This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/1
$3,300,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/1
Property Description
This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast's dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking.
Full Property Details
Full Property Details for 520 Harbor Cay Dr
General
- Sold For: $3,300,000
- HOA FEE: $208/month
- HOA FEE FREQ.: Annually
- Taxes: $29,765 (2024)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: A4643565
- Added to Site: 351 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 9
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
- Fireplace: Yes
- Fireplace(s): Family Room, Gas, Living Room, Master Bedroom
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Trash Compactor, Washer
- Furnishings: Unfurnished
- Flooring: Engineered Hardwood, Marble, Travertine
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 4
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Deck, Heated, In Ground, Lighting, Tile
- Security/Safety: Gated Community, Key Card Entry, Security Gate, Security Lights, Security System, Smoke Detector(s)
Exterior
- Exterior Features: Balcony, French Doors, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sliding Doors
- Deck/Patio: Covered, Deck, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Deck, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Circular Driveway, Driveway, Garage Door Opener, Ground Level, Off Street
Location
- Area: 34228 - Longboat Key
- County: Sarasota
- Development Name: 34228 - Longboat Key
- Subdivision: BAY ISLES
- Driving Directions: From south Longboat Key. go north on Gulf of Mexico Drive to south gate of Bay Isles, after guard gate take immediate right thru green gates, second left, 2nd home on the right.
- Direction Faces: Northwest
School Information
- Elementary School: Southside Elementary
- Middle School: Booker Middle
- High School: Booker High
Community
- Community Name: 34228 - Longboat Key
- Community Features: Canal Front, Water Access, Waterfront, Gated Community - Guard
- Association: Yes
- Assoc. Name: Ken Kanderfer
- Assoc. Fees Include: 24-Hour Guard, Common Area Taxes, Private Road, Security
- Number of Pets: 5
- Pet Restrictions: Refer to HOA Docs for all restrictions, / 100lbs.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Custom, Florida
- Architectural Style: Custom, Florida
- Exterior Const.: Block, Stucco
- Roof: Tile
- Windows: Drapes, Shades
- Stories/Levels: Two
- Square Feet: 3,828
- Sq. Ft. Source: Public Records
- Living Area: 3,828 Sq. Ft.
- Year Built: 1986
Lot Features
- Property View: Pool, Trees/Woods, Water
- Lot Size (Acres): 0.4
- Lot Size (Sq. Ft.): 17,535
- Lot Size: 17535
- Frontage: Street Dead-End, Street Paved, Private Road
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Bayou, Canal - Saltwater, Intracoastal Waterway
- Water Extras: Yes
- Water Front Desc.: Canal Front, Waterfront, Bay/Harbor
Financial Considerations
- Association Fee: $2,500
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $29,765
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 35 BAY ISLES UNIT 1
- Flood Zone Info: AE
- APN: 8160010
- Property ID: 8160010
Listed by Michael Saunders & Company
Sold by Rosebay International Realty, Inc
Get Pre-Approved Today
Schools
Schools serving 520 Harbor Cay Dr
School District:Sarasota County School District
| Name | Grades | Distance |
|---|---|---|
Southside Elementary School, Sarasota, FL 1901 Webber Street, Sarasota, FL 34239 | PK-5 | 5.7 mi |
Booker Middle School 2250 Myrtle Street, Sarasota, FL 34234 | 6-8 | 5.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 520 Harbor Cay Dr
Date
Details
Price
Change
Source
2/27/2026
Sold
$3,300,000
-5.04%
MLS
1/25/2026
Price Reduced
$3,475,000
-13.02%
MLS
10/01/2025
Price Reduced
$3,995,000
-6%
MLS
7/26/2025
Price Reduced
$4,250,000
-5.45%
MLS
3/13/2025
Listed
$4,495,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
520 Harbor Cay Drive, Longboat Key, FL 34228 (MLS# A4643565) is a Single Family property that was sold at $3,300,000 on February 27, 2026. Want to learn more about 520 Harbor Cay Drive? Do you have questions about finding other Single Family real estate for sale in Longboat Key? You can browse all Longboat Key real estate or contact a Coldwell Banker agent to request more information.

