Considerations

  • Tax Amount: $3,757.14
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: BEG SW COR OF NE1/4 OF SW1/4 RUN E 171 FT N 245 FT W 171 FT S 245 FT TO POB & BEG SW COR OF NE1/4 OF SW1/4 RUN W 9 FT N 245 FT E 9 FT S 245 FT TO POB
  • Flood Zone Info: X
  • APN: 242918000000041530
  • Property ID: 242918000000041530

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— 950 Lake Cove Trail —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 950 Lake Cove Trail

School District:Polk County School District
NameGradesDistance
Scott Lake Elementary School, Lakeland, FL
1140 County Road 540A, Lakeland, FL 33813
PK-50.4 mi
Lakeland Highlands Middle School
740 Lake Miriam Drive, Lakeland, FL 33813
6-81.4 mi
George W. Jenkins Senior High School
6000 Lakeland Highlands Road, Lakeland, FL 33813
9-121.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 950 Lake Cove Trail Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/21/2026
Price Reduced
$358,000
-1.89%
MLS
9/03/2026
Price Reduced
$364,900
-5.2%
MLS
8/30/2026
Price Reduced
$384,900
-1.28%
MLS
8/25/2026
Price Reduced
$389,900
-2.5%
MLS
8/14/2026
Price Reduced
$399,900
-3.64%
MLS
8/08/2026
Price Reduced
$415,000
-2.35%
MLS
8/02/2026
Listed
$425,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 950 Lake Cove Trail

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,997
—
$268,156
-1%
2025
$2,997
-12%
$272,007
7%
2024
$3,389
216%
$253,830
285%
2023
$1,072
38%
$66,000
18%
2021
$776
-6%
$56,000
-10%
2022
$824
6%
$62,000
17%
2021
$776
26%
$53,000
22%
2017
$615
—
$43,560
-5%
2017
$615
-15%
$46,000
-4%
2019
$721
36%
$47,916
33%
2016
$532
4%
$36,000
8%
2015
$513
10%
$33,275
10%
2014
$468
10%
$30,250
10%
2013
$427
—
$27,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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950 Lake Cove Trail, Lakeland, FL 33813 (MLS# L4963975) is a Single Family property with 4 bedrooms and 2 full bathrooms. 950 Lake Cove Trail is currently listed for $358,000 and was received on August 02, 2026. Want to learn more about 950 Lake Cove Trail? Do you have questions about finding other Single Family real estate for sale in Lakeland? You can browse all Lakeland real estate or contact a Coldwell Banker agent to request more information.

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