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$1,124,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,280 Sq. Ft.
  • Updated 8 hours ago
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Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ smart refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring, new light fixtures and ceiling fans throughout, new luxury vinyl plank flooring throughout, office/flex space overlooking the canal, master suite w/ huge 9'x7' closet, guest bedroom with built-in queen Murphy bed and storage, multiple washer/dryer hookups, and five individual mini-split A/C units for room-by-room comfort. Outdoor features include a metal roof (2018), 60' concrete seawall with 14,000 lb boat lift, deep-wide flow-through canals, no bridges to open water with an under five-minute idle zone out, large outdoor bar and kitchen with built-in KitchenAid grill, screened porch, outdoor shower, privacy-fenced yard, large storage area, oversized parking, 50 amp RV hookup, generator-ready setup, and plenty of room for a pool. Enjoy endless sunset views over the protected salt ponds with no front neighbors (ever!) and an east-facing backyard perfect for sunrise coffees and cooler afternoons! Ideal as a primary residence, vacation home, or investment. Can be sold turn-key less some personal items. Low-cost transferable flood insurance ($1073). Transferable termite warranty in place. AHS 1 Year Shield Plus Home Warranty offered. Owner is a licensed Florida Realtor®.

Full Property Details for 417 Pirates Rd

General

  • Price: $1,124,900
  • HOA FEE: $3/month
  • HOA FEE FREQ.: Yearly
  • Taxes: $5,070 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 618340
  • Updated: 5/13/2026
  • Added to Site: 107 day(s) ago

Interior

  • Interior Features: Walk-in Closet(s), Built-in Cabinets, Drapes/Blinds Incl, Pantry, Quartz Countertops, Smoke Alarms, Split Bedroom, Storage, Whirlpool Bath Tub, Sun/Florida Room
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Freezer, Ice Machine, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Lighting, Bar, Built-in Grill, Fencing, Fruit Tree(s), Outdoor Kitchen, Outdoor Shower, Privacy Wall/Fence, Storage
  • Deck/Patio: Open Porch/Balcony, Deck, Screened
  • Porch/Patio/Deck: Open Porch/Balcony, Deck, Screened

Parking

  • Parking Features: Open, Off Street, Covered

Location

  • Area: 10 - Little, Middle, Big Torch Keys
  • County: Monroe
  • Subdivision: Jolly Roger Estates (28.5)
  • Driving Directions: US 1 to Pirates Rd. on Little Torch Key.

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ductless
  • Heating Type: Electric, Zoned, Ductless

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: Modular
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Window, Single Hung Windows, Shutters
  • Square Feet: 1,280
  • Sq. Ft. Source: Seller
  • Year Built: 2001
  • Property Condition: Updated/Remodeled

Lot Features

  • Property View: Pond, Canal
  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 6,000
  • Lot Size Source: Tax Records
  • Lot Dimensions: 60 x 100
  • Zoning: IS - Improved Subivision District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front, Salt Ponds

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $40
  • Assoc Fee Freq.: Yearly
  • Tax Amount: $5,070.66
  • Tax Year: 2025
  • Terms: Cash, Conventional, VA Loan, FHA

Disclosures and Reports

  • Legal Description: BK 1 LT 8 JOLLY ROGER ESTATES LITTLE TORCH KEY PB5-34 OR358-388 OR493-875 OR573-118 OR687-137 OR1501-1210 OR1544-1649/50
  • Flood Zone: AE
  • APN: 00215250-000000

Listed by Lokation Real Estate, Maggie Beall (305) 432-0949

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Listing agent

— 417 Pirates Rd —

  • Maggie Beall

    Lokation Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 417 Pirates Rd

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Sugarloaf School
255 Crane Boulevard, Summerland Key, FL 33042
PK-88.9 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1225.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 417 Pirates Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/27/2026
Listed
$1,124,900
112.25%
MLS
1/06/2017
Sold
$530,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 417 Pirates Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,817
—
$526,013
3%
2024
$4,817
4%
$511,189
3%
2023
$4,616
—
$496,300
6%
2021
$4,616
3%
$467,811
-3%
2022
$4,495
-3%
$481,845
4%
2021
$4,616
1%
$461,353
1%
2019
$4,575
-10%
$458,074
—
2018
$5,062
5%
$456,828
—
2017
$4,844
8%
$456,458
17%
2016
$4,494
1%
$389,395
5%
2015
$4,454
6%
$370,019
12%
2014
$4,195
19%
$329,370
10%
2013
$3,538
—
$300,347
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 417 Pirates Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Lokation Real Estate, Maggie Beall (305) 432-0949

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417 Pirates Road, Little Torch Key, FL 33042 (MLS# 618340) is a Single Family property with 3 bedrooms and 2 full bathrooms. 417 Pirates Road is currently listed for $1,124,900 and was received on January 27, 2026. Want to learn more about 417 Pirates Road? Do you have questions about finding other Single Family real estate for sale in Little Torch Key? You can browse all Little Torch Key real estate or contact a Coldwell Banker agent to request more information.

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