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$790,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1,952 Sq. Ft.
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One-Owner Custom Home in the Desirable X Flood Zone! This immaculate, custom-built 3-bedroom, 3-bath home offers exceptional quality, style, and comfort just minutes from the beach access in Mexico Beach. Thoughtfully designed with an open-concept floor plan, the spacious living area is ideal for both everyday living and entertaining. The well-appointed kitchen features granite countertops, a custom tile backsplash, a large island with additional storage, upgraded lighting, and enhanced electrical features. The primary suite provides a relaxing retreat with double vanities, a soaking tub, tiled walk-in shower, and a generous custom walk-in closet. French doors lead to a screened-in porch, creating a perfect space to unwind and enjoy the coastal breeze. Additional upgrades include an oversized two-car garage with EV charger, aluminum fencing with solar lighting, 6-inch gutters, a dining room chandelier, and top-down/bottom-up blinds. The professionally landscaped yard showcases brick pavers, hardscape rock accents, and mature trees including Sylvester palms, Japanese pines, a tupelo tree, Japanese maple, and a Meyer lemon tree. Located in the desirable Casuna subdivision, residents enjoy access to a community pool and clubhouse in a well-maintained neighborhood just a short golf cart ride to the beach, shops, and restaurants. This move-in-ready home is ideal for full-time living, offering a peaceful setting, friendly neighbors, and a true sense of community. No short-term rentals allowed.

Full Property Details for 108 St Charles St

General

  • Price: $790,000
  • HOA FEE: $75/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: 933
  • MLS ID: 327713
  • Updated: 3/12/2026
  • Added to Site: 23 day(s) ago

Interior

  • Rooms/Areas: Blinds
  • Interior Features: French Doors, Kitchen Island, Recessed Lighting, Shelving, Smoke Detector, Walk-In Closet(s), Washer/Dryer Hookup, Window Treatment All
  • Appliances: Dishwasher, Electric Oven, Garage Door Opener, Gas Water Heater, Microwave, Refrigerator w/Ice Maker, Tankless Water Heater
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: In Ground

Exterior

  • Exterior Features: Landscaped
  • Porch/Patio/Deck: Covered Porch, Front Porch, Porch, Rear Porch, Screene

Parking

  • Parking Features: Driveway, Garage Attached

Location

  • Area: Mexico/St. Joe Beach
  • Subdivision: Casuna
  • Driving Directions: Hwy 98 West from PSJ turn right on 15th St., take a left on St. Charles Street, House is on the right - See sign.

Community

  • Assoc. Fees Include: Accounting, Legal, Management, Maintenance Grounds, Outdoor Lights, Recreational Facilities

Heating & Cooling

  • Cooling Type: Central Air, Electric
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Available, Electricity Connected, Internet Available, Natural Gas Connected, Sewer Connected, Water Connected

Structural Information

  • Architectural Style: Traditional
  • Builder: Sandbar Developers
  • Construction Status: Construction Complete
  • Exterior Const.: HardiPlank Type
  • Square Feet: 1,952
  • Living Area: 1,952 Sq. Ft.
  • Year Built: 2022

Unit Information

  • Occupancy Rate: Owner

Lot Features

  • Lot Dimensions: 75 x 100
  • Lot Features: Covenants/Restrictions, Recorded Subdivision, Within 1/2 Mile of Water
  • Fencing (Description): Back Yard

Financial Considerations

  • Association Fee: $900
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional, FHA

Disclosures and Reports

  • Special Conditions: As Is
  • Legal Description: CASUNA SUB. LOT 5 BLK C ORB 4680 P 718
  • Flood Zone Info: X
  • Property ID: 04185-751-000

Listed by Coastal Realty Group-CSB South

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Listing agent

— 108 St Charles St —

  • Coastal Realty Group-CSB South

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 108 St Charles St

School District:Bay County School District
NameGradesDistance
Tyndall Elementary School
7800 Tyndall Pkwy, Tyndall Air Force Base, FL 32403
PK-815.6 mi
Rutherford High School
1000 School Avenue, Panama City, FL 32401
6-819.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 108 St Charles St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/12/2026
Listed
$790,000
21.73%
MLS
4/13/2023
Sold
$649,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 108 St Charles St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,358
-3%
$556,784
—
2024
$8,595
5%
$556,158
9%
2023
$8,203
819%
$511,186
902%
2021
$893
-6%
$51,000
-14%
2022
$953
7%
$59,415
8%
2021
$893
1%
$55,000
16%
2019
$886
12%
$47,600
6%
2018
$789
18%
$44,880
10%
2017
$668
29%
$40,800
2%
2016
$518
32%
$39,950
71%
2015
$391
-6%
$23,375
-5%
2014
$414
—
$24,650
-2%
2013
$414
—
$25,245
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Coastal Realty Group-CSB South

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108 St Charles St, Mexico Beach, FL 32456 (MLS# 327713) is a Single Family property with 3 bedrooms and 3 full bathrooms. 108 St Charles St is currently listed for $790,000 and was received on March 12, 2026. Want to learn more about 108 St Charles St? Do you have questions about finding other Single Family real estate for sale in Mexico Beach? You can browse all Mexico Beach real estate or contact a Coldwell Banker agent to request more information.

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