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$320,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,367 Sq. Ft.
  • Updated 5 hours ago
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Move-in ready and full of charm! This adorable 3-bedroom, 2-bath home offers 1,367 square feet of comfortable living space in the desirable Holley By The Sea subdivision. Situated on a spacious .46-acre lot, the property features new sod, a fully fenced backyard, a cozy fire pit area, and a powered yard building--perfect for storage or hobbies.Inside, you'll find a functional split floor plan with tile flooring in the wet areas and newer carpet throughout the main living spaces and bedrooms. The kitchen and bathrooms are nicely appointed with granite countertops, and the home includes a washer and dryer for added convenience. Major updates provide peace of mind, including a roof replaced in 2017 and an HVAC system and water heater replaced in 2018.

Full Property Details for 6545 Fern St

General

  • Price: $320,000
  • Taxes: $2,585 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Navarre_NABOR
  • MLS ID: 997197
  • Updated: Today (3/6/2026)
  • Added to Site: Today

Interior

  • Rooms/Areas: Bedroom, Dining Area, Living Room, Master Bedroom
  • Interior Features: Ceiling Cathedral, Floor Laminate, Floor Tile, Pantry, Pull Down Stairs, Split Bedroom
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Warranty Provided, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room

Additional Information

  • Amenities: BBQ Pit/Grill, Beach, Boat Launch, Community Room, Deed Access, Dock, Exercise Room, Fishing, Game Room, Golf, Pavillion/Gazebo, Picnic Area, Playground, Pool, Sauna/Steam Room, Tennis, Waterfront, Whirlpool
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Fenced Back Yard, Lawn Pump, Patio Open, Porch, Sprinkler System, Yard Building

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage Attached

Location

  • Area: 11 - Navarre/Gulf Breeze
  • County: Santa Rosa
  • Subdivision: HOLLEY BY THE SEA
  • Driving Directions: From Hwy 98, North on Edgewood, Left on Fern Street, Home is on the left

School Information

  • Elementary School: Eastbay K-8
  • Middle School: Eastbay K-8
  • High School: Navarre

Community

  • Assoc. Name: Holley by the Sea

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Water, Septic Tank

Structural Information

  • Architectural Style: Florida Cottage
  • Construction: Roof Dimensional Shg, Siding Vinyl, Slab
  • Stories/Levels: 1
  • Square Feet: 1,367
  • Sq. Ft. Source: County PA Records
  • Year Built: 1997

Lot Features

  • Lot Size (Acres): 0.46
  • Lot Dimensions: 100 x 200
  • Street/Road Desc.: County Road
  • Lot Features: Covenants, Restrictions, Survey Available
  • Zoning: Resid Single Family

Financial Considerations

  • Price Per Sq. Ft.: $234
  • Assessment Amount: $595
  • Assmt Payment Freq: Annually
  • Tax Amount: $2,585
  • Tax Year: 2025
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: Lot 12, Block 76, Holley By The Sea, according to the plat thereof, recorded in Plat Book B, Page 155, of the Public Records of Santa Rosa County, Florida.
  • Assessment: Yes
  • APN: 18-2S-26-1920-07600-0120
Buyer's Brokerage Compensation: 2%
Not binding unless confirmed by separate agreement among applicable parties.

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— 6545 Fern St —

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 6545 Fern St

School District:Santa Rosa County School District
NameGradesDistance
East Bay K-8
2535 Elkhart Drive, Navarre, FL 32566
PK-80.2 mi
Navarre High School
8600 High School Boulevard, Navarre, FL 32566
9-125.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 6545 Fern St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/06/2026
Listed
$320,000
10.34%
MLS
11/18/2021
Sold
$290,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 6545 Fern St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,495
2%
$244,195
3%
2023
$2,440
47%
$237,083
44%
2021
$1,658
-30%
$165,073
-28%
2022
$2,376
43%
$230,178
41%
2021
$1,658
20%
$162,794
16%
2019
$1,376
18%
$139,815
15%
2018
$1,168
—
$121,192
2%
2017
$1,164
6%
$118,699
2%
2016
$1,094
-9%
$116,258
-4%
2015
$1,200
-1%
$121,732
1%
2014
$1,210
—
$120,766
2%
2013
$1,215
—
$118,981
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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6545 Fern Street, Navarre, FL 32566 (MLS# 997197) is a Single Family property with 3 bedrooms and 2 full bathrooms. 6545 Fern Street is currently listed for $320,000 and was received on March 06, 2026. This property is listed by Jessica Stafford from our Navarre/Gulf Breeze Office.Want to learn more about 6545 Fern Street? Do you have questions about finding other Single Family real estate for sale in Navarre? You can browse all Navarre real estate or contact a Coldwell Banker agent to request more information.

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