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$450,000 Sale Pending

  • For Sale
  • Pending
  • Townhouse
  • 6 Beds
  • 4 Full Baths
  • 2,624 Sq. Ft.
  • Updated 5 days ago
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Excellent opportunity for investors or owner occupants. Live in one unit and have the income from the other unit pay your mortgage or create your own family compound. This duplex features 2 units, each measure over 1200 sq ft. 3bedroom/2 bath with an open patio, fenced back yard with separate driveways and garages Currently occupied but seller may terminate leases with a 30 day notice. Newer upgrades include 2021 roof, 2024 & 2020 HVAC's. Holley By-The-Sea HOA offers access to the multi-million dollar recreational and clubhouse facility that includes: pools, sauna and steam room, gym, tennis and pickleball courts, & community room.

Full Property Details for 6643 Water St

General

  • Price: $450,000
  • Taxes: $4,176 (2024)
  • Status: Pending
  • Type: Townhouse
  • Source: Navarre_NABOR
  • MLS ID: 988247
  • Updated: 1/12/2026
  • Added to Site: 86 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Full Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom
  • Interior Features: Floor Vinyl, Floor WW Carpet, Split Bedroom, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Auto Garage Door Opn, Dishwasher, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 6

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Amenities: BBQ Pit/Grill, Beach, Deed Access, Exercise Room, Fishing, Pavillion/Gazebo, Pickle Ball, Picnic Area, Playground, Pool, Sauna/Steam Room, Tennis, Waterfront
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Fenced Back Yard, Lawn Pump, Patio Open, Sprinkler System

Parking

  • Garage: Yes
  • Parking: Garage Attached

Location

  • Area: 11 - Navarre/Gulf Breeze
  • County: Santa Rosa
  • Subdivision: HOLLEY BY THE SEA
  • Driving Directions: From Hwy 98 turn north on Sunrise St, take the first left onto Water Street. The home is on the South side of the street

School Information

  • Elementary School: West Navarre
  • Middle School: Woodlawn Beach
  • High School: Navarre

Community

  • Assoc. Name: Holley by the Sea

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Public Water, Septic Tank

Structural Information

  • Architectural Style: Duplex
  • Construction: Frame, Roof Dimensional Shg, Siding Vinyl, Trim Vinyl
  • Stories/Levels: 2
  • Square Feet: 2,624
  • Sq. Ft. Source: Appraiser
  • Year Built: 2004

Lot Features

  • Lot Size (Acres): 0.47
  • Lot Dimensions: 100 x 205
  • Street/Road Desc.: County Road
  • Zoning: Resid Multi-Family

Financial Considerations

  • Price Per Sq. Ft.: $171
  • Assessment Amount: $565
  • Assmt Payment Freq: Annually
  • Tax Amount: $4,176
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: HOLLEY BY THE SEA 1ST CORR & AMEND LOT 7 BLK 2 AS DES IN OR 4424 PG 2051
  • Assessment: Yes
  • APN: 18-2S-26-1920-00200-0070

Listed by Pullum Real Estate Group

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Listing agent

— 6643 Water St —

  • Pullum Real Estate Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 6643 Water St

School District:Santa Rosa County School District
NameGradesDistance
West Navarre Intermediate School
1970 Cotton Bay Lane, Navarre, FL 32566
3-50.9 mi
West Navarre Primary School
1955 Lowe Road, Navarre, FL 32566
PK-21.6 mi
Woodlawn Beach Middle School
1500 Woodlawn Way, Gulf Breeze, FL 32563
6-83.9 mi
Navarre High School
8600 High School Boulevard, Navarre, FL 32566
9-125.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 6643 Water St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/24/2025
Price Reduced
$450,000
-1.96%
MLS
11/10/2025
Price Reduced
$459,000
-0.22%
MLS
10/24/2025
Listed
$460,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 6643 Water St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,177
20%
$346,103
5%
2023
$3,488
7%
$328,566
7%
2022
$3,260
25%
$307,305
53%
2021
$2,607
—
$201,019
11%
2021
$2,607
12%
$181,149
4%
2019
$2,322
-4%
$173,661
—
2018
$2,411
9%
$173,366
10%
2017
$2,204
-1%
$157,605
-3%
2016
$2,224
-10%
$161,766
-8%
2015
$2,464
-3%
$175,369
-1%
2014
$2,538
-4%
$177,639
-2%
2013
$2,637
—
$180,710
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Pullum Real Estate Group

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6643 Water Street, Navarre, FL 32566 (MLS# 988247) is a Townhouse property with 6 bedrooms and 4 full bathrooms. 6643 Water Street is currently listed for $450,000 and was received on October 24, 2025. Want to learn more about 6643 Water Street? Do you have questions about finding other Townhouse real estate for sale in Navarre? You can browse all Navarre real estate or contact a Coldwell Banker agent to request more information.

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