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$1,697,800
Property Description
At the edge of the Intracoastal waters of Santa Rosa Sound, this elevated coastal contemporary residence offers exceptional privacy and sweeping waterfront views. Positioned at the end of a private street in Mary Esther, the home is bordered by the sound and framed by stately brick column entry walls. Inside, five bedrooms, two bonus rooms, three full baths, and one half bath are thoughtfully arranged to maximize natural light and panoramic water views. Nearly every room overlooks the sound, allowing the waterfront to shape daily living. The main level features a gracious foyer and staircase leading into a living room where expansive windows frame the water as an ever-changing backdrop. The kitchen is designed for entertaining with abundant cabinetry, a chef's pantry with space for a secondary refrigerator, smooth-top cook surface with double ovens, and a prep sink within the island. From the kitchen and dining areas, 180-degree views stretch across the water. Upstairs, the primary suite offers elevated vistas, a walk-out Juliet balcony for coastal breezes, a private fireplace, and a spacious en suite bath with double vanity, garden tub, separate shower, private water closet, and extensive walk-in closet. Outside, white-sand shoreline access extends just beyond the backyard. A private dock spans more than 200 feet and includes an 18,000-lb boat lift, 4,000-lb lift, and jet ski lift -- creating effortless access to the calm waters of the sound. Significant 2022 improvements include a new copper roof, upgraded insulation, refreshed stucco siding, fresh exterior paint, and hurricane-rated windows. Conveniently located between Fort Walton Beach and Navarre along the Emerald Coast, the property offers easy access to Hurlburt Field, Eglin Air Force Base, and Highway 98 while maintaining the tranquility of a private waterfront setting.
Full Property Details
Full Property Details for 431 Atwater Ct
General
- Price: $1,697,800
- Taxes: $7,325 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 997179
- Updated: 4/13/2026
- Added to Site: 39 day(s) ago
Rental Information
- Complex Features: Beach, Waterfront
Interior
- Number of Rooms: 13
- Interior Features: Built-In Bookcases, Ceiling Vaulted, Fireplace 2+, Kitchen Island, Newly Painted, Split Bedroom, Washer/Dryer Hookup
- Fireplace: Yes
- Fireplace(s): Fireplace Gas
- Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Gas
- Flooring: Floor Hardwood, Floor Tile, Floor Vinyl, Floor WW Carpet
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Boat Slip, Boatlift, Dock, Sprinkler System
- Porch/Patio/Deck: Deck Covered, Patio Covered, Patio Enclosed, Porch Sc
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Boat, Guest, Oversized, RV
Location
- Area: 12 - Fort Walton Beach
- County: Okaloosa
- Subdivision: ATWATER
- Driving Directions: South of Highway 98 on Atwater Court in Mary Esther
School Information
- Elementary School: Florosa
- Middle School: Meigs
- High School: Fort Walton Beach
Community
- Association: Yes
- Assoc. Fees Include: Land Recreation
Heating & Cooling
- Heating Type: Geothermal, Heat Pump Wtr Air 2+, Natural Gas
- Heating/Cooling: Geothermal, Heat Pump Wtr Air 2+, Natural Gas
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Gas - Natural, Public Water
Structural Information
- Architectural Style: Mediterranean
- Construction: Siding EIFS, Stucco
- Exterior Const.: Siding EIFS, Stucco
- Stories/Levels: 2
- Square Feet: 4,808
- Sq. Ft. Source: Agent-Measured
- Year Built: 1993
Lot Features
- Property View: Sound, Pond, Lagoon, Gulf, Canal
- Lot Size (Acres): 0.44
- Lot Size (Sq. Ft.): 19,166.4
- Lot Dimensions: 300 x 200
- Frontage: Private Road
- Street/Road Desc.: Paved
- Lot Features: Cul-De-Sac, Dead End, Flood Insurance Req
- Zoning: Resid Single Family
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Intracoastal Wtrwy, Gulf, Gulf/Pass, Lagoon, Pond, Shore - Natural, Shore - Seawall, Sound
Financial Considerations
- Assessment Amount: $50
- Tax Amount: $7,325.33
- Tax Year: 2024
Disclosures and Reports
- Legal Description: ATWATER LOTS 5 & 6 AND PORTION OF COMMON AREA DES AS BEG SW COR LOT 5 S80 DEG W 10.7FT S57 DEG W 16.13FT N29 DEG E 14.08FT N16 DEG E 11.23FT N7 DEG W 9.74FT N25 DEG W 27.38FT TO W LINE LOT 5 THC S30 DEG E ALG LOT LINE 54.24FT TO POB BK2348 PG1560 LESS PORTIONS DEEDED TO HOMEOWNERS ASSC BK 2348 PG 1562
- APN: 17-2S-25-0080-0000-0060
- Property ID: 17-2S-25-0080-0000-0060
Listed by Scenic Sotheby's International Realty
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Schools
Schools serving 431 Atwater Ct
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Florosa Elementary School 1700 U.S. 98, Mary Esther, FL 32569 | PK-5 | 3.2 mi |
Max Bruner Junior Middle School 322 Holmes Boulevard Northwest, Fort Walton Beach, FL 32548 | 6-8 | 8.9 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 8.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 431 Atwater Ct
Date
Details
Price
Change
Source
3/06/2026
Listed
$1,697,800
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 431 Atwater Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
100%
100%
2024
100%
100%
2023
100%
100%
2022
100%
100%
2021
100%
100%
2020
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 431 Atwater Ct
431 Atwater Court, Mary Esther, FL 32569 (MLS# 997179) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 431 Atwater Court is currently listed for $1,697,800 and was received on March 06, 2026. Want to learn more about 431 Atwater Court? Do you have questions about finding other Single Family real estate for sale in Mary Esther? You can browse all Mary Esther real estate or contact a Coldwell Banker agent to request more information.
