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$445,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,386 Sq. Ft.
  • Updated 6 hours ago
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Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you're hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O' Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O' Lakes' most desirable neighborhoods.

Full Property Details for 20978 Monza Loop

General

  • Price: $445,000
  • HOA FEE: $90/month
  • Taxes: $6,271 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8500994
  • Updated: 4/26/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 11
  • Interior Features: Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Window Treatments
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • Furnishings: Unfurnished
  • Flooring: Carpet, Luxury Vinyl, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Security/Safety: Security System

Exterior

  • Exterior Features: Garden, Private Yard, Sidewalk, Sliding Doors
  • Deck/Patio: Front Porch, Patio, Rear Porch
  • Porch/Patio/Deck: Front Porch, Patio, Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34638 - Land O Lakes
  • County: Pasco
  • Development Name: 34638 - Land O Lakes
  • Subdivision: ARDEN PRESERVE
  • Driving Directions: From FL-54 head North on Land O Lakes Blvd, Left on Wisteria Loop, Right on Matero Way, Left on Monza Loop
  • Direction Faces: Northeast

School Information

  • Elementary School: Connerton Elem
  • Middle School: Pine View Middle-PO
  • High School: Land O' Lakes High-PO

Community

  • Community Name: 34638 - Land O Lakes
  • Community Features: Lake, Community Mailbox, Dog Park, Gated Community - No Guard, Sidewalks
  • Association: Yes
  • Assoc. Name: Home River / Arden

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Structural Information

  • Builder: Pulte Homes
  • Exterior Const.: Block, Stucco, Wood Frame
  • Roof: Shingle
  • Windows: Blinds, Drapes, Rods
  • Stories/Levels: Two
  • Square Feet: 2,386
  • Sq. Ft. Source: Public Records
  • Year Built: 2022

Lot Features

  • Property View: Trees/Woods
  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 6,906
  • Lot Size: 6906
  • Frontage: Street Paved, Private Road
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Fenced, Vinyl

Water Features

  • Water Front Desc.: Lake

Financial Considerations

  • Association Fee: $90
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $6,271
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: ARDEN PRESERVE PB 82 PG 112 BLOCK 4 LOT 11
  • Flood Zone Info: X
  • APN: 1826020080004000110
  • Property ID: 1826020080004000110
  • Block/Lot/Section: 4

Listed by Mihara & Associates Inc.

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Listing agent

— 20978 Monza Loop —

  • Mihara & Associates Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20978 Monza Loop

School District:Pasco County School District
NameGradesDistance
Connerton Elementary School
9300 Flourish Dr, Land O' Lakes, FL 34637
K-52.9 mi
Pine View Middle School
5334 Parkway Blvd, Land O' Lakes, FL 34639
6-83.5 mi
Land O' Lakes High School
20325 Gator Ln, Land O' Lakes, FL 34638
9-120.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20978 Monza Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/25/2026
Listed
$445,000
4.46%
MLS
4/27/2022
Sold
$426,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20978 Monza Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,271
2%
$406,620
3%
2024
$6,124
2%
$395,160
3%
2023
$5,994
1012%
$383,656
1034%
2021
$539
-17%
$33,839
-30%
2022
$647
20%
$48,618
206%
2021
$539
—
$15,905
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Mihara & Associates Inc.

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20978 Monza Loop, Land O Lakes, FL 34638 (MLS# TB8500994) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 20978 Monza Loop is currently listed for $445,000 and was received on April 25, 2026. Want to learn more about 20978 Monza Loop? Do you have questions about finding other Single Family real estate for sale in Land O Lakes? You can browse all Land O Lakes real estate or contact a Coldwell Banker agent to request more information.

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