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$699,000 Just Listed
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Property Description
Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bamboo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic. The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable. The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility. The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents. A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical. Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine. Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment. Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtration in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo's most sought-after neighborhoods.
Full Property Details
Full Property Details for 3966 High Bluff Dr
General
- Price: $699,000
- HOA FEE: $8/month
- HOA FEE FREQ.: Annually
- Taxes: $2,574 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8466262
- Updated: 1/30/2026
- Added to Site: 6 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s)
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Terrazzo, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: In Kitchen, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Salt Water
Exterior
- Exterior Features: Private Mailbox
- Deck/Patio: Patio, Porch
- Porch/Patio/Deck: Patio, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 33770 - Largo/Belleair Bluffs
- County: Pinellas
- Development Name: 33770 - Largo/Belleair Bluffs
- Subdivision: HARBOR HILLS
- Driving Directions: From 130th Ave N/Wilcox Rd Turn right onto 128th St/Pine St Turn left onto Dryer Ave Turn right onto Indian Rocks Rd Turn left onto High Bluff Dr
- Direction Faces: West
Community
- Community Name: 33770 - Largo/Belleair Bluffs
- Association: Yes
- Assoc. Name: Jake Tower
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Architectural Info: Ranch
- Architectural Style: Ranch
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,746
- Sq. Ft. Source: Public Records
- Year Built: 1959
Lot Features
- Property View: Pool
- Lot Size (Acres): 0.19
- Lot Size (Sq. Ft.): 8,455
- Lot Size: 8455
- Lot Dimensions: 90 x 100
- Frontage: Street Paved
- Street/Road Desc.: Paved
Financial Considerations
- Association Fee: $100
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $2,574.63
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HARBOR HILLS BLK B, LOT 1
- Flood Zone Info: X
- APN: 53015359820020010
- Property ID: 53015359820020010
- Block/Lot/Section: B
Listed by Re/Max Action First Of Florida
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Schools
Schools serving 3966 High Bluff Dr
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Anona Elementary School 12301 Indian Rocks Road, Largo, FL 33774 | PK-5 | 1.4 mi |
Largo High School 410 Missouri Avenue North, Largo, FL 33770 | 9-12 | 2.8 mi |
Seminole Middle School, Seminole, FL 8701 131st Street North, Seminole, FL 33776 | 6-8 | 3.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3966 High Bluff Dr
Date
Details
Price
Change
Source
1/30/2026
Listed
$699,000
8.37%
MLS
9/12/2024
Sold
$645,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3966 High Bluff Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,121
293%
$575,563
210%
2024
$2,575
2%
$185,749
3%
2023
$2,525
2%
$180,339
6%
2021
$2,485
1%
$169,986
-3%
2022
$2,454
-1%
$175,086
4%
2021
$2,485
1%
$167,937
2%
2019
$2,453
1%
$164,161
2%
2018
$2,428
1%
$161,100
2%
2017
$2,403
1%
$157,786
2%
2016
$2,379
-2%
$154,541
1%
2015
$2,416
1%
$153,467
1%
2014
$2,400
1%
$152,249
2%
2013
$2,383
—
$149,999
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3966 High Bluff Dr
3966 High Bluff Drive, Largo, FL 33770 (MLS# TB8466262) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3966 High Bluff Drive is currently listed for $699,000 and was received on January 30, 2026. Want to learn more about 3966 High Bluff Drive? Do you have questions about finding other Single Family real estate for sale in Largo? You can browse all Largo real estate or contact a Coldwell Banker agent to request more information.

