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$589,000 Just Listed
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Property Description
The Perfect Trifecta: Pool Home "¢ Non-Flood Zone "¢ Short-Term Rental Potential - Discover the perfect combination of lifestyle, location, and investment opportunity in this beautifully renovated 3-bedroom, 2-bath pool home offering 1,563 square feet of thoughtfully designed living space in Largo's desirable Harbor Hills neighborhood. Whether you're searching for a primary residence, vacation getaway, or income-producing investment, this home checks every box. Located in Flood Zone X (no flood insurance required) and offering the potential for short-term rentals, it presents an increasingly rare opportunity in today's market. Inside, the desirable split-bedroom floor plan offers privacy for the spacious primary suite, while two guest bedrooms are situated on the opposite side of the home and share a generously sized hallway bath. Three hallway closets provide an abundance of storage rarely found in homes of this size. The completely renovated interior is truly move-in ready, showcasing timeless finishes and a fresh coastal aesthetic throughout. The beautifully appointed kitchen features crisp white cabinetry accented by soothing blue tones, custom quartz countertops, a striking blue tile backsplash, abundant cabinetry, and a full pantry wall surrounding the refrigerator for exceptional storage and functionality. Oversized Scandinavian-inspired luxury vinyl plank flooring flows seamlessly throughout the home, adding warmth, durability, and contemporary style. The open-concept living and dining areas transition effortlessly into the rear family room, where sliding glass doors lead to your own private backyard retreat. Designed for easy Florida living, the outdoor space features a sparkling pool surrounded by low-maintenance turf, an expansive deck for lounging and entertaining, and a dedicated fire pit gathering area - perfect for relaxing evenings under the stars or hosting family and friends. Additional highlights include an attached two-car garage, 2018 roof, 2025 HVAC system, and fully paid-off solar panels, providing energy efficiency and helping keep utility costs low for years to come. Ideally located in the sought-after Harbor Hills neighborhood, you'll enjoy quick access to award-winning Gulf beaches, beautiful parks, shopping, dining, and everyday conveniences. Tampa International Airport is less than 30 minutes away, while St. Pete-Clearwater International Airport is approximately 20 minutes from your doorstep. Beautifully updated, ideally located, and packed with sought-after features - including a pool, no flood insurance requirement, and short-term rental potential - this home truly is the perfect trifecta.
Full Property Details
Full Property Details for 3538 Shady Bluff Dr
General
- Price: $589,000
- HOA FEE: $8/month
- HOA FEE FREQ.: Annually
- Taxes: $1,937 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8523229
- Updated: Today (7/2/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 7
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Garage
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: Lighting, Private Mailbox
- Deck/Patio: Deck, Rear Porch
- Porch/Patio/Deck: Deck, Rear Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, On Street
Location
- Area: 33770 - Largo/Belleair Bluffs
- County: Pinellas
- Development Name: 33770 - Largo/Belleair Bluffs
- Subdivision: HARBOR HILLS
- Driving Directions: Head West on Ulmerton Road. Turn right onto Wilcox Road. Turn right onto Pine Street. Turn left onto Dryer Avenue. Turn right onto Indian Rocks Road. Turn left onto Shady Bluff Drive. Property will be on the lefthand side.
- Direction Faces: North
School Information
- Elementary School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Largo High-PN
Community
- Community Name: 33770 - Largo/Belleair Bluffs
- Association: Yes
- Assoc. Name: Harbor Hills
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Architectural Info: Traditional
- Architectural Style: Traditional
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,563
- Sq. Ft. Source: Public Records
- Year Built: 1964
Lot Features
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,488
- Lot Size: 7488
- Lot Dimensions: 75 x 100
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
- Fencing (Description): Fenced, Vinyl
Green Features
- Energy Generation: Solar
Financial Considerations
- Association Fee: $100
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $1,937
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HARBOR HILLS BLK E, LOT 12
- Flood Zone Info: X
- APN: 53015359820050120
- Property ID: 53015359820050120
- Block/Lot/Section: E
Listed by Compass Florida Llc
Get Pre-Approved Today
Schools
Schools serving 3538 Shady Bluff Dr
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Anona Elementary School 12301 Indian Rocks Road, Largo, FL 33774 | PK-5 | 1.4 mi |
Largo High School 410 Missouri Avenue North, Largo, FL 33770 | 9-12 | 2.6 mi |
Seminole Middle School, Seminole, FL 8701 131st Street North, Seminole, FL 33776 | 6-8 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3538 Shady Bluff Dr
Date
Details
Price
Change
Source
7/02/2026
Listed
$589,000
55%
MLS
2/17/2026
Sold
$380,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3538 Shady Bluff Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,017
6%
$149,951
3%
2024
$1,895
2%
$145,725
3%
2023
$1,852
2%
$141,481
6%
2021
$1,811
1%
$133,359
-3%
2022
$1,794
-1%
$137,360
4%
2021
$1,811
2%
$131,518
2%
2019
$1,776
1%
$128,561
2%
2018
$1,754
1%
$126,164
2%
2017
$1,733
1%
$123,569
2%
2016
$1,713
-1%
$121,027
1%
2015
$1,739
1%
$120,186
1%
2014
$1,726
1%
$119,232
1%
2013
$1,711
—
$117,470
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3538 Shady Bluff Dr
3538 Shady Bluff Drive, Largo, FL 33770 (MLS# TB8523229) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3538 Shady Bluff Drive is currently listed for $589,000 and was received on July 02, 2026. Want to learn more about 3538 Shady Bluff Drive? Do you have questions about finding other Single Family real estate for sale in Largo? You can browse all Largo real estate or contact a Coldwell Banker agent to request more information.

