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Property Description
Welcome to 125 Harbor Bluffs Drive in Largo, a spacious 4-bedroom, 3-bath split-level home where flexibility, functionality, and an inviting layout come together in the well-established Harbor Bluffs community. Offering multiple living areas and a versatile floor plan, this property presents an appealing opportunity for a variety of living arrangements while providing the foundation to personalize and enhance over time. The main living area features an open layout connecting the living room, dining space, and kitchen, creating a natural flow for everyday living and gatherings. A fireplace serves as a focal point, adding warmth and character to the space. The kitchen has been updated with stone countertops and stainless steel appliances, and both bathrooms on the main level also feature stone surfaces, providing a cohesive and refreshed feel throughout the home. The main level includes a primary bedroom with an ensuite bath, along with two additional bedrooms and a guest bathroom. French doors from the main living area lead out to a generous patio and pool area, offering ample space for outdoor dining, relaxing, and entertaining. The fenced yard and expansive deck create additional opportunities for outdoor enjoyment, including space for a future grill station or outdoor kitchen setup. The lower level offers a large bonus room along with an additional flex space, ideal for a media room, game room, playroom, home office, hobby or craft area, fitness space, or extended living area. The upper level features a private guest suite complete with a living area, bedroom, and full bath, along with its own exterior entrance, offering flexibility for extended guest accommodations or a private retreat. Additional features include a circular driveway providing convenient access and additional parking. The Harbor Bluffs neighborhood is known for its established setting and proximity to a variety of local amenities. The property is located approximately 3 miles to Indian Rocks Beach and Belleair Beach, approximately 5 miles to Downtown Clearwater, approximately 20 miles to Downtown St. Petersburg, and approximately 18 miles to Tampa International Airport. Nearby parks, marinas, golf courses, and the Belleair Causeway provide access to outdoor recreation, while shopping, dining, and everyday conveniences are available within a few miles along West Bay Drive and surrounding areas. All information is believed to be accurate but is not guaranteed. Buyers and agents to verify all facts and information pertinent to their purchase decision.
Full Property Details
Full Property Details for 125 Harbor Bluff Dr
General
- Price: $789,900
- HOA FEE: $35/month
- HOA FEE FREQ.: Annually
- Taxes: $9,147 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8496539
- Updated: 4/11/2026
- Added to Site: 3 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s)
- Fireplace: Yes
- Fireplace(s): Living Room
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Laminate, Other, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Other
- Spa Description: In Ground
Exterior
- Exterior Features: French Doors, Other
- Deck/Patio: Covered, Deck, Patio, Side Porch
- Porch/Patio/Deck: Covered, Deck, Patio, Side Porch
Parking
- Parking Features: Circular Driveway
Location
- Area: 33770 - Largo/Belleair Bluffs
- County: Pinellas
- Development Name: 33770 - Largo/Belleair Bluffs
- Subdivision: HARBOR BLUFFS SEC 1
- Driving Directions: From West Bay Drive, head south on Indian Rocks Road, then turn right on Habor Bluff Drive to property on the right.
- Direction Faces: South
School Information
- Elementary School: Mildred Helms Elementary-PN
- Middle School: Largo Middle-PN
- High School: Largo High-PN
Community
- Community Name: 33770 - Largo/Belleair Bluffs
- Association: Yes
- Assoc. Name: Harbor Bluffs Owners Association, Inc
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: Multi/Split
- Square Feet: 2,567
- Sq. Ft. Source: Public Records
- Year Built: 1954
Lot Features
- Lot Size (Acres): 0.29
- Lot Size (Sq. Ft.): 12,502
- Lot Size: 12502
- Lot Dimensions: 100 x 125
- Street/Road Desc.: Paved
Financial Considerations
- Association Fee: $420
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $9,147.34
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: Real Estate Owned
- Legal Description: HARBOR BLUFFS SEC 1 BLK C, LOT 13
- Flood Zone Info: X
- APN: 322915356400030130
- Property ID: 322915356400030130
- Block/Lot/Section: C
Listed by Results Real Estate Inc
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Schools
Schools serving 125 Harbor Bluff Dr
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Mildred Helms Elementary School 561 Clearwater Largo Road South, Largo, FL 33770 | PK-5 | 1.5 mi |
Largo High School 410 Missouri Avenue North, Largo, FL 33770 | 9-12 | 2.3 mi |
Largo Middle School 155 8th Avenue Southeast, Largo, FL 33771 | 6-8 | 2.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 125 Harbor Bluff Dr
Date
Details
Price
Change
Source
4/10/2026
Listed
$789,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 125 Harbor Bluff Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,147
11%
$686,932
4%
2024
$8,272
4%
$660,841
2%
2023
$7,952
51%
$647,988
132%
2021
$5,257
-12%
$279,148
-17%
2022
$5,972
14%
$334,847
17%
2021
$5,257
-16%
$285,021
-12%
2019
$6,277
25%
$324,008
28%
2018
$5,014
3%
$253,969
5%
2017
$4,849
-15%
$241,667
-14%
2016
$5,693
5%
$280,402
7%
2015
$5,409
5%
$262,529
4%
2014
$5,138
6%
$251,229
4%
2013
$4,843
—
$242,257
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 125 Harbor Bluff Dr
125 Harbor Bluff Drive, Largo, FL 33770 (MLS# TB8496539) is a Single Family property with 4 bedrooms and 3 full bathrooms. 125 Harbor Bluff Drive is currently listed for $789,900 and was received on April 10, 2026. Want to learn more about 125 Harbor Bluff Drive? Do you have questions about finding other Single Family real estate for sale in Largo? You can browse all Largo real estate or contact a Coldwell Banker agent to request more information.

