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$444,000

  • Sold
  • Closed
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,082 Sq. Ft.
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Virtually Staged. 4BR/2BA single-family home in Wyndgate in Lutz. X flood zone, no flood insurance required. New roof May 2026. No CDD. .33 acres. fenced Located in the gated Wyndgate community in Lutz, this 4-bedroom, 2-bath single-family home combines larger-lot living with lower ongoing ownership costs. Built in 2003 on a .33-acre homesite measuring approximately 75 x 194, the property is located in an X flood zone, so flood insurance is not required by most lenders. Wyndgate has no CDD fees, and annual HOA dues of approximately $1600 per year and includes irrigation, sewer, and gate maintenance. Recent updates include a new roof in May 2026 and septic piping replaced approximately 4 years ago. The home offers approximately 2,080 heated square feet with a total area of 2,866 square feet. The split floor plan includes separate formal living and dining rooms, offering flexible use for entertaining, work-from-home needs, or additional living space. The open kitchen overlooks the family room and features wood cabinetry, Corian counters and sink, tile backsplash, breakfast bar seating, and an eat-in dining area. Wood laminate flooring runs through the family room and primary bedroom, while the family room is also wired for surround sound. The owner's suite is privately positioned off the family room and includes porch access, dual sinks, a jetted soaking tub, a separate shower, and a walk-in closet. Secondary bedrooms are located separately along the hallway for added functionality and flexibility. Neutral paint throughout and an inside laundry room contribute to the home's move-in-ready feel while still allowing room for cosmetic updates over time. Outdoor living includes a 248-square-foot covered screened porch overlooking a large fenced backyard with mature oak trees and shade. The property also includes a 500-square-foot 2-car garage, city water, septic system, and irrigation supplied through a gray-water system connected to the community pond rather than city water, helping reduce monthly utility costs. Wyndgate is known for larger homesites, sidewalks, gated access, and convenient connectivity to both I-275 and I-75, providing access throughout the Tampa Bay area.

Full Property Details for 16208 Swenson Terrace

General

  • Sold For: $444,000
  • HOA FEE: $133/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $8,265 (2025)
  • Status: Closed
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8502917
  • Added to Site: 94 day(s) ago

Rental Information

  • Min. Lease: 6 Months

Interior

  • Number of Rooms: 8
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom
  • Appliances: Built-In Oven, Dishwasher, Electric Water Heater, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Washer Hookup

Additional Information

  • Shared Amenities: Gated
  • Security/Safety: Gated Community

Exterior

  • Exterior Features: Irrigation System, Sidewalk, Sliding Doors
  • Deck/Patio: Covered, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Rear Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Off Street

Location

  • Area: 33549 - Lutz
  • County: Hillsborough
  • Development Name: 33549 - Lutz
  • Subdivision: WYNDGATE
  • Driving Directions: N on 41 to R on Sinclair Hills Road to 3rd L onto N. 15th to Wyndgate (gate) to L on McCrea Dr. to 1st R onto Swenson Terrace to house on L.
  • Direction Faces: East

Community

  • Community Name: 33549 - Lutz
  • Community Features: Gated Community - No Guard, Irrigation-Reclaimed Water, Sidewalks
  • Optional Amenities: Gated
  • Association: Yes
  • Assoc. Name: HomeRiver Group / Jerry Elmore
  • Number of Pets: 5
  • Pet Restrictions: Residents are limited to a maximum of three of each type of pet, or a total of five (excluding aquarium fish). Pets must be carried or kept on a leash when outside owners are responsible for immediately cleaning up solid animal waste.Buyer to confirm ., / 101lbs.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Heat Pump

Utilities

  • Sewer: Septic Tank
  • Water: See Remarks
  • Utility Description: BB/HS Internet Available, Electricity Connected, Sprinkler Well, Water Connected

Structural Information

  • Architectural Info: Florida
  • Architectural Style: Florida
  • Exterior Const.: Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,082
  • Sq. Ft. Source: Public Records
  • Living Area: 2,082 Sq. Ft.
  • Year Built: 2003

Lot Features

  • Property View: Trees/Woods
  • Lot Size (Acres): 0.33
  • Lot Size (Sq. Ft.): 14,550
  • Lot Size: 14550
  • Lot Dimensions: 75 x 194
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Wood

Financial Considerations

  • Association Fee: $399
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • Tax Amount: $8,265.87
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: WYNDGATE LOT 25 BLOCK 1
  • Flood Zone Info: X
  • APN: U3027195RP00000100025.0
  • Property ID: U3027195RP00000100025.0
  • Block/Lot/Section: 1

Listed and Sold by Future Home Realty Inc

Listing agent

— 16208 Swenson Terrace —

  • Future Home Realty Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 16208 Swenson Terrace

School District:Hillsborough County School District
NameGradesDistance
Chiles Elementary School
16541 Tampa Palms Boulevard West, Tampa, FL 33647
K-53.4 mi
Liberty Middle School, Tampa, FL
17400 Commerce Park Boulevard, Tampa, FL 33647
6-84.4 mi
Freedom High School, Tampa, FL
17410 Commerce Park Boulevard, Tampa, FL 33647
9-124.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 16208 Swenson Terrace

Date
Details
Price
Change
Source
7/14/2026
Sold
$444,000
-5.33%
MLS
5/22/2026
Listed
$469,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed and Sold by Future Home Realty Inc

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16208 Swenson Terrace, Lutz, FL 33549 (MLS# TB8502917) is a Single Family property that was sold at $444,000 on July 14, 2026. Want to learn more about 16208 Swenson Terrace? Do you have questions about finding other Single Family real estate for sale in Lutz? You can browse all Lutz real estate or contact a Coldwell Banker agent to request more information.