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$1,349,000
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Property Description
Fully Renovated Waterfront Home with Private Dock in Harbor Bluffs - 3 Ensuite Bedrooms + Powder Room. Welcome to this beautifully remodeled waterfront residence in the highly sought-after Harbor Bluffs community, offering the perfect blend of modern design and coastal living. This exceptional home features 3 spacious bedrooms, each with its own private ensuite bath, plus a separate powder room for guests-a rare and highly desirable layout. The luxury primary suite is a true retreat, showcasing a large walk-in closet and a spa-inspired bathroom complete with a freestanding soaking tub, oversized walk-in shower, and expansive double vanity. At the heart of the home, the fully updated kitchen impresses with white shaker cabinetry, a large statement island with contrasting blue shaker cabinets, and sleek quartz countertops with a full-height quartz backsplash for a seamless, modern look. Outfitted with premium KitchenAid stainless steel appliances, this space is perfect for both everyday living and entertaining. Throughout the home, you'll find extra-wide plank luxury vinyl flooring, combining durability with contemporary style. All bathrooms are finished with quartz countertops and extra-large porcelain tile, delivering a clean, high-end feel. Step outside and enjoy true Florida waterfront living with a large private dock, ideal for boating, fishing, or relaxing while taking in serene water views.
Full Property Details
Full Property Details for 109 Poinciana Ln
General
- Sold For: $1,349,000
- HOA FEE: $34/month
- HOA FEE FREQ.: Annually
- Taxes: $14,020 (2025)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8491593
- Added to Site: 55 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 3
- Interior Features: Crown Molding, Kitchen and Family Room Combination, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s)
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
- Furnishings: Unfurnished
- Flooring: Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Other
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway
Location
- Area: 33770 - Largo/Belleair Bluffs
- County: Pinellas
- Development Name: 33770 - Largo/Belleair Bluffs
- Subdivision: HARBOR BLUFFS SEC 5
- Driving Directions: 109 Poinciana Ln, Largo
- Direction Faces: West
Community
- Community Name: 33770 - Largo/Belleair Bluffs
- Association: Yes
- Assoc. Name: Harbor Bluffs
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: None
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Available, Sewer Connected, Water Connected
Structural Information
- Architectural Info: Contemporary
- Architectural Style: Contemporary
- Exterior Const.: Block
- Roof: Tile
- Stories/Levels: One
- Square Feet: 2,595
- Sq. Ft. Source: Public Records
- Living Area: 2,595 Sq. Ft.
- Year Built: 1966
Lot Features
- Property View: Water
- Lot Size (Acres): 0.22
- Lot Size (Sq. Ft.): 9,601
- Lot Size: 9601
- Lot Dimensions: 80 x 120
- Frontage: Street Paved
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Intracoastal Waterway
- Water Extras: Yes
- Water Front Desc.: Intracoastal Waterway
Financial Considerations
- Association Fee: $405
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $14,020.86
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HARBOR BLUFFS SEC 5 LOT 104
- Flood Zone Info: AE
- APN: 322915358200001040
- Property ID: 322915358200001040
- Block/Lot/Section: 000/104
Listed by Realty Hub
Sold by Engel & Volkers Belleair
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Schools
Schools serving 109 Poinciana Ln
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Mildred Helms Elementary School 561 Clearwater Largo Road South, Largo, FL 33770 | PK-5 | 1.8 mi |
Largo High School 410 Missouri Avenue North, Largo, FL 33770 | 9-12 | 2.6 mi |
Largo Middle School 155 8th Avenue Southeast, Largo, FL 33771 | 6-8 | 2.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Poinciana Ln
Date
Details
Price
Change
Source
5/22/2026
Sold
$1,349,000
—
MLS
4/02/2026
Listed
$1,349,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
109 Poinciana Lane, Largo, FL 33770 (MLS# TB8491593) is a Single Family property that was sold at $1,349,000 on May 22, 2026. Want to learn more about 109 Poinciana Lane? Do you have questions about finding other Single Family real estate for sale in Largo? You can browse all Largo real estate or contact a Coldwell Banker agent to request more information.

