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$499,000
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Property Description
Waterfront Paradise with Direct Gulf Access and SOUTHERN EXPOSURE! Experience the ultimate Florida lifestyle at 2781 Bruce Street. This beautifully and luxuriously updated home features TWO spacious primary suites, 3-bathroons with a sunroom and offers effortless indoor-outdoor living and PRIME Gulf-access boating with deep water access and one minute out to open waters. Fully renovated kitchen and bathrooms with modern finishes, complimented by plantation shutters throughout, combining elegance and functionality. Wake up to serene canal views, enjoy morning coffee in the sunroom flooded with natural light, and step outside to your private dock with boat lift -and an open, airy layout with large windows frames the sparkling canal and enhances the bright, welcoming interior. This home is being sold fully furnished, making it move-in ready and perfect for immediate enjoyment. Designed for those who crave both relaxation and adventure, it's ideal for entertaining, unwinding by the water, or launching your boat directly to the Gulf in minutes. Located in a tranquil residential setting in the magical island of Matlacha and filled with olde Florida charm, stunning sunsets, with some of the best fishing right off your back yard! Stroll over to the many shops/artist galleries just a few streets away, or enjoy the close to local amenities, this property is perfect for boating enthusiasts, sunseekers, and anyone dreaming of a true waterfront escape. This is more than a home - it's a lifestyle. Your waterfront paradise awaits!
Full Property Details
Full Property Details for 2781 Bruce St
General
- Price: $499,000
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025021039
- Updated: 12/5/2025
- Added to Site: 42 day(s) ago
Interior
- Interior Features: Den - Study, Family Room, Guest Bath, Guest Room, Wired for Data, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator with Icemaker, Washer
- Furnished: Yes
- Furnishings: Furnished
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: 2 Masters, Combo Tub And Shower, Shower Only
Bedrooms
- Total Bedrooms: 2
- Primary Bedroom: Two Master Suites, Master BR Ground
Other Rooms
- Kitchen: Dome Kitchen
- Dining Room: Dining - Living
- Laundry: Inside, Sink
Additional Information
- Shared Amenities: None, Boating, Non-Gated
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Wooden Dock, Storage
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
- Parking Features: 2+ Spaces, Driveway Paved, Attached
Location
- Area: PI03 - Matlacha
- County: Lee
- Subdivision: ISLAND HARBORS
- Building Name: ISLAND HARBORS
- Direction Faces: Northwest
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Architectural Style: Traditional
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Single Hung, Sliding, Shutters - Manual, Window Coverings
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,272
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,272 Sq. Ft.
- Year Built: 1982
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.091
- Lot Size (Sq. Ft.): 3,963
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 50 x 50 x 80 x 80
- Frontage: Cul-De-Sac, Public Road
- Frontage Feet: 50
- Street/Road Desc.: Paved
- Road Maintenance: County Maintained
- Irrigation System: None
- Lot Features: Cul-De-Sac, Regular
- Zoning: TFC2
- Lot Description: Cul-De-Sac, Regular
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front, Navigable Water, Seawall
- Canal Width: Canal Width 81-120
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: ISLAND HARBORS 4TH ADDN PB 10 PG 98 LOT 297
- Property ID: 24-44-22-10-00000.2970
- Section: 24
- Lot Number: 297
Listed by Re/Max Sunshine
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Schools
Schools serving 2781 Bruce St
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pine Island Elementary School 5360 Ridgewood Drive, Bokeelia, FL 33922 | K-5 | 2.8 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 3.7 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 4.6 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 5.1 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 4.8 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 4.9 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 6.2 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 5.4 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 8.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2781 Bruce St
Date
Details
Price
Change
Source
12/05/2025
Listed
$499,000
40.56%
MLS
4/07/2020
Sold
$355,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2781 Bruce St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,470
-13%
$350,090
-27%
2023
$6,259
31%
$482,594
66%
2021
$4,765
-14%
$291,245
-31%
2022
$5,545
16%
$423,325
46%
2021
$4,765
-2%
$290,696
1%
2019
$4,845
—
$288,279
2%
2018
$4,859
8%
$281,571
10%
2017
$4,498
6%
$255,974
8%
2016
$4,228
7%
$236,285
5%
2015
$3,949
1%
$224,702
1%
2014
$3,898
8%
$221,698
11%
2013
$3,594
—
$199,903
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2781 Bruce St
2781 Bruce St, Matlacha, FL 33993 (MLS# 2025021039) is a Single Family property with 2 bedrooms and 3 full bathrooms. 2781 Bruce St is currently listed for $499,000 and was received on December 05, 2025. Want to learn more about 2781 Bruce St? Do you have questions about finding other Single Family real estate for sale in Matlacha? You can browse all Matlacha real estate or contact a Coldwell Banker agent to request more information.

