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$669,000 Sale Pending

  • For Sale
  • Pending
  • Townhouse
  • 2 Beds
  • 2 Full Baths
  • 1,079 Sq. Ft.
  • Updated 17 hours ago
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Charming, light-filled townhouse-style condo featuring 2 bedrooms and 2 baths, tucked away on a quiet cul-de-sac on Lower Matecumbe Key. Enjoy resort-style amenities and excellent boating and fishing access to both the Ocean and the Bay. The open-concept living and dining area flows seamlessly into a well-designed kitchen. Each bedroom and bathroom occupies its own level, providing exceptional privacy for you, your family, and your guests. Vaulted ceilings throughout enhance the bright, modern aesthetic. Two spacious screened balconies capture the ocean breeze, with the upper balcony offering a peek of the water. An oversized garage accommodates your car, bikes, fishing and outdoor gear, plus laundry appliances and a bait freezer. Recent upgrades include all new hurricane-impact windows and doors, new porcelain flooring, and newly installed wooden interior stairs. Resort-level amenities elevate everyday living: a large pool surrounded by lush tropical landscaping, dockage for boats up to 25 feet, multiple shaded fish-cleaning stations, boat and trailer storage, a boat ramp, pickleball and tennis courts, a shuffleboard area, and a clubhouse with restroom facilities and mail/package storage. Perfect as a primary residence, weekend retreat, vacation home, or investment property, this Keys gem offers an exceptional opportunity to enjoy the best of island living.

Full Property Details for 118 Cortez Dr #A

General

  • Price: $669,000
  • HOA FEE: $1,200/month
  • Taxes: $5,781 (2025)
  • Status: Pending
  • Type: Townhouse
  • Source: 927
  • MLS ID: 617693
  • Updated: 5/26/2026
  • Added to Site: 166 day(s) ago

Interior

  • Interior Features: Built-in Cabinets, Cathedral Ceilings, Drapes/Blinds Incl, Storage, Window Treatments
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Shared Amenities: Other Area Features, Manager on Premises, Community Dockage, Community Boat Ramp, Bike Paths, Clubhouse, Tennis Court(s), Pool
  • Pool: Yes
  • Pool Description: In Ground

Exterior

  • Exterior Features: Tennis Court(s), Lighting, Chickee Hut, Lanai, Storage
  • Deck/Patio: Open Porch/Balcony, Screened
  • Porch/Patio/Deck: Open Porch/Balcony, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Parking Features: Covered, RV Access/Parking, Carport, Attached, Garage Door Opener

Location

  • Area: 22 - Lower Matecumbe
  • County: Monroe
  • Subdivision: Islamorada South (76.5)
  • Driving Directions: MM 76.5 - Ocean side. Turn into Columbus Drive, and immediately turn left into Cortez Drive. Property is on your left.

Community

  • Association: Yes
  • Assoc. Fees Include: Bldg Exterior Mnt, Building Insurance, Common Area Mnt, Exterminating, Sewer
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Wall/Window Unit(s), Central Air, Ceiling Fans(s)
  • Heating Type: Central

Structural Information

  • Architectural Style: Above Flood, Townhouse
  • Construction Status: Updated/Remodeled
  • Construction: CBS
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window
  • Square Feet: 1,079
  • Sq. Ft. Source: Property Data Card
  • Year Built: 1980
  • Property Condition: Updated/Remodeled

Unit Information

  • Unit Type: Complex

Lot Features

  • Property View: Canal, Ocean
  • Zoning: MF - Multi-Family Attached

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $1,200
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $5,781.03
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: UNIT E-1 ISLAMORADA SOUTH NUMBER THREE A CONDOMINIUM OR840-249 OR1162-323/4 OR1690-2470 OR1690-2471 OR1691-1946 OR1691-1
  • Flood Zone: AE
  • APN: 00396220-000900

Listed by Ocean Sotheby's International Realty, Bettina Garber (305) 517-3785 and Ocean Sotheby's International Realty, Pierre Marc Bellion (305) 731-3356

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Listing agents

— 118 Cortez Dr #A —

  • Bettina Garber

    Ocean Sotheby's International Realty

  • Pierre Marc Bellion

    Ocean Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 118 Cortez Dr #A

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Plantation Key School
100 Lake Road, Tavernier, FL 33070
PK-812.9 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-1213.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 118 Cortez Dr #A Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/07/2026
Price Reduced
$669,000
-2.9%
MLS
12/12/2025
Listed
$689,000
17.78%
MLS
11/15/2021
Sold
$585,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 118 Cortez Dr #A

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,022
—
$559,783
-1%
2024
$6,013
—
$564,130
-4%
2023
$6,040
49%
$587,816
83%
2021
$4,066
-26%
$321,386
-34%
2022
$5,498
33%
$489,527
53%
2019
$4,120
1%
$319,011
—
2018
$4,080
13%
$319,011
12%
2017
$3,615
2%
$283,809
7%
2016
$3,548
10%
$265,281
16%
2015
$3,217
—
$228,694
—
2014
$3,218
-4%
$228,694
-4%
2013
$3,350
—
$239,278
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 118 Cortez Dr #A

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NMLS#: 1598647

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Listed by Ocean Sotheby's International Realty, Bettina Garber (305) 517-3785 and Ocean Sotheby's International Realty, Pierre Marc Bellion (305) 731-3356

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118 Cortez Drive #A, Lower Matecumbe, FL 33036 (MLS# 617693) is a Townhouse property with 2 bedrooms and 2 full bathrooms. 118 Cortez Drive #A is currently listed for $669,000 and was received on December 12, 2025. Want to learn more about 118 Cortez Drive #A? Do you have questions about finding other Townhouse real estate for sale in Lower Matecumbe? You can browse all Lower Matecumbe real estate or contact a Coldwell Banker agent to request more information.

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