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$1,630,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 3,815 Sq. Ft.
  • Updated 1 day ago
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Welcome to the Blackwater Jewel, a truly rare opportunity to own a waterfront home that combines exceptional craftsmanship, thoughtful design, and an unmatched lifestyle on Blackwater Bay. Situated on the largest lot in Bay Pointe Plantation, this custom brick residence offers panoramic water views and the peace of mind of an X flood zone, meaning no flood insurance is required, a feature that is incredibly hard to find along the water. Completed in 2018, this 3,815 square foot home was built for both everyday living and effortless entertaining. From the moment you step inside, the bayfront views draw you in, perfectly framed by an open concept layout, wood flooring, custom built ins, and a brick gas fireplace. The kitchen is both beautiful and functional, featuring quartz countertops, double ovens, a custom island with banquette seating, and a walk in butler's pantry complete with a coffee nook, prep sink, filtered water, and ice maker. What truly sets this home apart is the level of craftsmanship throughout. The seller, a master cabinet maker, has created custom cabinetry, closets, and detailed trim work that elevates every space and makes the home feel like a one of a kind work of art. The primary suite offers a private retreat with a spa like bath, while each additional bedroom includes its own en suite bath. Upstairs, a spacious game room with wet bar, private office, and walk around attic provide flexibility for how you live. Step outside and the lifestyle continues. Over 900 square feet of outdoor living space includes a covered porch, outdoor kitchen, open deck, and enclosed shower. The custom dock features smart lighting, covered boat storage, and a fully equipped fish cleaning station with bar seating, creating the perfect setting for days on the water and evenings by the bay. This is more than a home, it is a rare chance to experience waterfront living the way it was meant to be.

Full Property Details for 3940 Plantation Cove Ct

General

  • Price: $1,630,000
  • HOA FEE: $1,125
  • Status: Active
  • Type: Single Family
  • Source: Pensacola
  • MLS ID: 681724
  • Updated: 5/4/2026
  • Added to Site: 7 day(s) ago

Interior

  • Interior Features: Storage, Baseboards, Bookcases, Ceiling Fan(s), Crown Molding, High Ceilings, Recessed Lighting, Sound System, Wet Bar, Bonus Room, Game Room, Gym/Workout Room, Office/Study
  • Fireplace: Yes
  • Appliances: Tankless Water Heater/Gas, Built In Microwave, Dishwasher, Double Oven, Refrigerator, Self Cleaning Oven, Oven
  • Flooring: Hardwood, Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4
  • Primary Bedroom: 16.75 x 17, First Level, 284.75 Sq. Ft.
  • Bedroom 1: 12.416666666 x 12.3333333, First Level, 153.1389 Sq. Ft.
  • Bedroom 2: 14.333333333 x 15.6666666, Second Level, 224.5556 Sq. Ft.
  • Bedroom 3: 14.416666666 x 12.5, Second Level, 180.2083 Sq. Ft.

Other Rooms

  • Living Room: 26.083333333 x 21.75, First Level, 567.3125 Sq. Ft.
  • Kitchen: Not Updated, Kitchen Island, Pantry, Solid Surface Countertops, 12.333333333 x 16.75, First Level, 206.5833 Sq. Ft.
  • Eat-in kitchen: Yes
  • Dining Room: Breakfast Room/Nook, Eat-in Kitchen, Formal Dining Room, Living/Dining Combo, 12.333333333 x 14, First Level, 172.6667 Sq. Ft.
  • Office: 9.666666666 x 12, Second Level, 116 Sq. Ft.
  • Laundry: Inside, W/D Hookups

Additional Information

  • Security/Safety: Security System

Exterior

  • Exterior Features: Irrigation Well, Outdoor Kitchen, Sprinkler, Rain Gutters, Dock
  • Deck/Patio: Covered, Deck, Patio, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Total Spaces: 3
  • Parking Features: 3 Car Garage, Front Entrance, Guest, Garage Door Opener

Location

  • County: Santa Rosa
  • Subdivision: Bay Pointe Plantation
  • Driving Directions: From I-10, take Exit 22 (Avalon Blvd / FL-281) and head north on Avalon Blvd. Continue approximately 2.5 miles, then turn right onto Del Monte St. Follow Del Monte as it curves and becomes Plantation Cove Ct. The property will be on your left at 3940 Plantation Cove Ct.

School Information

  • Elementary School: Bagdad
  • Middle School: AVALON
  • High School: Milton

Community

  • Association: Yes

Heating & Cooling

  • Cooling Type: Multi Units, Central Air, Ceiling Fan(s)
  • Heating Type: Multi Units, Central, Fireplace(s)

Utilities

  • Sewer: Grinder Pump, Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: French Provincial, Traditional
  • Construction: Brick
  • Roof: Shingle, Hip
  • Stories/Levels: 1
  • Square Feet: 3,815
  • Year Built: 2018
  • Property Condition: Resale

Lot Features

  • Property View: Bay, Bayou, River, Water
  • Lot Size (Acres): 0.629
  • Street/Road Desc.: Paved
  • Road Maintenance: Road t Maintained, Private Maintained Road
  • Lot Features: Cul-De-Sac, Interior Lot
  • Zoning: Res Single

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bay, River Front, Waterfront, Beach Access, Boat Lift, Natural, Pier
  • Boat Dock Slip: Yes
  • Beach Front: Yes

Financial Considerations

  • Price Per Sq. Ft.: $427.26
  • Association Fee: $1,125

Disclosures and Reports

  • Property ID: 241N28022700B000090

Listed by Duncan Real Estate Collective LLC

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Listing agent

— 3940 Plantation Cove Ct —

  • Duncan Real Estate Collective LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3940 Plantation Cove Ct

School District:Santa Rosa County School District
NameGradesDistance
Bagdad Elementary School
4512 Forsyth Street, Milton, FL 32583
PK-51.8 mi
Avalon Middle School, Milton, FL
5445 King Arthurs Way, Milton, FL 32583
6-85 mi
Milton High School
5445 Stewart Street, Milton, FL 32570
9-124.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3940 Plantation Cove Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/28/2026
Listed
$1,630,000
593.62%
MLS
11/23/2016
Sold
$235,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3940 Plantation Cove Ct

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,281
4%
$571,543
3%
2024
$6,049
2%
$555,435
3%
2023
$5,959
2%
$539,257
6%
2021
$5,825
—
$508,301
-3%
2022
$5,836
—
$523,550
4%
2021
$5,825
5%
$501,283
2%
2019
$5,539
178%
$490,013
231%
2018
$1,994
-10%
$147,940
-15%
2017
$2,226
34%
$174,340
37%
2016
$1,656
8%
$127,700
12%
2015
$1,537
-2%
$114,500
—
2014
$1,565
2%
$114,500
5%
2013
$1,527
—
$108,775
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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with our affiliated lender
NMLS#: 1598647

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Listed by Duncan Real Estate Collective LLC

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3940 Plantation Cove Ct, Milton, FL 32583 (MLS# 681724) is a Single Family property with 4 bedrooms and 4 full bathrooms. 3940 Plantation Cove Ct is currently listed for $1,630,000 and was received on April 28, 2026. Want to learn more about 3940 Plantation Cove Ct? Do you have questions about finding other Single Family real estate for sale in Milton? You can browse all Milton real estate or contact a Coldwell Banker agent to request more information.

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