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$939,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1,702 Sq. Ft.
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WATERFRONT LIVING IN PRESTIGIOUS HARBOR HILLS!!! Welcome to this stunning 3-bedroom, 3-bath waterfront retreat with a 2-car garage, perfectly situated in the highly desired Harbor Hills neighborhood-known for its peaceful setting, pride of ownership, and true Florida waterfront lifestyle. From the moment you arrive, you'll be impressed by the circular driveway and professionally landscaped grounds, creating both curb appeal and convenience for guests. Step inside to a contemporary, open-concept design filled with natural light and beautiful water views from the living room, kitchen, and primary bedroom. The open kitchen is ideal for entertaining, seamlessly connecting to the main living areas and offering stunning waterfront scenery while you cook or gather with family and friends. Tile flooring throughout the main living areas enhances the clean, modern feel, with carpeted bedrooms providing comfort and warmth. Designed for both relaxation and entertaining, the outdoor living space features a spa-ready for year-round enjoyment with the addition of a heater-creating your own private oasis. Whether hosting sunset gatherings or enjoying quiet mornings, this home offers a serene and tranquil waterfront escape. A true standout feature is the covered dock with boat lift, have a friend who wants to come by boat, no worries, there is an extra wet slip for them to dock at! This is an increasingly rare find-allowing you to boat directly from your backyard to favorite waterfront restaurants, local attractions, and open water adventures. Located just minutes from shopping, dining, and some of the area's most beautiful beaches, Harbor Hills offers a unique combination of quiet residential charm and unbeatable convenience. This is Florida waterfront living at its finest-perfect as a full-time residence or luxury retreat as AIRBNB is allowed. Full hurricane protection and no damage in prior hurricanes. Homes like this, in this location, rarely become available.

Full Property Details for 1698 McKay Creek Dr

General

  • Price: $939,000
  • HOA FEE: $8/month
  • HOA FEE FREQ.: Annually
  • Taxes: $4,588 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8457676
  • Updated: 12/19/2025
  • Added to Site: 29 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 6
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs
  • Appliances: Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener, Wine Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: In Garage

Additional Information

  • Spa: Yes
  • Spa Description: In Ground

Exterior

  • Exterior Features: Hurricane Shutters, Private Mailbox, Sliding Doors
  • Deck/Patio: Rear Porch
  • Porch/Patio/Deck: Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33770 - Largo/Belleair Bluffs
  • County: Pinellas
  • Development Name: 33770 - Largo/Belleair Bluffs
  • Subdivision: HARBOR HILLS 1ST ADD
  • Driving Directions: Indian Rocks Road, Head west on Avacado Road, turn left on Harbor Hills Drive and Left of McKay Creek Drive - Property on the Right
  • Direction Faces: East

School Information

  • Elementary School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN

Community

  • Community Name: 33770 - Largo/Belleair Bluffs
  • Association: Yes
  • Assoc. Name: Ed Chesney

Heating & Cooling

  • Cooling Type: Central Air, Mini-Split Unit(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Electricity Available, Public

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 1,702
  • Sq. Ft. Source: Public Records
  • Year Built: 1972

Additional Structures

  • Other Structures: Gazebo

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,623
  • Lot Size: 7623
  • Lot Dimensions: 73 x 116
  • Street/Road Desc.: Paved

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater, Intracoastal Waterway
  • Water Extras: Yes
  • Water Front Desc.: Saltwater Canal, Intracoastal Waterway

Financial Considerations

  • Association Fee: $100
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $4,588
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HARBOR HILLS 1ST ADD BLK J, LOT 63
  • Flood Zone Info: AE
  • APN: 53015360000100630
  • Property ID: 53015360000100630
  • Block/Lot/Section: J

Listed by Waterfront Realty Tampabay

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— 1698 McKay Creek Dr —

  • Waterfront Realty Tampabay

  • Waterfront Realty Tampabay

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1698 McKay Creek Dr

School District:Pinellas County School District
NameGradesDistance
Anona Elementary School
12301 Indian Rocks Road, Largo, FL 33774
PK-51.1 mi
Largo High School
410 Missouri Avenue North, Largo, FL 33770
9-123 mi
Seminole Middle School, Seminole, FL
8701 131st Street North, Seminole, FL 33776
6-83.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1698 McKay Creek Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/19/2025
Listed
$939,000
168.29%
MLS
6/06/2015
Sold
$350,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1698 McKay Creek Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,788
-7%
$309,608
-8%
2024
$5,127
2%
$336,137
3%
2023
$5,051
1%
$326,347
6%
2021
$5,019
2%
$307,614
-3%
2022
$4,932
-2%
$316,842
4%
2021
$5,019
1%
$303,367
2%
2019
$4,969
1%
$296,546
2%
2018
$4,932
1%
$291,017
2%
2017
$4,894
8%
$285,031
8%
2016
$4,543
-17%
$263,341
—
2015
$5,448
-8%
$262,139
-10%
2014
$5,922
10%
$291,526
14%
2013
$5,398
—
$255,672
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Waterfront Realty Tampabay

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1698 McKay Creek Drive, Largo, FL 33770 (MLS# TB8457676) is a Single Family property with 3 bedrooms and 3 full bathrooms. 1698 McKay Creek Drive is currently listed for $939,000 and was received on December 19, 2025. Want to learn more about 1698 McKay Creek Drive? Do you have questions about finding other Single Family real estate for sale in Largo? You can browse all Largo real estate or contact a Coldwell Banker agent to request more information.

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