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$1,890,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 5 Beds
  • 3 Full Baths
  • 2,845 Sq. Ft.
  • Updated 10 hours ago
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Experience the ultimate Florida Keys lifestyle in this stunning split-level waterfront loft and take advantage of the vacation rental revenue. Ideally located in highly sought-after Lower Matecumbe. This exceptional 5-bedroom, 3-bath residence combines contemporary design with breathtaking water views, creating a truly unique island retreat. The thoughtfully designed layout features three spacious bedrooms on the lower level and two additional bedrooms upstairs, connected by a spectacular modern staircase that serves as a striking architectural centerpiece. Soaring ceilings and expansive windows fill the home with natural light, while the open-concept floor plan seamlessly connects the living, dining, and entertaining spaces. The sleek, modern kitchen is perfectly positioned to serve both everyday living and waterfront gatherings. Generously sized bedrooms and beautifully appointed bathrooms provide comfort and privacy for family and guests alike. Step outside to an impressive 667-square-foot waterfront screened deck overlooking the tranquil lagoon, offering the perfect setting for outdoor dining, entertaining, or simply enjoying the peaceful surroundings. Boaters will appreciate the deep-water dockage featuring a large boat slip and 16k boat lift, with convenient access to both the Atlantic Ocean and Florida Bay. Enjoy stunning views of the bayside lagoon and the ocean, along with world-class fishing, diving, and boating right from your backyard. Additional amenities include covered parking and ample storage space for all your water toys. Offering the perfect blend of modern elegance, waterfront living, and premier boating access, this remarkable Lower Matecumbe property is a rare opportunity to own a piece of paradise in one of Islamorada's most desirable locations. Onsite property management for true peace of mind.

Full Property Details for 74980 Overseas Hwy #3

General

  • Price: $1,890,000
  • HOA FEE: $1,300/month
  • Taxes: $13,018 (2025)
  • Status: Active
  • Type: Condo
  • Source: 927
  • MLS ID: 620271
  • Updated: 6/18/2026
  • Added to Site: 5 day(s) ago

Interior

  • Interior Features: Entrance Foyer, Walk-in Closet(s), Bar, Built-in Cabinets, Cathedral Ceilings, Drapes/Blinds Incl, Smoke Alarms, Storage, Whirlpool Bath Tub, Window Treatments, Loft
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Freezer, Ice Machine, Microwave, Oven, Range, Refrigerator, Washer, Wine Cooler
  • Flooring: Vinyl, Tile, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Shared Amenities: Manager on Premises, Community Dockage, Community Boat Ramp, Bike Paths, Beach

Exterior

  • Exterior Features: Lighting, Privacy Wall/Fence, Storage, Boat Slip
  • Deck/Patio: Screened Patio
  • Porch/Patio/Deck: Screened Patio

Parking

  • Parking Features: Open, Guest, Off Street, Covered, Carport, Assigned

Location

  • Area: 22 - Lower Matecumbe
  • County: Monroe
  • Subdivision: Sandglass (74.5)

Community

  • Association: Yes
  • Assoc. Fees Include: Bldg Exterior Mnt, Building Insurance, Cable TV, Common Area Mnt, Exterminating
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: CBS, Concrete
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window, Sliding Glass Doors, Shutters
  • Square Feet: 2,845
  • Sq. Ft. Source: Unknown/Condo
  • Year Built: 1989
  • Property Condition: Updated/Remodeled

Unit Information

  • Units in Building: 4
  • Unit Type: Unit

Lot Features

  • Property View: Canal, Open Water View, Ocean, Bay
  • Lot Size Source: Property Data Card
  • Lot Dimensions: x
  • Zoning: OTH - Other Zoning

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bay Front, Canal Front, Oceanfront, Open Water

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $1,300
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $13,018
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: UNIT 3 SANDGLASS A CONDOMINIUM OR1121-364 OR1297-715/17M/T OR1491-556 OR2026-1835 OR2647-509/17AMD OR2648-2348/49 OR2856
  • APN: 00097890-000203

Listed by Ocean Sotheby's International Realty, Pierre Marc Bellion (305) 731-3356 and Ocean Sotheby's International Realty, Bettina Garber (305) 517-3785

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Listing agents

— 74980 Overseas Hwy #3 —

  • Pierre Marc Bellion

    Ocean Sotheby's International Realty

  • Bettina Garber

    Ocean Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 74980 Overseas Hwy #3

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Plantation Key School
100 Lake Road, Tavernier, FL 33070
PK-814.4 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-1214.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 74980 Overseas Hwy #3 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/13/2026
Listed
$1,890,000
11.18%
MLS
3/30/2022
Sold
$1,700,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 74980 Overseas Hwy #3

Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,561
1%
$1,517,585
—
2024
$13,487
-2%
$1,517,585
—
2023
$13,802
114%
$1,517,585
111%
2021
$6,455
2%
$719,922
-3%
2022
$6,348
-11%
$741,519
11%
2019
$7,141
—
$669,753
—
2018
$7,118
5%
$669,753
2%
2017
$6,760
-3%
$654,492
-8%
2016
$6,947
19%
$709,762
34%
2015
$5,860
-1%
$530,880
—
2014
$5,926
5%
$530,880
7%
2013
$5,659
—
$497,728
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 74980 Overseas Hwy #3

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Ocean Sotheby's International Realty, Pierre Marc Bellion (305) 731-3356 and Ocean Sotheby's International Realty, Bettina Garber (305) 517-3785

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Price Reduced near 74980 Overseas Hwy #3

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79901 Overseas Higway, Islamorada, FL 33036 - Photo 1 Price Reduced
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Sold by Coldwell Banker Schmitt Islamorada, Melissa Nowell

74980 Overseas Highway #3, Lower Matecumbe, FL 33036 (MLS# 620271) is a Condo property with 5 bedrooms and 3 full bathrooms. 74980 Overseas Highway #3 is currently listed for $1,890,000 and was received on June 13, 2026. Want to learn more about 74980 Overseas Highway #3? Do you have questions about finding other Condo real estate for sale in Lower Matecumbe? You can browse all Lower Matecumbe real estate or contact a Coldwell Banker agent to request more information.

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