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$2,450,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 4,234 Sq. Ft.
  • Updated 2 days ago
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Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America. Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony. Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings. Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15' x 30' pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal. Kensington Oaks is one of the area's desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida's finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach. This is more than a home-it's a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle.

Full Property Details for 12816 Harborwood Dr

General

  • Price: $2,450,000
  • HOA FEE: $71/month
  • HOA FEE FREQ.: Annually
  • Taxes: $29,841 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8533580
  • Updated: 7/30/2026
  • Added to Site: 3 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 15
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
  • Fireplace: Yes
  • Fireplace(s): Family Room, Living Room, Wood Burning
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • Furnishings: Negotiable
  • Flooring: Carpet, Tile, Travertine, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Auto Cleaner, Gunite, In Ground, Lighting, Outside Bath Access, Pool Sweep
  • Security/Safety: Closed Circuit Camera(s), Security System, Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System, Outdoor Grill, Private Yard, Sidewalk
  • Deck/Patio: Covered, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Oversized

Location

  • Area: 33774 - Largo
  • County: Pinellas
  • Development Name: 33774 - Largo
  • Subdivision: KENSINGTON OAKS
  • Driving Directions: INDIAN ROCKS RD S TO W ON KENSINGTON OAKS PL TO N ON HARBORWOOD DR
  • Direction Faces: Southeast

Community

  • Community Name: 33774 - Largo
  • Community Features: Deed Restrictions
  • Association: Yes
  • Assoc. Name: Jamie
  • Assoc. Fees Include: Manager

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water District: GULF OF AMERICA INTRACOASTAL
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Architectural Info: Cape Cod, Coastal
  • Architectural Style: Cape Cod, Coastal
  • Exterior Const.: Block, Brick
  • Roof: Shingle
  • Windows: Blinds, Drapes
  • Stories/Levels: Two
  • Square Feet: 4,234
  • Sq. Ft. Source: Public Records
  • Year Built: 1987

Lot Features

  • Property View: Trees/Woods, Water
  • Lot Size (Acres): 1.31
  • Lot Size (Sq. Ft.): 56,985
  • Lot Size: 1.3082
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Chain Link

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Gulf/Ocean, Intracoastal Waterway
  • Water Front Name: GULF OF AMERICA INTRACOASTAL
  • Water Front Desc.: Intracoastal Waterway

Financial Considerations

  • Association Fee: $850
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $29,841
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: KENSINGTON OAKS SUB LOT 1
  • Flood Zone Info: AE
  • APN: 73015462800000010
  • Property ID: 73015462800000010

Listed by Homes By Sanders Realty

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Listing agents

— 12816 Harborwood Dr —

  • Homes By Sanders Realty

  • Homes By Sanders Realty

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 12816 Harborwood Dr

School District:Pinellas County School District
NameGradesDistance
Anona Elementary School
12301 Indian Rocks Road, Largo, FL 33774
PK-50.5 mi
Largo High School
410 Missouri Avenue North, Largo, FL 33770
9-123.7 mi
Seminole Middle School, Seminole, FL
8701 131st Street North, Seminole, FL 33776
6-82.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12816 Harborwood Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/30/2026
Listed
$2,450,000
179.52%
MLS
8/04/2003
Sold
$876,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12816 Harborwood Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$29,841
15%
$1,873,530
14%
2024
$26,036
4%
$1,638,551
-1%
2023
$25,035
29%
$1,648,538
70%
2021
$19,373
-20%
$971,227
-44%
2022
$24,347
26%
$1,742,397
86%
2021
$19,373
10%
$936,674
9%
2019
$17,534
-2%
$858,598
—
2018
$17,839
31%
$861,709
25%
2017
$13,636
2%
$690,962
2%
2016
$13,305
-1%
$676,750
1%
2015
$13,498
1%
$672,046
1%
2014
$13,331
—
$666,712
2%
2013
$13,282
—
$656,859
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Homes By Sanders Realty

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12816 Harborwood Drive, Largo, FL 33774 (MLS# TB8533580) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 12816 Harborwood Drive is currently listed for $2,450,000 and was received on July 30, 2026. Want to learn more about 12816 Harborwood Drive? Do you have questions about finding other Single Family real estate for sale in Largo? You can browse all Largo real estate or contact a Coldwell Banker agent to request more information.

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