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$4,690,000 Just Listed
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Property Description
Perfectly positioned at the end of a quiet cul-de-sac, this extraordinary fully furnished waterfront estate boasts an impressive 175 feet of south-facing waterfront, offering panoramic views, abundant natural light, and deep-water boating access to the Intracoastal Waterway and the Gulf. Beautifully updated with today's luxury lifestyle in mind, this exceptional residence features 4 bedrooms, 4 bathrooms, a private office, and an oversized 6-car garage, delivering an unmatched combination of architectural elegance and modern convenience. A dramatic double-door entry opens to a grand foyer highlighted by a custom sweeping staircase and light-filled interiors with breathtaking waterfront views from nearly every room. Rich hardwood floors, exquisite custom millwork, and refined designer finishes create an atmosphere of timeless sophistication, while the open-concept floor plan is perfectly designed for both everyday living and elegant entertaining. At the heart of the home is a spectacular chef's kitchen featuring a large center island, professional-grade appliances, abundant custom cabinetry, a walk-in pantry, and handcrafted designer lighting. The kitchen flows effortlessly into the spacious family room, creating seamless indoor-outdoor living and entertaining. The luxurious primary suite is a true waterfront sanctuary, offering spectacular water views and dual primary baths. One spa-inspired marble bath with dual vanities, a soaking tub, and an oversized walk-in shower. The other custom bath features a glass-enclosed shower and designer vanity. The additional 3 bedrooms with en-suite are generously sized and beautifully appointed. Designed to embrace the very best of Florida waterfront living, the outdoor spaces are truly exceptional. Multiple terraces provide the perfect setting for entertaining or relaxing while enjoying spectacular sunsets. The resort-style pool features an AquaLink-controlled spa and bubblers, complemented by a newer seawall and a Trex dock equipped with 16,000lbs & 4500lbs boat lifts, providing effortless access to the Intracoastal Waterway and the Gulf in just minutes. Recent improvements include a whole-house generator, hurricane-impact windows (2017), new garage doors (2024), Trane HVAC systems (2022), new pool equipment (2024), and new outdoor ceiling fans (2026), offering peace of mind and modern efficiency. With its premier location, expansive waterfront, luxury finishes, exceptional boating facilities, and resort-style amenities, this one-of-a-kind home represents a rare opportunity to own one of the Gulf Coast's finest waterfront residences. Harbor Bluffs is minutes from Belleair Bluffs, Belleair, golf, beaches, parks, and dining.
Full Property Details
Full Property Details for 226 Poinciana Ln
General
- Price: $4,690,000
- HOA FEE: $35/month
- HOA FEE FREQ.: Annually
- Taxes: $22,685 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8526205
- Updated: 7/6/2026
- Added to Site: 5 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 5
- Interior Features: Built-in Features, Ceiling Fan(s), Elevator, Kitchen and Family Room Combination, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
- Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Washer, Wine Refrigerator
- Furnishings: Furnished
- Flooring: Ceramic Tile, Porcelain Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 5
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, In Ground, Lighting, Salt Water
- Spa: Yes
- Spa Description: Heated, In Ground
Exterior
- Exterior Features: Balcony, Irrigation System, Lighting
- Deck/Patio: Covered, Front Porch, Porch, Rear Porch
- Porch/Patio/Deck: Covered, Front Porch, Porch, Rear Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 6
- Covered Spaces: 6
- Parking Features: Electric Vehicle Charging Station(s), Golf Cart Garage, Golf Cart Parking, Oversized
Location
- Area: 33770 - Largo/Belleair Bluffs
- County: Pinellas
- Development Name: 33770 - Largo/Belleair Bluffs
- Subdivision: HARBOR BLUFFS SEC 5
- Driving Directions: West on West Bay Drive to South on Harborview Lane to stop sign. Go West on Palm Drive to South on Poinciana.
- Direction Faces: North
Community
- Community Name: 33770 - Largo/Belleair Bluffs
- Community Features: Bay/Harbor Front, Fishing, Intracoastal Waterway, Public Boat Ramp, Water Access, Waterfront, Golf Carts OK, Park
- Association: Yes
- Assoc. Name: Nikki MCconnell
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Zoned
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Available, Phone Available, Sewer Available, Water Available
Structural Information
- Architectural Info: Coastal
- Architectural Style: Coastal
- Exterior Const.: Block, HardiPlank Type, Stucco, Wood Frame
- Roof: Shingle
- Windows: Storm Window(s)
- Stories/Levels: Three Or More
- Square Feet: 3,978
- Sq. Ft. Source: Public Records
- Year Built: 2001
Lot Features
- Property View: Water
- Lot Size (Acres): 0.32
- Lot Size (Sq. Ft.): 14,044
- Lot Size: 14044
- Lot Dimensions: 128 x 125
- Frontage: Street Dead-End
- Street/Road Desc.: Asphalt
- Fencing (Description): Vinyl
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Intracoastal Waterway
- Water Extras: Yes
- Water Front Desc.: Bay/Harbor Front, Waterfront, Bay/Harbor
Financial Considerations
- Association Fee: $420
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $22,685.44
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HARBOR BLUFFS SEC 5 LOT 19
- Flood Zone Info: AE
- APN: 322915358200000190
- Property ID: 322915358200000190
Listed by Engel & Volkers Belleair
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Schools
Schools serving 226 Poinciana Ln
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Mildred Helms Elementary School 561 Clearwater Largo Road South, Largo, FL 33770 | PK-5 | 1.9 mi |
Largo High School 410 Missouri Avenue North, Largo, FL 33770 | 9-12 | 2.8 mi |
Largo Middle School 155 8th Avenue Southeast, Largo, FL 33771 | 6-8 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 226 Poinciana Ln
Date
Details
Price
Change
Source
7/06/2026
Listed
$4,690,000
108.44%
MLS
7/25/2006
Sold
$2,250,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 226 Poinciana Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$22,685
5%
$1,330,979
3%
2024
$21,539
1%
$1,293,468
3%
2023
$21,290
—
$1,255,794
6%
2021
$21,303
2%
$1,183,706
-3%
2022
$20,861
-2%
$1,219,217
4%
2021
$21,303
1%
$1,167,363
2%
2019
$21,178
1%
$1,141,117
2%
2018
$21,063
1%
$1,119,840
2%
2017
$20,940
1%
$1,096,807
2%
2016
$20,820
-1%
$1,074,248
1%
2015
$20,988
—
$1,066,781
1%
2014
$20,904
—
$1,058,314
1%
2013
$20,824
—
$1,042,674
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 226 Poinciana Ln
226 Poinciana Lane, Largo, FL 33770 (MLS# TB8526205) is a Single Family property with 4 bedrooms and 5 full bathrooms. 226 Poinciana Lane is currently listed for $4,690,000 and was received on July 06, 2026. Want to learn more about 226 Poinciana Lane? Do you have questions about finding other Single Family real estate for sale in Largo? You can browse all Largo real estate or contact a Coldwell Banker agent to request more information.

