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$324,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,239 Sq. Ft.
  • Updated 7 hours ago
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SPACE, FLEXIBILITY, PRIVATE POOL & NO HOA! Discover this spacious 4-bedroom, 2-bathroom home offering 2,239 square feet of living space on a beautiful 0.29-acre corner lot in the established Lake Forest neighborhood of Leesburg! Surrounded by mature trees draped in Spanish moss, this single-story home combines classic Florida charm with versatile living spaces and an inviting outdoor setting. Step inside to a welcoming foyer, expansive living and dining areas, and luxury vinyl flooring throughout much of the home. The kitchen features solid wood cabinetry, generous counter space, and a convenient pass-through to the dining area, making everyday living and entertaining a breeze. Need extra space? In addition to four bedrooms, this home offers a dedicated office, a separate bonus room ideal for hobbies, creative projects, or a workshop, and an oversized laundry room with additional storage. Whether you're working from home or simply looking for room to spread out, this flexible floor plan offers plenty of possibilities! Step outside to your fenced backyard, featuring a private pool with an elevated deck and patio area-perfect for relaxing, entertaining, and enjoying Florida's sunshine. The oversized corner lot offers mature landscaping, ample outdoor space, and convenient driveway parking. LOCATION, LOCATION, LOCATION! Enjoy nearby public lake access, fishing piers, scenic waterfront parks, and recreational opportunities along the beautiful Harris Chain of Lakes, with local waterfront amenities within walking distance. Downtown Leesburg, with its restaurants, shops, and community activities, is also just a short distance away. Conveniently located near The Villages, Mount Dora, shopping, and medical facilities. NO HOA, NO CDD, and located in a USDA-eligible area, offering another potential financing option for qualified buyers! With generous living spaces, a versatile layout, and nearby outdoor recreation, this home offers a wonderful opportunity to enjoy the Florida lifestyle. Schedule your private showing today!

Full Property Details for 1020 Cottonwood St

General

  • Price: $324,900
  • Taxes: $1,249 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8560866
  • Updated: 10/25/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 6 Months

Interior

  • Number of Rooms: 13
  • Interior Features: Ceiling Fan(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Electric Cooktop, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Above Ground, Deck, Pool Sweep, Vinyl

Exterior

  • Exterior Features: Private Mailbox, Private Yard
  • Deck/Patio: Deck, Patio
  • Porch/Patio/Deck: Deck, Patio

Parking

  • Parking Features: Driveway

Location

  • Area: 34748 - Leesburg
  • County: Lake
  • Development Name: 34748 - Leesburg
  • Subdivision: LEESBURG LAKE FOREST UNIT 01
  • Driving Directions: From US-441 in Leesburg, turn north onto Lee Street. Turn right onto Gibson Street. Property is located on the corner of Gibson Street and Cottonwood Street.
  • Direction Faces: Northwest

Community

  • Community Name: 34748 - Leesburg
  • Community Features: Community Boat Ramp, Dock, Fishing, Lake, Public Boat Ramp, Water Access, Park, Playground
  • Pet Restrictions: Buyers are responsible for confirming any pet restrictions with the city/county.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Fire Hydrant, Natural Gas Available, Public, Sewer Connected, Street Lights

Structural Information

  • Exterior Const.: Block, Wood Frame
  • Roof: Shingle
  • Windows: Window Treatments
  • Stories/Levels: One
  • Square Feet: 2,239
  • Sq. Ft. Source: Public Records
  • Year Built: 1954

Lot Features

  • Property View: Pool
  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,685
  • Lot Size: 12685
  • Lot Dimensions: 102 x 125
  • Street/Road Desc.: Asphalt
  • Fencing (Description): Fenced

Water Features

  • Water Front Desc.: Lake

Financial Considerations

  • Assoc Fee Desc.: None
  • Tax Amount: $1,249.37
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LEESBURG LAKE FOREST UNIT NO 1 LOT 15 PB 12 PG 69 ORB 5993 PG 751
  • Flood Zone Info: X
  • APN: 231924080000001500
  • Property ID: 231924080000001500

Listed by The Elite Realty Experience

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— 1020 Cottonwood St —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 1020 Cottonwood St

School District:Lake County School District
NameGradesDistance
Beverly Shores Elementary School
1108 Griffin Road, Leesburg, FL 34748
PK-50.5 mi
Carver Middle School, Leesburg, FL
1200 Beecher Street, Leesburg, FL 34748
6-81 mi
Leesburg High School
1401 Yellow Jacket Way, Leesburg, FL 34748
9-121.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1020 Cottonwood St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/24/2026
Listed
$324,900
8.34%
MLS
7/15/2022
Sold
$299,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1020 Cottonwood St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,249
3%
$111,730
3%
2024
$1,211
—
$108,590
3%
2024
$1,211
5%
$105,530
3%
2023
$1,154
-18%
$102,458
-14%
2021
$1,405
-52%
$118,828
-29%
2022
$2,929
108%
$168,528
44%
2021
$1,405
-1%
$117,188
2%
2019
$1,414
-34%
$114,554
—
2018
$2,127
33%
$114,554
35%
2017
$1,598
-2%
$84,947
—
2016
$1,623
-1%
$84,947
2%
2015
$1,637
4%
$83,320
2%
2014
$1,567
7%
$81,842
2%
2013
$1,469
—
$79,919
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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1020 Cottonwood Street, Leesburg, FL 34748 (MLS# TB8560866) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1020 Cottonwood Street is currently listed for $324,900 and was received on October 24, 2026. Want to learn more about 1020 Cottonwood Street? Do you have questions about finding other Single Family real estate for sale in Leesburg? You can browse all Leesburg real estate or contact a Coldwell Banker agent to request more information.

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