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$435,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,906 Sq. Ft.
  • Updated 1 day ago
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Welcome to this beautifully crafted 4 bedroom, 2 bathroom custom home in the heart of Mary Esther - offering modern design, thoughtful upgrades, and an unbeatable location. Conveniently located near military bases (less than 10 minutes to Hurlburt Field!), schools, shopping, and restaurants, this move-in ready home combines style, comfort, and functionality. Step inside to discover luxury life-proof vinyl plank flooring throughout the main living areas, plush carpeting in the bedrooms, high tray ceilings with accent lighting, crown molding, and modern LED fixtures that create a bright and sophisticated feel. The open-concept layout features a spacious living area and an oversized pantry, while the stunning kitchen is equipped with quartz countertops, stainless steel appliances, shaker-style cabinetry, and a gorgeous tiled backsplash with contemporary drop down lighting. The private primary suite is truly a retreat accented with a tray ceiling and the en suite offers a custom tiled walk-in shower and a huge walk-in closet designed for everyday luxury. Additional upgrades include shaker-style interior doors, a smart front door lock, security alarm system, and cameras for added peace of mind. Enjoy outdoor living with a covered back patio, and a fully fenced backyard complete with an irrigation system. The extended driveway with two additional parking spaces provides extra convenience for guests, boats, or recreational vehicles. If you've been searching for a modern smart home with custom finishes and an ideal location near the Emerald Coast's military bases and beaches, this one checks all the boxes.

Full Property Details for 420 Spruce St

General

  • Price: $435,000
  • Taxes: $4,139 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1003414
  • Updated: 5/19/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 12
  • Interior Features: Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
  • Flooring: Floor Vinyl, Floor WW Carpet

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Fenced Back Yard, Hurricane Shutters, Lawn Pump, Sprinkler System
  • Porch/Patio/Deck: Patio Covered

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage, Boat, Oversized, RV

Location

  • Area: 12 - Fort Walton Beach
  • County: Okaloosa
  • Subdivision: SYDNEY OLIVER PLACE
  • Driving Directions: HWY 98 heading West From Hurlburt field turn right on Ridgewood Ave, then first left on Spruce Street, home is the last one on the left.

School Information

  • Elementary School: Florosa
  • Middle School: Bruner
  • High School: Fort Walton Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water, Sewer Available, TV Cable

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Brick, Frame
  • Exterior Const.: Brick, Frame
  • Stories/Levels: 1
  • Square Feet: 1,906
  • Sq. Ft. Source: County PA Records
  • Year Built: 2020

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,405.2
  • Lot Dimensions: 74 x 92 x 80 x 92
  • Frontage: County Road
  • Street/Road Desc.: Paved
  • Lot Features: Cleared, Cul-De-Sac, Survey Available
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced Privacy

Financial Considerations

  • Tax Amount: $4,139.37
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: SYDNEY OLIVER PLACE LOT 4
  • APN: 18-2S-25-1002-0000-0040
  • Property ID: 18-2S-25-1002-0000-0040

Listed by Keller Williams Realty Destin

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Listing agent

— 420 Spruce St —

  • Keller Williams Realty Destin

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 420 Spruce St

School District:Okaloosa County School District
NameGradesDistance
Florosa Elementary School
1700 U.S. 98, Mary Esther, FL 32569
PK-53.7 mi
Max Bruner Junior Middle School
322 Holmes Boulevard Northwest, Fort Walton Beach, FL 32548
6-89.4 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-129.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 420 Spruce St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/19/2026
Listed
$435,000
16.94%
MLS
5/11/2021
Sold
$372,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 420 Spruce St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,139
-2%
$347,723
-1%
2024
$4,226
-1%
$351,867
—
2023
$4,283
36%
$350,236
37%
2021
$3,148
-20%
$254,882
-22%
2022
$3,935
25%
$328,311
4348%
2021
$3,148
—
$7,381
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Keller Williams Realty Destin

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420 Spruce Street, Mary Esther, FL 32569 (MLS# 1003414) is a Single Family property with 4 bedrooms and 2 full bathrooms. 420 Spruce Street is currently listed for $435,000 and was received on May 19, 2026. Want to learn more about 420 Spruce Street? Do you have questions about finding other Single Family real estate for sale in Mary Esther? You can browse all Mary Esther real estate or contact a Coldwell Banker agent to request more information.

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