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$545,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,698 Sq. Ft.
  • Updated 1 day ago
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Offering direct Gulf access with no bridges or locks, deep water, and a 10,000 lb covered boat lift for instant access to Charlotte Harbor- this is the BEST home for Florida coastal living! The outdoor oasis is designed for both relaxation and wellness, featuring 85 feet of maintained seawall, a private heated pool and expansive deck under a screen enclosure. For the fitness enthusiast, this versatile pool is fitness-ready for lap swimming; all original lap pool blower equipment is included and conveniently capped, allowing for an effortless conversion back to a professional-grade swim lane. Also, a unique tropical outdoor shower (with hot & cold water!) under the flowering-vine covered pergola. Inside, modern luxury meets peace of mind. The kitchen features sleek granite countertops and backsplash, 2025 appliances, and stunning water views. The redesigned lanai is the work of one of the top structual engineers in the area using poured concrete and 2X12 beams (construction plans from 2020 and long list of updates in MLS supplemental info available to your agent). This is a hurricane-proof home, with every storm resistant feature on the market. Built for superior protection and energy efficiency, the property boasts a metal roof, impact windows and doors, a CAT 5 island-rated garage door, additional attic insulation and an updated powder-coated front door - this will be the easiest home to maintain for years to come. Utility ready RV parking on the premises, and room for an SUV in the garage. With assumable insurance paid ahead through 2026- a rare financial advantage- and a location just minutes from waterfront dining and the international airport, this property is the pinnacle of secure, move-in ready, Southwest Florida living. Schedule your private showing today!

Full Property Details for 2821 Bruce St

General

  • Price: $545,000
  • Taxes: (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026003943
  • Updated: 1/29/2026
  • Added to Site: 6 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Great Room, Den - Study, Workshop, Built-In Cabinets, Wired for Data
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self-Cleaning Oven, Washer
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Shower Only

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Kitchen: Kitchen Island
  • Dining Room: Dining - Family
  • Laundry: Inside, Sink

Additional Information

  • Shared Amenities: Community Gulf Boat Access, Community Boat Dock, Community Boat Lift, Community Boat Ramp, Community Boat Slip, Park, Pool, Internet Access, Library, Pickleball, Playground, Tennis Court(s), Boating
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete, Electric Heat, Screen Enclosure
  • Tennis: Yes
  • Security/Safety: Smoke Detector(s), Smoke Detectors
  • Equipment: Air Purifier

Exterior

  • Exterior Features: Boat Canopy/Cover, Dock, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Wooden Dock, Outdoor Shower
  • Porch/Patio/Deck: Open Porch/Lanai, Screened Lanai/Porch, Deck, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Driveway Paved, RV-Boat, Under Bldg Closed, Garage Door Opener, Attached

Location

  • Area: PI03 - Matlacha
  • County: Lee
  • Subdivision: ISLAND HARBORS
  • Building Name: ISLAND HARBORS
  • Driving Directions: Take a right onto Island Ave at 'A Perfect Cup'. Stay to the Right on Island Ave. Bruce is down past the curve on the Right, this home is the 3rd down on the right. RV hookup on right side of house.
  • Direction Faces: Northwest

School Information

  • Elementary School: SCHOOL CHOICE
  • Middle School: SCHOOL CHOICE
  • High School: SCHOOL CHOICE

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s)
  • Heating Type: Central Electric
  • Ceiling Fan(s): 6

Utilities

  • Sewer: Central
  • Water: Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Metal
  • Windows: Impact Resistant, Impact Resistant Windows, Decorative Shutters, Window Coverings
  • Doors: Impact Resistant Doors
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 1,698
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 1,698 Sq. Ft.
  • Year Built: 1969

Lot Features

  • Property View: Canal, Water
  • Lot Size (Acres): 0.2
  • Lot Size (Sq. Ft.): 8,712
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 85 x 85 x 80 x 80
  • Frontage: Public Road
  • Frontage Feet: 85
  • Road Maintenance: County Maintained
  • Fence: Yes
  • Irrigation System: None
  • Lot Features: Oversize
  • Zoning: TFC-2
  • Lot Description: Oversize
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Canal Front, Navigable Water, Seawall
  • Canal Width: Canal Width 31-80
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2024
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: ISLAND HARBORS 4TH ADDN PB 10 PG 98 LOT 292 + NELY 18 FT 291 + SW 16 FT 293
  • Property ID: 24-44-22-10-00000.2920
  • Section: 24
  • Lot Number: 292
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 2821 Bruce St —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 2821 Bruce St

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Pine Island Elementary School
5360 Ridgewood Drive, Bokeelia, FL 33922
K-52.7 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-83.7 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-85.1 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-124.8 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-124.9 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-126.2 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-1210.5 mi
Island Coast High School
2125 De Navarra Parkway, Cape Coral, FL 33909
9-1211.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2821 Bruce St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/24/2026
Listed
$545,000
118%
MLS
4/16/2010
Sold
$250,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2821 Bruce St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,245
-56%
$194,537
-47%
2024
$5,146
2%
$368,992
3%
2023
$5,032
2%
$358,245
6%
2021
$4,937
-1%
$339,549
-2%
2022
$4,962
1%
$347,811
7%
2021
$4,937
5%
$325,334
6%
2019
$4,698
-7%
$306,848
6%
2018
$5,068
8%
$290,706
6%
2017
$4,710
10%
$275,354
15%
2016
$4,296
7%
$240,253
5%
2015
$4,021
2%
$229,001
2%
2014
$3,949
8%
$223,699
10%
2013
$3,654
—
$203,398
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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2821 Bruce St, Matlacha, FL 33993 (MLS# 2026003943) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2821 Bruce St is currently listed for $545,000 and was received on January 24, 2026. This property is listed by Sarah Chido from our Cape Coral Office.Want to learn more about 2821 Bruce St? Do you have questions about finding other Single Family real estate for sale in Matlacha? You can browse all Matlacha real estate or contact a Coldwell Banker agent to request more information.

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