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$690,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,307 Sq. Ft.
  • Updated 9 hours ago
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An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for-boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

Full Property Details for 18200 Cypress Cove Ln

General

  • Price: $690,000
  • Taxes: $10,155 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8528738
  • Updated: Today (7/13/2026)
  • Added to Site: Today

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 3
  • Interior Features: High Ceilings, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Ceiling Fan(s)
  • Fireplace: Yes
  • Fireplace(s): Living Room
  • Appliances: Microwave, Range Hood, Washer, Convection Oven, Cooktop, Dishwasher, Dryer
  • Furnishings: Unfurnished
  • Flooring: Vinyl, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Closet

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Heated, In Ground, Salt Water

Exterior

  • Exterior Features: Lighting, Outdoor Grill, Outdoor Shower, Private Yard, Courtyard, Rain Gutters, Sliding Doors
  • Deck/Patio: Deck, Front Porch
  • Porch/Patio/Deck: Deck, Front Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 33549 - Lutz
  • County: Hillsborough
  • Development Name: 33549 - Lutz
  • Subdivision: CYPRESS COVE
  • Driving Directions: From US-41/N Nebraska Avenue, head east on Sunset Lane. Turn right onto Cypress Cove Road, then continue onto Cypress Cove Lane. The property is at the end of the cul-de-sac at 18200 Cypress Cove Lane, Lutz, FL 33549.
  • Direction Faces: North

School Information

  • Elementary School: Lutz-HB
  • Middle School: Liberty-HB
  • High School: Freedom-HB

Community

  • Community Name: 33549 - Lutz

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Septic Tank
  • Water District: LAKE STEMPER
  • Water: Public
  • Utility Description: Water Connected, Electricity Connected

Structural Information

  • Exterior Const.: Stucco, Wood Frame, Block
  • Roof: Membrane, Shingle
  • Stories/Levels: Two
  • Square Feet: 2,307
  • Sq. Ft. Source: Public Records
  • Year Built: 1974

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.33
  • Lot Size (Sq. Ft.): 14,507
  • Lot Size: 14507
  • Street/Road Desc.: Asphalt

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Lake
  • Water Extras: Yes
  • Water Front Name: LAKE STEMPER
  • Water Front Desc.: Lake Front

Financial Considerations

  • Tax Amount: $10,155
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: TRACT BEG 880.22 FT S OF NE COR OF SW 1/4 OF NE 1/4 AND RUN N 78 DEG W 70 FT S 10 DEG 57 MIN W 157.1
  • Flood Zone Info: x
  • APN: U132718ZZZ00000054530.0
  • Property ID: U132718ZZZ00000054530.0

Listed by Wright Davis Real Estate

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Listing agent

— 18200 Cypress Cove Ln —

  • Wright Davis Real Estate

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 18200 Cypress Cove Ln

School District:Hillsborough County School District
NameGradesDistance
Lutz K-8 School
202 5th Avenue Southeast, Lutz, FL 33549
PK-80.8 mi
Liberty Middle School, Tampa, FL
17400 Commerce Park Boulevard, Tampa, FL 33647
6-84.5 mi
Freedom High School, Tampa, FL
17410 Commerce Park Boulevard, Tampa, FL 33647
9-124.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 18200 Cypress Cove Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/13/2026
Listed
$690,000
18.76%
MLS
4/02/2021
Sold
$581,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 18200 Cypress Cove Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,155
-3%
$565,455
-1%
2024
$10,453
7%
$570,366
7%
2023
$9,754
88%
$530,755
72%
2021
$5,199
-45%
$308,235
-40%
2022
$9,390
81%
$511,601
68%
2021
$5,199
55%
$303,979
46%
2019
$3,355
2%
$208,655
2%
2018
$3,300
6%
$204,764
6%
2017
$3,117
1%
$193,316
2%
2016
$3,086
-21%
$189,340
1%
2015
$3,888
1%
$186,781
-1%
2014
$3,846
9%
$189,490
15%
2013
$3,526
—
$164,672
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Wright Davis Real Estate

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18200 Cypress Cove Lane, Lutz, FL 33549 (MLS# TB8528738) is a Single Family property with 4 bedrooms and 3 full bathrooms. 18200 Cypress Cove Lane is currently listed for $690,000 and was received on July 13, 2026. Want to learn more about 18200 Cypress Cove Lane? Do you have questions about finding other Single Family real estate for sale in Lutz? You can browse all Lutz real estate or contact a Coldwell Banker agent to request more information.

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