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$949,900
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Property Description
Enjoy sweeping Southwest exposure and stunning sunset views from this light-filled end-unit residence featuring an expansive great room and open-concept layout ideal for both everyday living and entertaining. Large windows throughout provide abundant natural light, while the private lanai offers a perfect space to relax and take in the views. Private elevator access opens directly into the residence, enhancing both convenience and privacy. Recent improvements include two A/C systems replaced in 2023, a new tankless water heater with a transferable 10-year warranty, updated electrical panel, newer bedroom carpeting, and updated bathroom fixtures & ceiling fans. Impact-resistant windows and doors, along with automatic electric hurricane shutters, provide peace of mind and make this an ideal seasonal or lock-and-leave home. Oversized garage parking and a large additional storage unit are included. Residents enjoy access to the Calypso Club, offering a resort-style pool and spa with screened cabana, BBQ area, fitness center, meeting room, and two guest suites for visiting family or friends. Optional membership to the Tarpon Cove Yacht & Racquet Club provides additional amenities including dining, tiki bar, tennis, boating, and a private beach shuttle. Well maintained and move-in ready, this residence presents an exceptional opportunity to enjoy Southwest Florida living with comfort, convenience, and spectacular sunset views.
Full Property Details
Full Property Details for 445 Cove Tower Dr #504
General
- Price: $949,900
- HOA FEE: $1,959/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2024)
- Status: Active
- Type: Condo
- Source: Bonita_Springs
- MLS ID: 226003007
- Updated: 1/23/2026
- Added to Site: 36 day(s) ago
Rental Information
- Lease/Rent Term: 90
- Min. Lease (Days): 90
Interior
- Number of Rooms: 8
- Interior Features: Elevator, Split Bedrooms, Great Room, Built-In Cabinets, Entrance Foyer, Pantry, Tray Ceiling(s), Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator with Icemaker, Self-Cleaning Oven, Tankless Water Heater, Wall Oven, Washer
- Furnishings: Negotiable
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Jetted Tub, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Built-In Desk, Pantry
- Dining Room: Breakfast Bar, Dining - Family, Eat-in Kitchen
- Laundry: Inside, Sink
Additional Information
- Shared Amenities: Beach Club Available, Cabana, Community Boat Slip, Community Gulf Boat Access, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Extra Storage, Guest Room, Hobby Room, Internet Access, Marina, Private Membership, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Trash Chute, Boating, Gated
- Pool: Yes
- Pool Description: Community Lap Pool
- Tennis: Yes
- Security/Safety: Smoke Detector(s), Fire Sprinkler System, Smoke Detectors
Exterior
- Exterior Features: Balcony, Screened Balcony
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
- Parking Features: Attached
Location
- Area: NA01 - N/O 111th Ave Bonita Beach
- County: Collier
- Subdivision: MONTEGO AT COVE TOWERS
- Building Name: COVE TOWERS
- Driving Directions: From US-41, head west on Wiggins Pass Road. Turn left onto Wiggins Bay Drive, then right into the community. Make an immediate left onto Cove Tower Drive and follow to the property.
- Direction Faces: Northeast
School Information
- Elementary School: NAPLES PARK ELEMENTARY
- Middle School: NORTH NAPLES MIDDLE
- High School: AUBREY ROGERS HIGH SCHOOL
Community
- Association: Yes
- Assoc. Fees Include: Cable TV, Fidelity Bond, Insurance, Internet, Irrigation Water, Maintenance Grounds, Legal/Accounting, Manager, Master Assn. Fee Included, Pest Control Exterior, Repairs, Reserve, Street Lights, Street Maintenance, Water
- Units Assoc/Comm: 290
- Pets Allowed: Yes
- Management Type: On-Site
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Central
- Cable Available: Yes
- Utility Description: Underground Utilities, Cable Available
Structural Information
- Description/Design: High Rise (8+)
- Exterior Const.: Concrete Block, Stucco
- Roof: Built-Up or Flat
- Common Walls: End Unit
- Windows: Impact Resistant, Picture, Sliding, Impact Resistant Windows, Shutters Electric, Window Coverings
- Doors: Impact Resistant Doors
- Entry Floor Number: 5
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,379
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,379 Sq. Ft.
- Year Built: 2002
Lot Features
- Property View: Bay, Gulf and Bay, Landscaped Area, Mangroves, Preserve, Water, Trees/Woods
- Lot Size Source: Property Appraiser Office
- Irrigation System: Central
- Lot Features: Zero Lot Line
- Lot Description: Zero Lot Line
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Bay, Mangrove
- Canal Width: None
- Boat Dock Slip: Yes
Financial Considerations
- Other Assoc Fees: $1,915
- Condo Fee: $5,877
- Condo Fee Freq: Quarterly
- Application Fee: $150
- Other Fee Freq.: Annually
- Tax Year: 2024
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Condo
- Legal Description: MONTEGO AT COVE TOWERS PRESERVE A CONDOMINIUM # 504
- Property ID: 60560000247
- Section: 16
- Lot Number: 504
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Schools
Schools serving 445 Cove Tower Dr #504
School District:Collier County School District
| Name | Grades | Distance |
|---|---|---|
Naples Park Elementary School 685 111th Avenue North, Naples, FL 34108 | PK-5 | 1.1 mi |
North Naples Middle School 16165 Learning Lane, Naples, FL 34110 | 6-8 | 2.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 445 Cove Tower Dr #504
Date
Details
Price
Change
Source
1/22/2026
Listed
$949,900
89.98%
MLS
1/24/2019
Sold
$500,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 445 Cove Tower Dr #504
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,639
2%
$532,275
3%
2024
$4,532
1%
$517,274
3%
2023
$4,495
-4%
$502,208
3%
2022
$4,685
-1%
$487,581
3%
2021
$4,745
-9%
$473,380
-1%
2019
$5,210
21%
$478,380
10%
2018
$4,317
1%
$435,962
2%
2017
$4,255
2%
$426,995
2%
2016
$4,159
-1%
$418,213
1%
2015
$4,195
—
$415,306
1%
2014
$4,212
-5%
$412,010
-3%
2013
$4,417
—
$423,905
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 445 Cove Tower Dr #504
445 Cove Tower Dr #504, Naples, FL 34110 (MLS# 226003007) is a Condo property with 3 bedrooms and 3 full bathrooms. 445 Cove Tower Dr #504 is currently listed for $949,900 and was received on January 22, 2026. Want to learn more about 445 Cove Tower Dr #504? Do you have questions about finding other Condo real estate for sale in Naples? You can browse all Naples real estate or contact a Coldwell Banker agent to request more information.

