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$2,299,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 3,476 Sq. Ft.
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INVESTORS will appreciate and experience waterfront living at its finest in this beautiful 2 story residence with a ground level elevated entry that has been renovated to achieve the perfect blend of coastal living with upscale entertaining in mind. Thoughtfully designed with an open and airy interior space, and grand entrance that flows effortlessly onto two outdoor balconies makes this residence perfect for entertaining or relaxing and enjoying the bay and sunset views. Features include a beautiful granite kitchen, custom and private bar area, open concept great room and neutral tiled flooring. The spacious chef's kitchen with granite counter tops and stainless steel appliances, a second level master suite with walk in closet, en suite bathroom with jetted tub and separate shower, three well appointed guest bedrooms, 3 bathrooms and office space off the main living area. Windowed porches allow for more living space outside of air-conditioned space as well as more entertaining room. Enjoy fishing off the dock or boating in and out of the area. The nearby community park boasts a small beach, and boat ramp which can be used to launch your boat. Restricted rentals makes this community even more desirable due to less vacation rentals and more serenity. This open water bay front home is located near Marathon Airport and the property can be purchased on one lot or can be combined with two parcels for potentially more living space, a cabana accessory structure, pool, putting green, or pickle ball court. West of Marathon Airport in a gated bay side community. Buy both for future potential living space or simply enjoy the green space overlooking the Florida Bay. Additional lot can be purchase separately and is contiguous to this home on 120 Pirates Cove Drive in exclusive and gated Stirrup Key.

Full Property Details for 120 Pirates Cove Dr

General

  • Price: $2,299,000
  • HOA FEE: $100/month
  • HOA FEE FREQ.: Yearly
  • Taxes: $5,805 (2023)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 613691
  • Updated: 5/13/2026
  • Added to Site: 480 day(s) ago

Interior

  • Interior Features: Utility Room, Entrance Foyer, Walk-in Closet(s), Bar, Built-in Cabinets, Cathedral Ceilings, Granite Counter Top, Smoke Alarms, Split Bedroom, Storage, Tray Ceilings, Window Treatments
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Community Boat Ramp, Bike Paths, Beach, Airport/Runway
  • Security/Safety: Electric Gate

Exterior

  • Exterior Features: Storage
  • Deck/Patio: Windowed P/B, Screened
  • Porch/Patio/Deck: Windowed P/B, Screened

Parking

  • Parking Features: Open, Guest, Off Street, Covered, Carport

Location

  • Area: 15 - Sombrero Bch Rd to Vaca Cut Gulfside
  • County: Monroe
  • Subdivision: Stirrup Key Sub (52.5)
  • Driving Directions: Aviation Blvd. to Stirrup Key Blvd. Go in gate (with a code) take all the way to boat ramp, turn left and house is 2nd one down on the left facing the bay.

Community

  • Association: Yes
  • Assoc. Fees Include: Common Area Mnt, Security
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)
  • Heating Type: Central

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: CBS, Concrete
  • Roof: Combo Roof, Metal, Other
  • Windows/Doors: Single Hung Windows, Sliding Glass Doors, Shutters
  • Square Feet: 3,476
  • Sq. Ft. Source: Tax Records
  • Year Built: 1981
  • Property Condition: Updated/Remodeled

Lot Features

  • Property View: Open Water View, Bay
  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 12,365
  • Lot Size Source: Tax Records
  • Zoning: RM - Residential Medium

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bay Front, Gulf Front, Open Water

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $1,200
  • Assoc Fee Freq.: Yearly
  • Tax Amount: $5,805.2
  • Tax Year: 2023

Disclosures and Reports

  • Legal Description: LTS 30 STIRRUP KEY SUBDIVISION PB7-4 STIRRUP KEY OR818-1031 OR1036-2224 OR 1549-2047
  • Flood Zone: VE, VE, AE
  • APN: 00333641-003000

Listed by Ocean Sotheby's International Realty, Walters Luxury Group Gloria, Rachel and Michaela Walters (305) 942-6834

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Listing agent

— 120 Pirates Cove Dr —

  • Walters Luxury Group Gloria, Rachel and Michaela Walters

    Ocean Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 120 Pirates Cove Dr

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Stanley Switlik Elementary School
3400 Overseas Highway, Marathon, FL 33050
PK-53.6 mi
Marathon School
350 Sombrero Beach Road, Marathon, FL 33050
6-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 120 Pirates Cove Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/27/2026
Price Reduced
$2,299,000
-11.54%
MLS
3/17/2026
Price Reduced
$2,599,000
-5.49%
MLS
1/20/2026
Price Reduced
$2,750,000
-3.51%
MLS
5/21/2025
Price Increased
$2,850,000
3.67%
MLS
5/19/2025
Price Reduced
$2,749,000
-5.17%
MLS
2/14/2025
Listed
$2,899,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 120 Pirates Cove Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,902
—
$586,832
3%
2024
$5,902
2%
$570,294
3%
2023
$5,805
—
$553,684
6%
2021
$5,791
1%
$521,901
-3%
2022
$5,726
-1%
$537,558
4%
2021
$5,791
5%
$514,696
2%
2019
$5,532
5%
$503,125
2%
2018
$5,274
2%
$493,744
2%
2017
$5,181
-1%
$483,589
2%
2016
$5,222
1%
$473,643
1%
2015
$5,191
-1%
$470,351
1%
2014
$5,268
1%
$466,618
2%
2013
$5,235
—
$459,722
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 120 Pirates Cove Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Ocean Sotheby's International Realty, Walters Luxury Group Gloria, Rachel and Michaela Walters (305) 942-6834

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120 Pirates Cove Drive, Marathon, FL 33050 (MLS# 613691) is a Single Family property with 4 bedrooms and 4 full bathrooms. 120 Pirates Cove Drive is currently listed for $2,299,000 and was received on February 14, 2025. Want to learn more about 120 Pirates Cove Drive? Do you have questions about finding other Single Family real estate for sale in Marathon? You can browse all Marathon real estate or contact a Coldwell Banker agent to request more information.

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