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$1,189,000
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Property Description
Perfect Southwestern Views of the Gulf, Wiggins Pass and Cocohatchee River in this 7th floor "04 End Unit" in Montego at Cove Towers. The views begin as you step in from your Private Elevator entry and continue through the Living and Dining room, into the Primary with full wall sliders onto the lanai and to the back guest bedrooms offering a private balcony - truly sunrise to sunset views! Professionally remodeled kitchen, flooring and lighting, the home has a sophisticated coastal style that flows from room to room with a furniture package available to interested Buyers. This unit has Two Deeded Parking Spaces, side by side, in the enclosed garage - rare and valuable to have a second parking space! Included is an exclusive membership to the Calypso Club (pool, spa, outdoor living area with fireplace, large fitness center, guest hotel suites and a social room.) Available is a transfer membership to the Tarpon Cove Club (boat shuttle to Delnor Wiggins Beach, 6 har tru tennis courts, fitness center, clubhouse with dining, a tiki bar with bocce ball, fire pit and pool, boat slips for lease/purchase, golf reciprocity off season). Cove Towers is North Naples' hidden gem, less than a mile to the Gulf, directly on Wiggins Pass with an optional Marina. This is an excellent opportunity in Coastal North Naples!
Full Property Details
Full Property Details for 445 Cove Tower Dr #704
General
- Price: $1,189,000
- HOA FEE: $1,959/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2024)
- Status: Active
- Type: Condo
- Source: Bonita_Springs
- MLS ID: 225080894
- Updated: 12/6/2025
- Added to Site: 55 day(s) ago
Rental Information
- Lease/Rent Term: 90
- Min. Lease (Days): 90
Interior
- Interior Features: Elevator, Split Bedrooms, Den - Study, Home Office, Entrance Foyer, Volume Ceiling, Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Wall Oven, Washer
- Furnishings: Negotiable
- Flooring: Tile, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Built-In Desk, Pantry
- Dining Room: Breakfast Bar, Eat-in Kitchen
- Laundry: Inside
Additional Information
- Shared Amenities: Beach Access, Bike Storage, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Extra Storage, Guest Room, Internet Access, Library, Marina, Restaurant, Shuffleboard, Sidewalks, Street Lights, Tennis Court(s), Trash Chute, Vehicle Wash Area, Gated, Tennis
- Pool: Yes
- Pool Description: Community Lap Pool
- Tennis: Yes
- Security/Safety: Smoke Detector(s), Fire Sprinkler System, Smoke Detectors
Exterior
- Exterior Features: Dock Lease, Dock Purchase, Wooden Dock, None
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: 2 Assigned, Guest, Under Bldg Closed, Garage Door Opener, Attached
Location
- Area: NA01 - N/O 111th Ave Bonita Beach
- County: Collier
- Subdivision: MONTEGO AT COVE TOWERS
- Building Name: COVE TOWERS
- Direction Faces: Northeast
Community
- Association: Yes
- Assoc. Fees Include: Cable TV, Insurance, Internet, Irrigation Water, Laundry Facilities, Maintenance Grounds, Legal/Accounting, Manager, Pest Control Exterior, Pest Control Interior, Rec Facilities, Repairs, Reserve, Security, Sewer, Trash, Water
- Units Assoc/Comm: 252
- Pets Allowed: Yes
- Number of Pets: 2
- Management Type: Professional
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: High Rise (8+)
- Exterior Const.: Concrete Block, Stucco
- Roof: Built-Up or Flat
- Common Walls: Corner, End Unit
- Windows: Casement, Shutters Electric, Window Coverings
- Doors: French Doors
- Entry Floor Number: 7
- Stories/Levels: 18
- Stories in Building: 18
- Square Feet: 2,379
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,379 Sq. Ft.
- Year Built: 2002
Lot Features
- Property View: Gulf and Bay, Preserve, Trees/Woods
- Lot Size Source: Property Appraiser Office
- Street/Road Desc.: Paved
- Irrigation System: Assessment Paid, Central
- Lot Features: Oversize
- Lot Description: Oversize
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Other Assoc Fees: $1,940
- Condo Fee: $5,877
- Condo Fee Freq: Quarterly
- Application Fee: $150
- Other Fee Freq.: Annually
- Tax Year: 2024
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Condo
- Legal Description: MONTEGO AT COVE TOWERS PRESERVE A CONDOMINIUM # 704
- Property ID: 60560000409
- Section: 16
- Lot Number: 704
Listed by Downing Frye Realty Inc.
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Schools
Schools serving 445 Cove Tower Dr #704
School District:Collier County School District
| Name | Grades | Distance |
|---|---|---|
Naples Park Elementary School 685 111th Avenue North, Naples, FL 34108 | PK-5 | 1.1 mi |
North Naples Middle School 16165 Learning Lane, Naples, FL 34110 | 6-8 | 2.8 mi |
Gulf Coast High School 7878 Shark Way, Naples, FL 34119 | 9-12 | 6.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 445 Cove Tower Dr #704
Date
Details
Price
Change
Source
11/22/2025
Listed
$1,189,000
46.79%
MLS
6/07/2021
Sold
$810,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 445 Cove Tower Dr #704
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,304
4%
$956,309
10%
2024
$8,912
4%
$869,372
10%
2023
$8,581
14%
$790,338
10%
2022
$7,518
22%
$718,489
28%
2021
$6,151
—
$563,380
—
2019
$6,135
—
$563,380
—
2018
$6,125
1%
$563,380
2%
2017
$6,044
9%
$551,485
9%
2016
$5,540
1%
$505,800
3%
2015
$5,471
2%
$491,905
3%
2014
$5,389
-3%
$479,010
-1%
2013
$5,555
—
$485,905
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 445 Cove Tower Dr #704
445 Cove Tower Dr #704, Naples, FL 34110 (MLS# 225080894) is a Condo property with 3 bedrooms and 3 full bathrooms. 445 Cove Tower Dr #704 is currently listed for $1,189,000 and was received on November 22, 2025. Want to learn more about 445 Cove Tower Dr #704? Do you have questions about finding other Condo real estate for sale in Naples? You can browse all Naples real estate or contact a Coldwell Banker agent to request more information.

