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$1,900,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,841 Sq. Ft.
  • Updated 3 hours ago
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Gorgeous Open Water home that has been beautifully remodeled on 1.65 Acres of private land with handicap accessibilty! Complete remodel done, including the concrete pilings completed by a licensed contractor. Huge downstairs enclosure with a 2-car garage, this is an incredible opportunity to own a piece of nature in the Florida Keys! Privacy abounds on 1.65 acres of beautifully preserved, natural habitat, nestled on the open water with great boating and amazing views from every room in the house! Completely remodeled, this 3 bedroom 2 bathroom home has clean lines and architecturally gorgeous open concept living. Stainless steel appliances, quartz countertops, pantry, breakfast nook, bar area, open dining room, several seating areas, fireplace and gorgeous views from all angles! This home has handicap accessibility including a new full-size elevator, custom master en-suite and open floor plan for easy access. Impact widows and doors, 2-car garage, 20,000 gallon cistern (with public water available if you would like), large storage/entertaining area, path to the dock that has Ipe wood and a 3,000 pound boat lift that can be upgraded to your needs... all on the open water. Great boating access to the gulf or ocean. Owner has repaired columns, trimmed trees to open up the view and is connected to public sewer. This house is truly unique and just waiting for its new owner! Property is virtually staged. Nature Lovers Paradise!

Full Property Details for 3127 Stewart Rd

General

  • Price: $1,900,000
  • Taxes: $10,025 (2023)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 607483
  • Updated: 5/13/2026
  • Added to Site: 908 day(s) ago

Interior

  • Interior Features: Built-in Cabinets, Elevator, Fireplace(s), Pantry, Quartz Countertops, Smoke Alarms, Storage
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • Flooring: Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Storage
  • Deck/Patio: Open Porch/Balcony
  • Porch/Patio/Deck: Open Porch/Balcony

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Parking Features: Off Street, Covered, Attached, Garage Door Opener

Location

  • Area: 10 - Little, Middle, Big Torch Keys
  • County: Monroe
  • Subdivision: Middle Torch Key Est (28.0)
  • Driving Directions: Turn Bayside/Gulfside on Middle Torch Rd. Follow all the way to the end (don't turn on Dorn Rd) turn left on to Stewart Rd. House is on the right, sign on property. DO NOT WALK PROPERTY W/O AGENT.

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: Frame
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window, Other Windows/Doors
  • Square Feet: 1,841
  • Sq. Ft. Source: Seller
  • Year Built: 1987
  • Property Condition: Updated/Remodeled

Lot Features

  • Property View: Open Water View, Bay
  • Lot Size (Acres): 1.65
  • Lot Size (Sq. Ft.): 71,765
  • Lot Size Source: Property Data Card
  • Zoning: IS - Improved Subivision District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bay Front, Gulf Front, Open Water

Financial Considerations

  • Tax Amount: $10,025.07
  • Tax Year: 2023

Disclosures and Reports

  • Legal Description: LTS 119, 120 & 121 AMENDED PLAT OF MIDDLE TORCH KEY ESTATES PB5-6 MIDDLE TORCH KEY OR512-527/528 OR797-450 OR954-101 OR
  • Flood Zone: AE, AE, VE
  • APN: 00224920-000000

Listed by Expert Realty LLC, Pamela A Stangler (305) 433-1036 and Expert Realty LLC, Cole Stangler (305) 890-6417

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Listing agents

— 3127 Stewart Rd —

  • Pamela A Stangler

    Expert Realty LLC

  • Cole Stangler

    Expert Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3127 Stewart Rd

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Sugarloaf School
255 Crane Boulevard, Summerland Key, FL 33042
PK-87.8 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1224.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3127 Stewart Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/17/2023
Listed
$1,900,000
105.41%
MLS
7/10/2018
Sold
$925,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3127 Stewart Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$10,213
—
$1,110,318
—
2024
$10,213
2%
$1,106,857
1%
2023
$10,025
12%
$1,091,188
21%
2021
$8,973
-5%
$901,536
-17%
2022
$9,479
6%
$1,086,444
30%
2021
$8,973
13%
$834,511
7%
2019
$7,936
241%
$777,064
273%
2018
$2,324
3%
$208,153
2%
2017
$2,263
—
$203,872
2%
2016
$2,270
-2%
$199,679
1%
2015
$2,322
14%
$198,291
1%
2014
$2,045
-1%
$196,717
1%
2013
$2,065
—
$193,810
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3127 Stewart Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Expert Realty LLC, Pamela A Stangler (305) 433-1036 and Expert Realty LLC, Cole Stangler (305) 890-6417

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3127 Stewart Road, Middle Torch Key, FL 33042 (MLS# 607483) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3127 Stewart Road is currently listed for $1,900,000 and was received on November 17, 2023. Want to learn more about 3127 Stewart Road? Do you have questions about finding other Single Family real estate for sale in Middle Torch Key? You can browse all Middle Torch Key real estate or contact a Coldwell Banker agent to request more information.

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