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$439,900 Just Listed
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Property Description
**SPACIOUS, INVITING, AND PERFECT FOR ENTERTAINING!** Welcome to 107 Saratoga Place, a beautifully appointed 4-bedroom, 3-bath home offering over 2,500 square feet of living space in the desirable Derby Woods subdivision of Lynn Haven. Situated on a quiet cul-de-sac, this home offers the perfect combination of comfort, functionality, and convenience. From the moment you step inside, you'll appreciate the generous room sizes, vaulted ceilings, and multiple living areas that make this home ideal for both everyday living and hosting guests. In fact, the current owners say one of their favorite things about this home is how wonderful it is for entertaining! Whether hosting holiday gatherings, celebrating special occasions, or simply enjoying time with friends, there's plenty of room for everyone. The spacious kitchen features granite countertops and stainless steel appliances, with an adjoining breakfast area and a separate dining room. The inviting living and family rooms provide ample space to spread out, while the fireplace adds warmth and character. One of the home's standout features is its two primary suites, each with its own private bathroom, offering tremendous flexibility for guests, extended family, or a private retreat. Step outside to the screened-in porch overlooking the fenced backyard, creating another great space for relaxing, grilling, and entertaining. **LOCATION, LOCATION, LOCATION!** Conveniently located near shopping, dining, schools, and medical facilities, this home makes everyday errands and commuting a breeze. Tyndall Air Force Base is approximately 20 minutes away, while the beautiful white-sand beaches of Panama City Beach are just a 30-minute drive. Complete with an attached two-car garage, generous living spaces, and an established neighborhood setting, this home has so much to offer. If you're looking for a home with room to spread out, entertain, and enjoy everything the area has to offer, **107 Saratoga Place deserves a spot at the top of your list!** Schedule your private showing today!
Full Property Details
Full Property Details for 107 Saratoga Pl
General
- Price: $439,900
- HOA FEE: $13/month
- HOA FEE FREQ.: Annually
- Taxes: $4,156 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 796480
- Updated: 10/12/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 9
- Interior Features: Double Vanity, See Remarks
- Appliances: Electric Oven, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Exterior
- Porch/Patio/Deck: Covered, Patio
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Derby Woods 1st Add
- Driving Directions: North on Hwy 77. Turn right on Hwy 390. Left onto Belmont Blvd. into Derby Woods subdivision. Left on Derby Woods Dr. Left on Saratoga Place. House is located on left side of Cul De Sac.
School Information
- Elementary School: Deer Point
- Middle School: Merritt Brown
- High School: Mosley
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
- Assoc. Fees Include: Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Utility Description: Cable Connected
Structural Information
- Architectural Style: Traditional
- Construction: Brick
- Roof: Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 1991
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.25
- Lot Size (Sq. Ft.): 10,454
- Lot Size: .25
- Lot Dimensions: 83.0 ft x 130.0 ft
- Lot Features: Cul-De-Sac
- Fencing (Description): Privacy
Financial Considerations
- Association Fee: $150
- Assoc Fee Freq.: Annually
- Tax Amount: $4,156.1
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: DERBY WOODS FIRST ADDITION LOT 57 BLK A ORB 4496 P 1826
- Property ID: 11300-545-000
Listed by eXp Realty, LLC
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Schools
Schools serving 107 Saratoga Pl
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deer Point Elementary School 4800 Highway 2321, Panama City, FL 32404 | K-5 | 2.3 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 3.4 mi |
A. Crawford Mosley High School 501 Mosley Drive, Lynn Haven, FL 32444 | 9-12 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 107 Saratoga Pl
Date
Details
Price
Change
Source
10/12/2026
Listed
$439,900
21.86%
MLS
12/06/2021
Sold
$361,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 107 Saratoga Pl
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,116
2%
$372,271
3%
2024
$4,023
2%
$361,779
3%
2023
$3,949
94%
$351,242
71%
2021
$2,037
-45%
$205,668
-35%
2022
$3,682
81%
$315,404
56%
2021
$2,037
2%
$202,828
1%
2019
$2,006
-2%
$201,503
—
2018
$2,037
52%
$201,496
42%
2017
$1,338
—
$141,932
2%
2016
$1,336
-3%
$139,013
1%
2015
$1,373
1%
$138,047
1%
2014
$1,356
14%
$136,951
2%
2013
$1,194
—
$134,927
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 107 Saratoga Pl
107 Saratoga Place, Lynn Haven, FL 32444 (MLS# 796480) is a Single Family property with 4 bedrooms and 3 full bathrooms. 107 Saratoga Place is currently listed for $439,900 and was received on October 12, 2026. Want to learn more about 107 Saratoga Place? Do you have questions about finding other Single Family real estate for sale in Lynn Haven? You can browse all Lynn Haven real estate or contact a Coldwell Banker agent to request more information.

