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$1,349,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,595 Sq. Ft.
  • Updated 2 days ago
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Under contract-accepting backup offers. Fully Renovated Waterfront Home with Private Dock in Harbor Bluffs - 3 Ensuite Bedrooms + Powder Room. Welcome to this beautifully remodeled waterfront residence in the highly sought-after Harbor Bluffs community, offering the perfect blend of modern design and coastal living. This exceptional home features 3 spacious bedrooms, each with its own private ensuite bath, plus a separate powder room for guests-a rare and highly desirable layout. The luxury primary suite is a true retreat, showcasing a large walk-in closet and a spa-inspired bathroom complete with a freestanding soaking tub, oversized walk-in shower, and expansive double vanity. At the heart of the home, the fully updated kitchen impresses with white shaker cabinetry, a large statement island with contrasting blue shaker cabinets, and sleek quartz countertops with a full-height quartz backsplash for a seamless, modern look. Outfitted with premium KitchenAid stainless steel appliances, this space is perfect for both everyday living and entertaining. Throughout the home, you'll find extra-wide plank luxury vinyl flooring, combining durability with contemporary style. All bathrooms are finished with quartz countertops and extra-large porcelain tile, delivering a clean, high-end feel. Step outside and enjoy true Florida waterfront living with a large private dock, ideal for boating, fishing, or relaxing while taking in serene water views.

Full Property Details for 109 Poinciana Ln

General

  • Price: $1,349,000
  • HOA FEE: $34/month
  • HOA FEE FREQ.: Annually
  • Taxes: $14,020 (2025)
  • Status: Pending
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8491593
  • Updated: 4/3/2026
  • Added to Site: 3 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 3
  • Interior Features: Crown Molding, Kitchen and Family Room Combination, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl, Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Other

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway

Location

  • Area: 33770 - Largo/Belleair Bluffs
  • County: Pinellas
  • Development Name: 33770 - Largo/Belleair Bluffs
  • Subdivision: HARBOR BLUFFS SEC 5
  • Driving Directions: 109 Poinciana Ln, Largo
  • Direction Faces: West

Community

  • Community Name: 33770 - Largo/Belleair Bluffs
  • Association: Yes
  • Assoc. Name: Harbor Bluffs

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: None

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Available, Sewer Connected, Water Connected

Structural Information

  • Architectural Info: Contemporary
  • Architectural Style: Contemporary
  • Exterior Const.: Block
  • Roof: Tile
  • Stories/Levels: One
  • Square Feet: 2,595
  • Sq. Ft. Source: Public Records
  • Year Built: 1966

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.22
  • Lot Size (Sq. Ft.): 9,601
  • Lot Size: 9601
  • Lot Dimensions: 80 x 120
  • Frontage: Street Paved
  • Street/Road Desc.: Paved

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Intracoastal Waterway
  • Water Extras: Yes
  • Water Front Desc.: Intracoastal Waterway

Financial Considerations

  • Association Fee: $405
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $14,020.86
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HARBOR BLUFFS SEC 5 LOT 104
  • Flood Zone Info: AE
  • APN: 322915358200001040
  • Property ID: 322915358200001040
  • Block/Lot/Section: 000/104

Listed by Realty Hub

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— 109 Poinciana Ln —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 109 Poinciana Ln

School District:Pinellas County School District
NameGradesDistance
Mildred Helms Elementary School
561 Clearwater Largo Road South, Largo, FL 33770
PK-51.8 mi
Largo High School
410 Missouri Avenue North, Largo, FL 33770
9-122.6 mi
Largo Middle School
155 8th Avenue Southeast, Largo, FL 33771
6-82.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Poinciana Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/02/2026
Listed
$1,349,000
68.62%
MLS
12/17/2024
Sold
$800,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Poinciana Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$14,605
138%
$833,948
111%
2024
$6,142
1%
$395,894
3%
2023
$6,055
2%
$384,363
3%
2022
$5,917
-2%
$373,168
3%
2021
$6,026
—
$362,299
1%
2021
$6,026
1%
$357,297
2%
2019
$5,971
1%
$349,264
2%
2018
$5,930
1%
$342,752
2%
2017
$5,886
1%
$335,702
2%
2016
$5,844
-2%
$328,797
1%
2015
$5,935
—
$326,511
1%
2014
$5,906
—
$323,920
2%
2013
$5,877
—
$319,133
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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109 Poinciana Lane, Largo, FL 33770 (MLS# TB8491593) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 109 Poinciana Lane is currently listed for $1,349,000 and was received on April 02, 2026. Want to learn more about 109 Poinciana Lane? Do you have questions about finding other Single Family real estate for sale in Largo? You can browse all Largo real estate or contact a Coldwell Banker agent to request more information.

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