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$1,299,000
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Property Description
Elevated luxury in Naples! Located in Montego at Cove Towers, this stunning 2645 sq ft 3- bedroom, 3-bathroom condo, accessed via a PRIVATE ELEVATOR, invites you into a world of elegance and comfort. As you step inside, you'll be captivated by the completely renovated open floor plan with high ceilings and wide-plank white oak floors. At the heart of the home, the gourmet kitchen features shaker cabinets, GE Café appliances (including an induction range with split ovens and an additional oven in the working island), and two 9 1/2 ft spacious islands - one for dining that can accommodate up to 10 people. Relax in the luxurious master suite with serene preserve views, dual walk-in custom closets and a beautifully designed bathroom with an extra large shower, quartz counter tops and all new cabinets. Two additional bedrooms and two bathrooms (one en suite) await your guests - both with large, walk-in closets. Enjoy outdoor living on the screened in lanai where you can sip your morning coffee while taking in tranquil views. You will also appreciate the additional open balcony (unique to Apartment 302) for even more outdoor space. This exceptional unit includes TWO GARAGE PARKING SPACES and access to the on-site Calypso Club, offering a resort-style pool, fitness center, 2 guest suites for extended family stays and social room where many residents gather for a game of bridge, book club, or even just to enjoy a glass of wine. Calypso Club is exclusive to only 2 buildings and is a truly special place. Additionally, the optional membership to the Tarpon Cove Yacht & Raquet Club offers an abundance of opportunities for tennis, pool, dining experiences, and "The Endless Summer" pontoon boat shuttle to the beach. Ideally located near shopping, dining and Naples beaches, experience the pinnacle of luxury living in the Cove Towers Preserve community, where Montego 302 is ready to welcome you home!
Full Property Details
Full Property Details for 445 Cove Tower Dr #302
General
- Price: $1,299,000
- HOA FEE: $2,124/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2024)
- Status: Active
- Type: Condo
- Source: Bonita_Springs
- MLS ID: 225030036
- Updated: 1/5/2026
- Added to Site: 299 day(s) ago
Rental Information
- Lease/Rent Term: 90
- Min. Lease (Days): 90
Interior
- Interior Features: Elevator, Split Bedrooms, Family Room, Great Room, Guest Bath, Guest Room, Built-In Cabinets, Wired for Data, Closet Cabinets, Coffered Ceiling(s), Entrance Foyer, Pantry, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Double Oven, Dryer, Microwave, Range, Refrigerator with Icemaker, Self-Cleaning Oven, Washer, Water Treatment (Owned), Wine Cooler
- Furnishings: Negotiable
- Flooring: Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Dining - Family, Eat-in Kitchen
- Laundry: Inside, Sink
Additional Information
- Shared Amenities: Barbecue (Picnic), Bike And Jog Path, Bike Storage, Cabana, Clubhouse, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Extra Storage, Guest Room, Internet Access, Private Membership, Sidewalks, Street Lights, Trash Chute, Vehicle Wash Area, Gated
- Pool: Yes
- Pool Description: Community Lap Pool
- Security/Safety: Security System, Smoke Detector(s), Fire Sprinkler System, Smoke Detectors
Exterior
- Exterior Features: Screened Balcony, None
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: 2 Assigned, Deeded, Driveway Paved, Under Bldg Closed, Attached
Location
- Area: NA01 - N/O 111th Ave Bonita Beach
- County: Collier
- Subdivision: MONTEGO AT COVE TOWERS
- Building Name: COVE TOWERS
- Direction Faces: Northeast
Community
- Association: Yes
- Assoc. Fees Include: Cable TV, Insurance, Internet, Irrigation Water, Maintenance Grounds, Legal/Accounting, Manager, Pest Control Exterior, Pest Control Interior, Rec Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash, Water
- Units Assoc/Comm: 272
- Pets Allowed: Yes
- Management Type: Professional
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Underground Utilities, Cable Available
Structural Information
- Description/Design: High Rise (8+)
- Exterior Const.: Concrete Block, Stucco
- Roof: Built-Up or Flat, Metal
- Windows: Single Hung, Shutters Electric, Shutters - Manual, Window Coverings
- Entry Floor Number: 3
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,645
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,645 Sq. Ft.
- Year Built: 2002
Additional Structures
- Other Structures: Guest House
Lot Features
- Property View: Preserve
- Lot Size Source: Property Appraiser Office
- Street/Road Desc.: Paved
- Irrigation System: Other
- Lot Features: Zero Lot Line
- Lot Description: Zero Lot Line
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Other Assoc Fees: $1,915
- Condo Fee: $6,372
- Condo Fee Freq: Quarterly
- Application Fee: $150
- Other Fee Freq.: Annually
- Tax Year: 2024
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Condo
- Legal Description: MONTEGO AT COVE TOWERS PRESERVE A CONDOMINIUM # 302
- Property ID: 60560000043
- Section: 16
- Lot Number: 302
Listed by Paradise Coast Property Team
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Schools
Schools serving 445 Cove Tower Dr #302
School District:Collier County School District
| Name | Grades | Distance |
|---|---|---|
Naples Park Elementary School 685 111th Avenue North, Naples, FL 34108 | PK-5 | 1.1 mi |
North Naples Middle School 16165 Learning Lane, Naples, FL 34110 | 6-8 | 2.8 mi |
Gulf Coast High School 7878 Shark Way, Naples, FL 34119 | 9-12 | 6.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 445 Cove Tower Dr #302
Date
Details
Price
Change
Source
11/09/2025
Price Reduced
$1,299,000
-3.71%
MLS
3/22/2025
Listed
$1,349,000
170.34%
MLS
1/08/2020
Sold
$499,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 445 Cove Tower Dr #302
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,564
2%
$519,368
3%
2024
$4,460
-3%
$504,731
3%
2021
$4,619
—
$490,030
3%
2021
$4,619
—
$475,757
3%
2021
$4,619
-7%
$461,900
—
2020
$4,992
-3%
$461,900
-2%
2019
$5,139
-6%
$471,900
-6%
2018
$5,456
2%
$501,900
3%
2017
$5,356
9%
$488,675
9%
2016
$4,918
1%
$449,000
3%
2015
$4,847
16%
$435,775
6%
2014
$4,182
-4%
$409,325
-2%
2013
$4,344
—
$417,550
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 445 Cove Tower Dr #302
445 Cove Tower Dr #302, Naples, FL 34110 (MLS# 225030036) is a Condo property with 3 bedrooms and 3 full bathrooms. 445 Cove Tower Dr #302 is currently listed for $1,299,000 and was received on March 22, 2025. Want to learn more about 445 Cove Tower Dr #302? Do you have questions about finding other Condo real estate for sale in Naples? You can browse all Naples real estate or contact a Coldwell Banker agent to request more information.

