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$1,965,000
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Property Description
Step outside to a sparkling pool and sun-drenched lanai. A few more steps and you're on your private dock, where the Intracoastal Waterway stretches out as far as the eye can see. That kind of outdoor access is becoming nearly impossible to find in Pinellas County. Most waterfront properties have been - or will be - elevated to meet flood zone standards, eliminating that seamless indoor-outdoor connection. Don't miss your opportunity - this is the one they said didn't exist anymore. This residence has passed all required Pinellas County inspections - including electrical, plumbing, and roofing - with full documentation on file, yet retains its original ground-level footprint just steps from the water. For buyers seeking true step-out waterfront living, opportunities like this one are not being replicated. Nestled in the waterfront enclave of Harbor Bluffs - one of Pinellas County's most cherished communities, celebrated for its serene, deed-restricted streets and proximity to the Gulf - this 4-bedroom, 3-bathroom pool home sits on a rare lot delivering water views on both the rear and side of the property. Whether you're arriving home by boat or simply watching the herons work the seawall on a quiet morning, the water is always front and center. Inside, the updates speak for themselves. The remodeled kitchen features white granite countertops, soft-close cabinetry, stainless steel appliances, and a natural gas range - made for effortless entertaining. Classic plantation shutters flow throughout, lending a clean coastal elegance that carries from room to room. The north-facing orientation means living spaces stay naturally cool and bright without harsh afternoon sun - a quiet luxury that west-facing waterfront buyers discover too late. Behind the scenes, this home has been meticulously upgraded: PGT hurricane-impact, energy-efficient windows throughout, a NEC code-compliant electric panel upgraded in 2025, newly blown-in cellulose attic insulation, a tankless water heater, and a new roof and primary AC installed in 2022. A convenient interior laundry closet rounds out a home that has been carefully maintained where it counts. For the boating enthusiast, the private dock with boat lift puts you on the water in minutes - no marina fees, just your boat on your schedule and the waterway at your doorstep - with quick access to the open Gulf beyond. When you'd rather stay close to home, the pool and lanai are waiting. While this property sustained minor flooding during Hurricane Helene in September 2024, the home was fully remediated by licensed professionals, all required permits were filed with Pinellas County, and every inspection passed. This is a home that has been through the worst Florida can deliver - and came out the other side ready for its next chapter. And that next chapter begins in Harbor Bluffs - the kind of neighborhood where neighbors know each other by name, egrets and herons work the seawalls like they pay rent, and every evening reminds you exactly why you chose waterfront Florida living. Minutes from the pristine Gulf Coast beaches, with the fabulous restaurants and boutiques of Belleair Bluffs just blocks away. World-class libraries, beautiful parks, and excellent medical facilities are all close at hand - with St. Pete-Clearwater Airport minutes away and Tampa International 30 minutes away. This is an address that never goes out of style - don't miss out on this timeless opportunity to call it your own.
Full Property Details
Full Property Details for 902 Oakwood Dr
General
- Price: $1,965,000
- HOA FEE: $35/month
- HOA FEE FREQ.: Annually
- Taxes: $12,554 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8524079
- Updated: 7/2/2026
- Added to Site: 11 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s), Thermostat
- Appliances: Dishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer
- Furnishings: Unfurnished
- Flooring: Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Closet
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: Lighting, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33770 - Largo/Belleair Bluffs
- County: Pinellas
- Development Name: 33770 - Largo/Belleair Bluffs
- Subdivision: HARBOR BLUFFS SEC 4
- Driving Directions: From Indian Rocks and West Bay Drive, head south. Turn right onto Oakwood Drive, over bridge and home is on the right.
- Direction Faces: South
Community
- Community Name: 33770 - Largo/Belleair Bluffs
- Community Features: Park
- Association: Yes
- Assoc. Name: Professional Condo Concepts
- Assoc. Fees Include: Trash
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,266
- Sq. Ft. Source: Public Records
- Year Built: 1960
Lot Features
- Property View: Water
- Lot Size (Acres): 0.21
- Lot Size (Sq. Ft.): 8,995
- Lot Size: 8995
- Lot Dimensions: 70 x 96
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Intracoastal Waterway
- Water Extras: Yes
- Water Front Desc.: Intracoastal Waterway
Financial Considerations
- Association Fee: $420
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $12,554.59
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HARBOR BLUFFS SEC 4 LOT 76
- Flood Zone Info: AE
- APN: 63015358020000760
- Property ID: 63015358020000760
Listed by Charles Rutenberg Realty Inc
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Schools
Schools serving 902 Oakwood Dr
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Mildred Helms Elementary School 561 Clearwater Largo Road South, Largo, FL 33770 | PK-5 | 2.1 mi |
Largo High School 410 Missouri Avenue North, Largo, FL 33770 | 9-12 | 2.9 mi |
Largo Middle School 155 8th Avenue Southeast, Largo, FL 33771 | 6-8 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 902 Oakwood Dr
Date
Details
Price
Change
Source
7/01/2026
Listed
$1,965,000
233.05%
MLS
2/14/2012
Sold
$590,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 902 Oakwood Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$12,555
52%
$715,784
38%
2024
$8,234
1%
$519,162
3%
2023
$8,125
—
$504,041
6%
2021
$8,103
2%
$475,107
-3%
2022
$7,948
-2%
$489,360
4%
2021
$8,103
1%
$468,547
2%
2019
$8,039
1%
$458,013
2%
2018
$7,987
1%
$449,473
2%
2017
$7,933
2%
$440,228
4%
2016
$7,762
-2%
$425,224
1%
2015
$7,882
—
$422,268
1%
2014
$7,846
—
$418,917
2%
2013
$7,811
—
$412,726
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 902 Oakwood Dr
902 Oakwood Drive, Largo, FL 33770 (MLS# TB8524079) is a Single Family property with 4 bedrooms and 3 full bathrooms. 902 Oakwood Drive is currently listed for $1,965,000 and was received on July 01, 2026. Want to learn more about 902 Oakwood Drive? Do you have questions about finding other Single Family real estate for sale in Largo? You can browse all Largo real estate or contact a Coldwell Banker agent to request more information.

