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$439,900

  • For Sale
  • Under Contract
  • Single Family
  • 4 Beds
  • 3 Full Baths
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CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to 190 Derby Woods Drive, a spacious 4-bedroom, 3-bath home on a sought-after residential lot of more than a quarter acre in the family-friendly Derby Woods neighborhood of Lynn Haven. With two living areas, two primary suites, a large fenced backyard, and thoughtful upgrades throughout, there's plenty of room to live, gather, and spread out. Inside, tall vaulted ceilings and bay windows fill the main living area with natural light, while a gas fireplace adds a cozy focal point. BRAND-NEW LVP FLOORING throughout the main level, fresh paint, and updated finishes give the home a fresh, move-in-ready environment. Three bedrooms are downstairs, while the only room upstairs is a private second primary suite with its own bathroom and walk-in closet--ideal for guests, older children, a home office, or added privacy. The large fenced backyard makes the most of the oversized lot with a screened-in patio, swing set and playground, plus a POWERED STORAGE SHED with outlets, lighting, and a fan--perfect for a workshop or hobby space. A French drain and sump pump system provide additional backyard drainage. The two-car garage is equipped with a mini-split, insulated garage door, and MULTIPLE 220/240V OUTLETS for heavy equipment, workshop tools, or FAST EV CHARGING CAPABILITY for Electric Vehicles. The home also includes a WHOLE HOUSE WATER TREATMENT SYSTEM with reverse osmosis and an ADT unwired WHOLE-HOME SECURITY SYSTEM! Conveniently located near popular public and charter schools, shopping, dining, and everyday necessities, with Tyndall Air Force Base's Tyndall Gate approximately 15 miles away, 190 Derby Woods Drive combines the space of a larger home and lot with the convenience of central Lynn Haven living.

Full Property Details for 190 Derby Woods Dr

General

  • Price: $439,900
  • HOA FEE: $13/month
  • HOA FEE FREQ.: Annually
  • Taxes: $3,545 (2025)
  • Status: Under Contract
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 795108
  • Updated: 9/10/2026
  • Added to Site: 33 day(s) ago

Interior

  • Number of Rooms: 13
  • Interior Features: Double Vanity, Interior Steps, Main Level Primary
  • Fireplace: Yes
  • Fireplace(s): Gas
  • Appliances: Electric Range, Gas Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Security/Safety: Secured Garage/Parking, Security System, Smoke Detector(s)

Exterior

  • Exterior Features: Porch, Rain Gutters
  • Porch/Patio/Deck: Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Derby Woods 1st Add
  • Driving Directions: From Hwy 77 - East on HWY 390, Left on Belmont Blvd into Derby Woods Subdivision, Left onto Derby Woods Drive, home is on the Left.

School Information

  • Elementary School: Deer Point
  • Middle School: Merritt Brown
  • High School: Mosley

Community

  • Community Name: 02 - Bay County - Central
  • Association: Yes
  • Assoc. Fees Include: Association Management

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Fireplace(s)

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Contemporary
  • Construction: Brick, Vinyl Siding, Wood Frame
  • Roof: Metal
  • Stories/Levels: 2
  • Sq. Ft. Source: Appraiser
  • Year Built: 1989

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,456
  • Lot Size: .29
  • Lot Dimensions: 72.0 ft x 173.0 ft
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced, Privacy

Financial Considerations

  • Association Fee: $150
  • Assoc Fee Freq.: Annually
  • Tax Amount: $3,545.26
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: DERBY WOODS FIRST ADDITION LOT 46 BLK A ORB 4405 P 2201
  • Disclosures/Rstr.: Accepting Backup Offers
  • Property ID: 11300-525-000

Listed by eXp Realty LLC

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Listing agents

— 190 Derby Woods Dr —

  • eXp Realty LLC

  • eXp Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 190 Derby Woods Dr

School District:Bay County School District
NameGradesDistance
Deer Point Elementary School
4800 Highway 2321, Panama City, FL 32404
K-52.3 mi
Merritt Brown Middle School
5044 Merritt Brown Way, Panama City, FL 32404
6-83.6 mi
A. Crawford Mosley High School
501 Mosley Drive, Lynn Haven, FL 32444
9-122.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 190 Derby Woods Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/07/2026
Listed
$439,900
29.42%
MLS
4/28/2021
Sold
$339,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 190 Derby Woods Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,431
—
$322,907
3%
2024
$3,431
2%
$313,807
3%
2023
$3,366
72%
$304,667
89%
2021
$1,959
-35%
$161,344
-45%
2022
$3,016
54%
$295,793
74%
2021
$1,959
115%
$170,305
54%
2019
$913
-44%
$110,364
-35%
2018
$1,641
-3%
$168,941
-1%
2017
$1,686
-4%
$170,002
-1%
2016
$1,752
-4%
$171,666
—
2015
$1,824
-1%
$172,277
-1%
2014
$1,836
11%
$173,413
-1%
2013
$1,654
—
$174,571
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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190 Derby Woods Drive, Lynn Haven, FL 32444 (MLS# 795108) is a Single Family property with 4 bedrooms and 3 full bathrooms. 190 Derby Woods Drive is currently listed for $439,900 and was received on September 07, 2026. Want to learn more about 190 Derby Woods Drive? Do you have questions about finding other Single Family real estate for sale in Lynn Haven? You can browse all Lynn Haven real estate or contact a Coldwell Banker agent to request more information.

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