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$2,550,000 Sale Pending
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Property Description
One or more photo(s) has been virtually staged, AI generated or rendered. Exceptional waterfront opportunity in the highly sought-after Royal Harbor community, one of Naples' premier boating enclaves known for its direct gulf access and luxury new construction multi-million dollar homes. Perfectly positioned on a prime waterfront, cul-de-sac homesite, with an unbeatable location just minutes to downtown Naples. The existing residence is well-maintained and fully livable with 2,651 sq.ft, offering immediate enjoyment or strong rental potential. However, the true value lies in the land - an ideal canvas to design and build a custom home of your own. For boating enthusiasts, this property is especially compelling, featuring a newer (2023) boat lift with a 27,000 lb capacity - perfect for accommodating a substantial vessel with ease. Enjoy quick access to the Gulf with no fixed bridges. Located just minutes from 5th Ave and 3rd St, you'll enjoy world-class dining, boutique shopping, white-sand beaches and the vibrant Naples lifestyle right at your doorstep. Whether you choose to enjoy the home as-is, hold as an income producing asset, or build your dream residence, this is a rare opportunity to secure a premier Gulf-access lot in prestigious Royal Harbor.
Full Property Details
Full Property Details for 1275 Cobia Ct
General
- Price: $2,550,000
- Taxes: (2024)
- Status: Pending
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 225073056
- Updated: 5/15/2026
- Added to Site: 255 day(s) ago
Interior
- Interior Features: Split Bedrooms, Wired for Data, Closet Cabinets, Entrance Foyer, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self-Cleaning Oven, Washer
- Furnished: Yes
- Furnishings: Furnished
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Dining Room: Breakfast Bar, Dining - Family
- Laundry: Inside
Additional Information
- Shared Amenities: None, Boating, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Equipment Stays, Electric Heat
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Dock, Boat Lift, Elec Avail at dock, Water Avail at Dock, None
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: NA08 - Royal Harbor-Windstar Are
- County: Collier
- Subdivision: ROYAL HARBOR
- Building Name: ROYAL HARBOR
- Direction Faces: South
School Information
- Elementary School: LAKE PARK ELEMENTARY
- Middle School: GULF VIEW MIDDLE
- High School: NAPLES HIGH
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Elevated, Piling, Wood Frame, Stucco
- Roof: Tile
- Windows: Arched, Single Hung, Skylight(s), Sliding
- Entry Floor Number: 1
- Stories/Levels: 2
- Stories in Building: 2
- Square Feet: 2,651
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,651 Sq. Ft.
- Year Built: 1989
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 79 x 89 x 135 x 107
- Frontage Feet: 79
- Irrigation System: Central
- Lot Features: Regular
- Lot Description: Regular
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: No Bridge(s)/Water Direct, Canal Front
- Canal Width: Canal Width 31-80
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Legal Description: ROYAL HARBOR UNIT 1 BLK 16 LOT 2
- Property ID: 18317400000
- Section: 10
- Block: 16
- Lot Number: 2
Listed by Compass Florida LLC
Get Pre-Approved Today
Schools
Schools serving 1275 Cobia Ct
School District:Collier County School District
| Name | Grades | Distance |
|---|---|---|
Lake Park Elementary School, Naples, FL 1295 14th Avenue North, Naples, FL 34102 | K-5 | 2.7 mi |
Naples High School 1100 Golden Eagle Circle, Naples, FL 34102 | 9-12 | 3.3 mi |
Gulfview Middle School 255 6th Street South, Naples, FL 34102 | 6-8 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1275 Cobia Ct
Date
Details
Price
Change
Source
5/01/2026
Price Reduced
$2,550,000
-8.77%
MLS
4/13/2026
Price Reduced
$2,795,000
-3.45%
MLS
2/17/2026
Price Reduced
$2,895,000
-3.34%
MLS
1/12/2026
Price Reduced
$2,995,000
-3.39%
MLS
11/05/2025
Price Reduced
$3,100,000
-6.03%
MLS
10/01/2025
Listed
$3,299,000
-2.25%
MLS
6/22/2022
Sold
$3,375,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1275 Cobia Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$17,123
2%
$1,831,955
3%
2024
$16,746
2%
$1,780,326
4%
2023
$16,371
51%
$1,717,468
64%
2021
$10,838
1%
$1,045,756
-3%
2022
$10,697
-1%
$1,077,129
4%
2021
$10,838
3%
$1,031,318
1%
2019
$10,559
2%
$1,019,265
2%
2018
$10,368
2%
$1,003,215
2%
2017
$10,203
-11%
$982,581
-11%
2016
$11,521
115%
$1,100,154
112%
2015
$5,370
—
$519,909
1%
2014
$5,386
—
$515,783
1%
2013
$5,364
—
$508,161
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1275 Cobia Ct
1275 Cobia Ct, Naples, FL 34102 (MLS# 225073056) is a Single Family property with 3 bedrooms and 3 full bathrooms. 1275 Cobia Ct is currently listed for $2,550,000 and was received on October 01, 2025. Want to learn more about 1275 Cobia Ct? Do you have questions about finding other Single Family real estate for sale in Naples? You can browse all Naples real estate or contact a Coldwell Banker agent to request more information.

